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    • UTI Short Term Income Fund Discontinued Sub (Dividend Payout - Quarterly)

    Formerly UTI S/T Income Reg DP

    UTI Mutual Fund

    UTI Short Term Income Fund Discontinued Sub (Dividend Payout - Quarterly)

    DebtShort Term

    Top Ranked

    18.1198

    NAV (Sep 17)

    3.4%
    3 Year CAGR
    Scripbox Opinion

    Top Ranked

    These are the top-ranked funds within short term mutual funds.However, Scripbox does not recommend investing in short term mutual funds.Short Term Funds invest in debt and money market instruments such that the duration of the portfolio is between 1 to 3 years.This exposes them to higher variations when interest rates change.

    The category is one of the largest categories within the Debt Segment (9% of the total assets).

    We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

    Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

    Our analysis of this fundLearn how we rate funds ->

    Track Record

    18 Years. The Fund has Sufficient history for analysis and the track record is good.

    Relative Size

    3,602 Cr. Large within the category

    Impact of Interest Rate Changes

    High Interest Rate Risk. The impact on fund value is high when interest rates change

    Credit Quality Of Fund's Portfolio

    Low Credit Risk. The fund has a high credit quality compared to other debt funds

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    Short Term Money

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
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      Expert Investing Only, Car, Down Payment

    No single fund can achieve what a plan can. Learn why

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    Historical NAV

    18.1198

    NAV (Sep 17)

    Fund Returns

    Last 1Y
    5.1%
    Last 3Y
    3.4%
    Last 5Y
    4.2%
    Last 10Y
    6.1%
    Since Inception
    6.3%
    6 Month CAGR
    3.2%
    info-icon-blue

    Scheme Information

    Investment Objective

    The investment objective of the scheme is to generate reasonable income,with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

    Low

    Low to Moderate

    Moderate

    Moderately High

    High

    Very High

    risk-indicator-arrow.svg

    Low to Moderate Risk

    Expense Ratio
    0.95
    Launched (18y ago)
    Jun 23, 2003
    AUM in Crores
    3601.661
    ISIN
    INF789F01AH3
    Lock-in
    No Lock-in
    Benchmark
    CRISIL Short Term Bond Fund TR INR
    SIP Minimum
    0
    Lumpsum Min.
    20000
    Fund Managers
    user-avatar

    Sudhir Agarwal

    Fund Manager

    calculator

    Returns Calculator Comparison

    of

    for

    with step up of

    InstrumentReturnsTotal CorpusGainsAnnualised %
    Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
    EPF70% ₹ 900,761 ₹ 168,1498.50%
    Property70% ₹ 867,662 ₹ 135,0507.00%
    PPF70% ₹ 869,819 ₹ 137,2077.10%
    Bank FD70% ₹ 846,471 ₹ 113,8596.00%
    Gold70% ₹ 846,471 ₹ 113,8596.00%
    Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

    Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • Inflation beating returns
      Inflation beating returns
    • Expert Investing Only, Car, Down Payment
      Expert Investing Only, Car, Down Payment
    • One click investing  tracking
      One click investing tracking
    comparison

    Comparison with Debt Funds

    Fund NameScripbox OpinionFund SizeTrack Record

    Kotak Savings Fund (G)

    ₹ 14,236 cr

    5

    ₹ 32,671 cr

    5

    ₹ 12,277 cr

    5

    ₹ 34,969 cr

    5

    ₹ 24,715 cr

    5

    amc-icon

    About the AMC

    UTI Asset Management Company Ltd

    UTI Asset Management Co Ltd manages assets worth 175,299 crores and was set up on 3 December 1993. It's current offering of mutual fund schemes includes 59 equity,485 debt and 34 hybrid funds.

    amc-img

  • tel-amc-about
    022-62278000
  • mail-amc-about
    invest@utico.in
  • Fund NameScripbox Opinion
    Till Date CAGR

    16.6%

    12.1%

    16.6%

    12.1%

    16.6%

    12.1%

    3.4%

    7%

    2.7%

    7.1%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

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    Invest via netbanking, UPI or through an SIP (eNACH mandate).

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About UTI Short Term Income Fund Discontinued Sub (D-Q)

    About UTI Short Term Income Fund Discontinued Sub (D-Q)

    UTI Short Term Income Fund Discontinued Sub (D-Q) is a Short Term Debt fund and has delivered an annualised return of 6.3% over a period of 18 years. The fund was previously known as UTI S/T Income Reg DP . The fund is managed by UTI Asset Management Co Ltd. The fund manager’s name is Sudhir Agarwal

    UTI Short Term Income Fund Discontinued Sub (D-Q) Investment Objective

    The investment objective of the scheme is to generate reasonable income,with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. . However, there is no assurance that the objective of the scheme will be realized.

    UTI Short Term Income Fund Discontinued Sub (D-Q) NAV,AUM,Risk

    The UTI Short Term Income Fund Discontinued Sub (D-Q) fund was launched on Jun 23, 2003. The NAV (Net Asset Value) of this Short Term Debt fund as of 2021-09-17 is ₹18.12. The total AUM (Asset Under Management) of the fund as of 20/09/2021 is ₹3601.661. The category risk of the UTI Short Term Income Fund Discontinued Sub (D-Q) fund is Low to Moderate Risk. The fund charges 0.95 % as expense ratio.

    UTI Short Term Income Fund Discontinued Sub (D-Q) Holdings

    The fund’s highest allocation is towards Debt and has invested 79.7% in this asset class. The top three holdings of the fund are , net current assets , govt stock , 8.83% govt stock 2023 , axis finance limited , housing development finance corporation limited , national bank for agriculture and rural development , housing and urban development corporation limited (hudco) , power finance corporation ltd. , hindustan petroleum corporation limited , 8.24% tamil nadu sdl 2025 , india grid trust , mahindra rural housing finance limited , 182 dtb 16122021 , tata motors finance limited , reliance ports and terminals limited , 7.68% govt stock 2023 , icici bank limited , 7.16% govt stock 2023 , 05.82 br sdl 2026 , 08.27% rj sdl spl 2022 , food corporation of india , national bank for agriculture and rural development , national bank for agriculture and rural development , housing development finance corporation limited , housing development finance corporation limited , bank of baroda , indian railway finance corporation limited , rural electrification corporation limited , shriram transport finance company limited , punjab national bank , rural electrification corporation limited , mahindra & mahindra financial services limited , indian railway finance corporation limited , rural electrification corporation limited , muthoot finance limited , bajaj finance limited , 7.68% mp sdl spl 2023 , bharat heavy electricals limited , the indian hotels company limited , 8.35% govt stock 2022 , 8.18% hr sdl spl 2022 , sundaram home finance limited , indian oil corporation limited , food corporation of india , 8.15% govt stock 2022 , 05.39 gj sdl 2024 , cholamandalam investment and fin. co. ltd (cholamandalam dbs finance ltd) , state bank of india , export-import bank of india , sikka port and terminal limited , 5.15% govt stock 2025 , housing and urban development corporation limited (hudco) , rec limited , larsen and toubro limited , clearing corporation of india ltd. std - 92 daysmargin deposit

    UTI Short Term Income Fund Discontinued Sub (D-Q) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 20000.

    UTI Short Term Income Fund Discontinued Sub (D-Q) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Bond Fund TR INR.

    UTI Short Term Income Fund Discontinued Sub (D-Q) Review

    UTI Short Term Income Fund Discontinued Sub (D-Q) has a score of 4 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, UTI Short Term Income Fund Discontinued Sub (D-Q) has a score of 4out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

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