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  • UTI Mutual Fund
  • UTI Gilt Fund (PIDCW-6M)

Formerly UTI Gilt Reg DP

UTI Mutual Fund

UTI Gilt Fund (PIDCW-6M)

DebtGilt

35.494

NAV (Jun 21)

4.9%
3 Year CAGR
Scripbox Opinion
Neutral
Click here for top ranked funds in gilt mutual funds.

Gilt funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Gilt Funds are mandated to invest a minimum of 80% of their total assets in Government Securities.

Such a strategy results in a very high credit quality of the fund.

Gilt Funds tend to take a large exposure to long dated instruments making them highly volatile when interest rate changes.We do not recommend funds in this category since we believe that the high volatility of the category is not suited for individual investors.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Good

The performance of the fund on a Fund Size metric has been Good

Rolling Returns

Satisfactory

The performance of the fund on a Rolling Returns metric has been Satisfactory

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Scripbox Recommended Debt Funds
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Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

35.494

NAV (Jun 21)

Fund Returns

Last 1Y
7.6%
Last 3Y
5.4%
Last 5Y
6.2%
Last 10Y
8.2%
Since Inception
8.2%
6 Month CAGR
4.9%

Scheme Information

Investment Objective

The investment objective of the scheme is to generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or State Government and / or any security unconditionally guaranteed by the Central Government and / or State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Expense Ratio
0.93
Launched (22y ago)
Jan 28, 2002
AUM in Crores
621.384
ISIN
INF789F01646
Lock-in
No Lock-in
Benchmark
CRISIL Dynamic Gilt TR INR
SIP Minimum
1000
Lumpsum Min.
20000
Standard Deviation (3yr)
2
Standard Deviation (5yr)
3.1
Beta (3yr)
0
Beta (5yr)
0
Sharpe Ratio (3yr)
-0.434
Sharpe Ratio (5yr)
0.36
YTM
7.11
Fund Managers

Sudhir Agarwal

Fund Manager

Amandeep Chopra

Fund Manager

Important Links

Scheme Information Document

Statement of Additional Information

Portfolio Disclosure

Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
UTI Gilt Fund (PIDCW-6M)70%8,44,389 1,11,7775.9%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2024-06-21

Top Debt Holdings

7.18% govt stock 2037

37.4%
37.4%

7.1% govt stock 2034

34.9%
34.9%

net current assets

11.3%
11.3%

7.18% govt stock 2033

8.1%
8.1%

7.25% govt stock 2063

6.5%
6.5%
See all holdings

Comparison with Debt Funds

Fund NameFund SizeRolling Returns
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)

₹ 5,017 cr

₹ 10,612 cr

₹ 47,907 cr

₹ 14,537 cr

₹ 15,157 cr

amc-img

About the AMC

UTI Asset Management Company Ltd

UTI Asset Management Co Ltd manages assets worth 230,536 crores and was set up on 3 December 1993. It's current offering of mutual fund schemes includes 74 equity,579 debt and 34 hybrid funds.amc-img
phone-img022-62278000
Fund NameScripbox Opinion
Till Date CAGR

5.7%

6.9%

15.2%

12.1%

5.7%

6.8%

6%

7.3%

18.6%

15.4%

UTI Gilt Fund (PIDCW-6M) Review

UTI Gilt Fund (PIDCW-6M) is a Gilt Debt fund and has delivered an annualised return of 7.9% over a period of 22 years. The fund was previously known as UTI Gilt Reg DP. The fund is managed by UTI Asset Management Co Ltd. The fund managers are Amandeep Chopra, Sudhir Agarwal.

Nav of UTI Gilt Fund (PIDCW-6M) as of 6/21/2024 is ₹35.49 with the total AUM as of 6/24/2024 is ₹621.384. With Scripbox you can compare and check the latest nav for all mutual funds in India. UTI Gilt Fund (PIDCW-6M) was launched on Jan 28, 2002. The category risk of the fund is Moderate Risk.

The minimum SIP amount for UTI Gilt Fund (PIDCW-6M) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹20000. Check your estimated returns on mutual funds by using sip calculator.

UTI Gilt Fund (PIDCW-6M) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Dynamic Gilt TR INR.

UTI Gilt Fund (PIDCW-6M) is rated as a 2 fund in Debt and delivered 6% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with UTI Gilt Fund (PIDCW-6M).

Frequently Asked Questions

What is UTI Gilt Fund (PIDCW-6M)?

UTI Gilt Fund (PIDCW-6M) is a Gilt Debt scheme predominantly investing across Debt instruments with an investment objective to generate wealth over the long term.

How to invest in UTI Gilt Fund (PIDCW-6M)?

You can invest in UTI Gilt Fund (PIDCW-6M) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

What is the minimum sip amount of UTI Gilt Fund (PIDCW-6M)?

The minimum sip amount for UTI Gilt Fund (PIDCW-6M) is ₹1000. You can invest in multiples of ₹20000.

Is UTI Gilt Fund (PIDCW-6M) good to invest in?

As per Scripbox experts, UTI Gilt Fund (PIDCW-6M) is a Neutral fund. You can investUTI Gilt Fund (PIDCW-6M) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

What is the expense ratio of the UTI Gilt Fund (PIDCW-6M)?

The expense ratio of the UTI Gilt Fund (PIDCW-6M) is 0.93% for regular plan.