- Mutual Funds
- UTI Mutual Fund
- UTI Gilt Fund (Growth)
Formerly UTI Gilt Advantage Long Term Gr
Gilt funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Gilt Funds are mandated to invest a minimum of 80% of their total assets in Government Securities.
Such a strategy results in a very high credit quality of the fund.
Gilt Funds tend to take a large exposure to long dated instruments making them highly volatile when interest rate changes.We do not recommend funds in this category since we believe that the high volatility of the category is not suited for individual investors.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 54.8889
NAV (Dec 4)
Fund Returns
Last 1Y | 5.7% |
Last 3Y | 3.7% |
Last 5Y | 6.9% |
Last 10Y | 8.3% |
Since Inception | 8.1% |
6 Month CAGR | 1.6% |
Scheme Information
The investment objective of the scheme is to generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or State Government and / or any security unconditionally guaranteed by the Central Government and / or State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Expense Ratio | 0.93 |
Launched (21y ago) | Jan 21, 2002 |
AUM in Crores | 558.967 |
ISIN | INF789F01661 |
Lock-in | No Lock-in |
Benchmark | CRISIL Dynamic Gilt TR INR |
SIP Minimum | 1000 |
Lumpsum Min. | 5000 |
Standard Deviation (3yr) | 1.8 |
Standard Deviation (5yr) | 3.2 |
Beta (3yr) | 0 |
Beta (5yr) | 0 |
Sharpe Ratio (3yr) | -0.782 |
Sharpe Ratio (5yr) | 0.533 |
YTM | 7.21 |
Fund Managers
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| UTI Gilt Fund (Growth) | 8,65,512 | 1,32,900 | 6.9% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
7.18% govt stock 2033
68.7%net current assets
14.7%07.94 hr sdl 2034
4.6%364 Days Treasury Bill 23-11-2023
4.5%07.64 mp sgs 2033
4.5%Comparison with Debt Funds
| Fund Name | Fund Size | Rolling Returns |
|---|---|---|
₹ 40,756 cr | ||
₹ 16,858 cr | ||
₹ 11,326 cr | ||
₹ 13,754 cr | ||
₹ 10,873 cr |
About the AMC
UTI Asset Management Company Ltd
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
4.9% | 6.8% | ||
5.3% | 7.2% | ||
16.6% | 11.7% | ||
19.9% | 15% | ||
11.8% | 8.8% |
UTI Gilt Fund (G) Review
UTI Gilt Fund (G) is a Gilt Debt fund and has delivered an annualised return of 8.1% over a period of 21 years. The fund was previously known as UTI Gilt Advantage Long Term Gr. The fund is managed by UTI Asset Management Co Ltd. The fund managers are Amandeep Chopra, Sudhir Agarwal.
Nav of UTI Gilt Fund (G) as of 12/4/2023 is ₹54.89 with the total AUM as of 12/5/2023 is ₹558.967. With Scripbox you can compare and check the latest nav for all mutual funds in India. UTI Gilt Fund (G) was launched on Jan 21, 2002. The category risk of the fund is Moderate Risk.
The minimum SIP amount for UTI Gilt Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
UTI Gilt Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Dynamic Gilt TR INR.
UTI Gilt Fund (G) is rated as a 2 fund in Debt and delivered 5.7% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with UTI Gilt Fund (G).
Frequently Asked Questions
What is UTI Gilt Fund (G)?
How to invest in UTI Gilt Fund (G)?
You can invest in UTI Gilt Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of UTI Gilt Fund (G)?
The minimum sip amount for UTI Gilt Fund (G) is ₹1000. You can invest in multiples of ₹5000.
Is UTI Gilt Fund (G) good to invest in?
As per Scripbox experts, UTI Gilt Fund (G) is a Neutral fund. You can investUTI Gilt Fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the UTI Gilt Fund (G)?
The expense ratio of the UTI Gilt Fund (G) is 0.93% for regular plan.