- Mutual Funds
- UTI Mutual Fund
- UTI Medium Term Fund (Growth)
UTI Medium Term Fund (Growth)
₹ 15.8048
NAV (May 26)
Medium term funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Medium Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.This exposes them to higher variation when interest rates change.
This is a small category (less than 2% of the total debt fund assets).We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category because of the higher credit risk and higher interest rate risk.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 15.8048
NAV (May 26)
Fund Returns
Last 1Y | 6.5% |
Last 3Y | 4.3% |
Last 5Y | 4.4% |
Last 10Y | NA |
Since Inception | 5.8% |
6 Month CAGR | 3.7% |
Scheme Information
The investment objective of the scheme is to generate reasonable income by investing in debt & money market securities such that the Macaulay duration of the portfolio is between 3 to 4 years. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Expense Ratio | 1.63 |
Launched (8y ago) | Mar 31, 2015 |
AUM in Crores | 46.348 |
ISIN | INF789FB1JU4 |
Lock-in | No Lock-in |
Benchmark | CRISIL Medium Duration Debt B-III TR INR |
SIP Minimum | 1000 |
Lumpsum Min. | 5000 |
Standard Deviation (3yr) | 3.1 |
Standard Deviation (5yr) | 3.1 |
Beta (3yr) | 0 |
Beta (5yr) | 0 |
Sharpe Ratio (3yr) | 0.056 |
Sharpe Ratio (5yr) | -0.275 |
YTM | 7.64 |
Fund Managers
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| UTI Medium Term Fund (Growth) | 8,13,950 | 81,338 | 4.4% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
net current assets
16.7%5.15% govt stock 2025
10.3%5.79% govt stock 2030
10%7.26% govt stock 2032
8.7%india grid trust
8.4%Comparison with Debt Funds
| Fund Name | Fund Size | Rolling Returns |
|---|---|---|
₹ 51,579 cr | ||
₹ 14,509 cr | ||
₹ 8,475 cr | ||
₹ 14,524 cr | ||
₹ 17,853 cr |
About the AMC
UTI Asset Management Company Ltd
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
4.3% | 6.8% | ||
28.1% | 11.5% | ||
4.9% | 7.2% | ||
25.9% | 14.7% | ||
14.4% | 8% |
UTI Medium Term Fund (G) Review
UTI Medium Term Fund (G) is a Medium Term Debt fund and has delivered an annualised return of 5.8% over a period of 8 years. The fund is managed by UTI Asset Management Co Ltd. The fund managers are Amandeep Chopra, Ritesh Nambiar.
Nav of UTI Medium Term Fund (G) as of 5/26/2023 is ₹15.80 with the total AUM as of 5/27/2023 is ₹46.348. With Scripbox you can compare and check the latest nav for all mutual funds in India. UTI Medium Term Fund (G) was launched on Mar 31, 2015. The category risk of the fund is Moderate Risk.
The minimum SIP amount for UTI Medium Term Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
UTI Medium Term Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Medium Duration Debt B-III TR INR.
UTI Medium Term Fund (G) is rated as a 2 fund in Debt and delivered 6.5% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with UTI Medium Term Fund (G).
Frequently Asked Questions
What is UTI Medium Term Fund (G)?
How to invest in UTI Medium Term Fund (G)?
You can invest in UTI Medium Term Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of UTI Medium Term Fund (G)?
The minimum sip amount for UTI Medium Term Fund (G) is ₹1000. You can invest in multiples of ₹5000.
Is UTI Medium Term Fund (G) good to invest in?
As per Scripbox experts, UTI Medium Term Fund (G) is a Neutral fund. You can investUTI Medium Term Fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the UTI Medium Term Fund (G)?
The expense ratio of the UTI Medium Term Fund (G) is 1.63% for regular plan.