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  • Mutual Funds
  • UTI Asset Management Co Ltd
  • UTI Savings Fund Regluar Plan Flexi Inc Dist cum Cap Wdrl (RIDCW-A)

Formerly UTI Reg Savings Reg Flex DR

UTI Savings Fund Regluar Plan Flexi Inc Dist cum Cap Wdrl (RIDCW-A)

UTI Savings Fund Regluar Plan Flexi Inc Dist cum Cap Wdrl (RIDCW-A)

HybridConservative Hybrid

36.7426

NAV (May 06)

Scripbox Opinion

Neutral

Click here for top ranked funds in conservative hybrid mutual funds.

However, Scripbox does not recommend investing in conservative hybrid mutual funds.

Conservative hybrid funds are primarily debt funds which invest a small amount in Equity instruments.

They will tend to fluctuate a little in line with market movements - providing marginal extra gains when the market moves up and marginally lower returns when the market is down.It’ s better for investors to make the allocation to equity & debt themselves and choose the right funds in each asset class.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

18 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

1,631 Cr. Medium within the category

Category View

Relatively Poor. The category has a relatively poor investment outlook

Consistency Of Performance

Poor. The historical performance of the fund has been poor

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    Historical growth rate of 12% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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Scheme Information

Investment Objective

The primary objective of the scheme is to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciation. However,there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Moderately High risk

1.8 %

Expense Ratio

Dec 16, 2003

Launched (18y ago)

₹ 1,631

AUM in Crores

INF789F01885

ISIN

No Lock-in

Lock-in

CRISIL Short Term Debt Hyb 75+25 TR INR

Benchmark

₹ 1,000

SIP Minimum

₹ 5,000

Lumpsum Min.

Fund Managers
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Ajay Tyagi

Fund Manager

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Amandeep Chopra

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
EPF70% ₹ 900,761 ₹ 168,1498.50%
Property70% ₹ 867,662 ₹ 135,0507.00%
PPF70% ₹ 869,819 ₹ 137,2077.10%
Bank FD70% ₹ 846,471 ₹ 113,8596.00%
Gold70% ₹ 846,471 ₹ 113,8596.00%
Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only
    Expert Investing Only
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Hybrid Funds

ICICI Prudential Equity & Debt Fund (G)

ICICI Prudential Equity & Debt Fund (G)

Aggressive Hybrid

22 Years

Age

5

Track Record

Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

Aggressive Hybrid

26 Years

Age

5

Track Record

Sundaram Equity Hybrid Fund (G)

Sundaram Equity Hybrid Fund (G)

Aggressive Hybrid

21 Years

Age

5

Track Record

ICICI Prudential Savings Fund (G)

ICICI Prudential Savings Fund (G)

Conservative Hybrid

17 Years

Age

5

Track Record

Quant Absolute Fund (G)

Quant Absolute Fund (G)

Aggressive Hybrid

20 Years

Age

5

Track Record

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About the AMC

UTI Asset Management Company Ltd

UTI Asset Management Co Ltd manages assets worth 143,615 crores and was set up on 3 December 1993. It's current offering of mutual fund schemes includes 59 equity,485 debt and 34 hybrid funds.

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  • tel-amc-about
    022-62278000
  • mail-amc-about
    invest@utico.in
  • UTI Nifty Index Fund (G)

    UTI Nifty Index Fund (G)

    Index Funds

    Recommended

    Top Ranked

    ₹ 3,591 Cr

    Fund Size

    12.5%

    3Y returns

    UTI Nifty Index Fund Inc Dist cum Cap Wdrl (PIDCW-A)

    UTI Nifty Index Fund Inc Dist cum Cap Wdrl (PIDCW-A)

    Index Funds

    Top Ranked

    ₹ 3,591 Cr

    Fund Size

    12.5%

    3Y returns

    UTI Nifty Index Fund Inc Dist cum Cap Wdrl (RIDCW-A)

    UTI Nifty Index Fund Inc Dist cum Cap Wdrl (RIDCW-A)

    Index Funds

    Top Ranked

    ₹ 3,591 Cr

    Fund Size

    12.5%

    3Y returns

    UTI Short Term Income Fund Discontinued Sub (G)

    UTI Short Term Income Fund Discontinued Sub (G)

    Short Term

    Top Ranked

    ₹ 3,312 Cr

    Fund Size

    3.4%

    3Y returns

    UTI Treasury Advantage Fund (G)

    UTI Treasury Advantage Fund (G)

    Low Duration

    Top Ranked

    ₹ 3,312 Cr

    Fund Size

    3%

    3Y returns

    growth

    Build Long Term Wealth

    Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

    • graph-icon-gray
      Historical growth rate of 12% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Parag Parikh Flexi Cap fund (Growth)

    Parag Parikh Flexi Cap fund (Growth)

    Equity

    Diversified

    Mirae Asset Large Cap Fund (Growth)

    Mirae Asset Large Cap Fund (Growth)

    Equity

    Large Cap

    Axis Bluechip Fund (Growth)

    Axis Bluechip Fund (Growth)

    Equity

    Large Cap

    Invesco India Growth Opportunities Fund (Growth)

    Invesco India Growth Opportunities Fund (Growth)

    Equity

    Diversified

    How does Scripbox rate funds?

    Proprietary system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Relative Size

    Relative Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Category View

    Category View

    We check if the sub-category of the fund is recommended by us.

    Consistency Of Performance

    Consistency Of Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Relative Size

    Relative Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Quality Of Fund’s Portfolio

    Credit Quality Of Fund’s Portfolio

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Equity Funds

    Debt Funds

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    About UTI Savings Fund Regluar Plan Flexi Inc Dist cum Cap Wdrl (RIDCW-A)

    About UTI Savings Fund Regluar Plan Flexi Inc Dist cum Cap Wdrl (RIDCW-A)

    UTI Savings Fund Regluar Plan Flexi Inc Dist cum Cap Wdrl (RIDCW-A) is a conservative hybrid hybrid fund and has delivered an annualised return of 8.9% over a period of 18 years .The fund was previously known as UTI Reg Savings Reg Flex DR.The fund is managed by UTI Asset Management Co Ltd.The fund managers are Ajay Tyagi, Amandeep Chopra

    UTI Savings Fund Regluar Plan Flexi Inc Dist cum Cap Wdrl (RIDCW-A) Investment Objective

    The primary objective of the scheme is to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciation. However,there can be no assurance or guarantee that the investment objective of the scheme would be achieved. However, there is no assurance that the objective of the scheme will be realized.

    UTI Savings Fund Regluar Plan Flexi Inc Dist cum Cap Wdrl (RIDCW-A) NAV,AUM,Risk

    The UTI Savings Fund Regluar Plan Flexi Inc Dist cum Cap Wdrl (RIDCW-A) fund was launched on Dec 16, 2003. The NAV (Net Asset Value) of this conservative hybrid hybrid as of 2021-05-06 is ₹ 36.7426. The total AUM (Asset Under Management) of the fund as of 2021-05-07 is ₹ 1630.876. The category risk of the UTI Savings Fund Regluar Plan Flexi Inc Dist cum Cap Wdrl (RIDCW-A) fund is Moderately High risk. The fund charges 1.8 % as expense ratio.

    UTI Savings Fund Regluar Plan Flexi Inc Dist cum Cap Wdrl (RIDCW-A) Holdings

    The fund’s highest allocation is towards debt and has invested 65.0% in this asset class. The top three holdings of the fund are 8.20% govt stock 2022,6.45% govt stock 2029 and 7.26% govt stock 2029

    UTI Savings Fund Regluar Plan Flexi Inc Dist cum Cap Wdrl (RIDCW-A) SIP

    The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    UTI Savings Fund Regluar Plan Flexi Inc Dist cum Cap Wdrl (RIDCW-A) Investment volatility and Horizon

    This fund is meant for investors with a minimum investment horizon of 5-7 years. Due to the asset class nature, expect volatility in your investments over the short term. The fund is benchmarked to CRISIL Short Term Debt Hyb 75+25 TR INR

    UTI Savings Fund Regluar Plan Flexi Inc Dist cum Cap Wdrl (RIDCW-A) Review

    UTI Savings Fund Regluar Plan Flexi Inc Dist cum Cap Wdrl (RIDCW-A) has a score of 3 on a scale of 5. The fund scores 5 out of 5 based on historical performance. As compared to the other funds in its category, UTI Savings Fund Regluar Plan Flexi Inc Dist cum Cap Wdrl (RIDCW-A) has a score of 3 out of 5. Scipbox has rated this fund 2 out of 5 based on consistency of performance over various years / tenures.

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