• Mutual Funds
  • UTI Mutual Fund
  • UTI Gilt Fund (Growth)

Formerly UTI Gilt Advantage Long Term Gr

UTI Mutual Fund

UTI Gilt Fund (Growth)

DebtGilt

50.1875

NAV (Jun 27)

5.4%
3 Year CAGR
Scripbox Opinion
Neutral
Click here for top ranked funds in gilt mutual funds.

However, Scripbox does not recommend investing in gilt mutual funds.

Gilt Funds are mandated to invest a minimum of 80% of their total assets in Government Securities.

Such a strategy results in a very high credit quality of the fund.

Gilt Funds tend to take a large exposure to long dated instruments making them highly volatile when interest rate changes.We do not recommend funds in this category since we believe that the high volatility of the category is not suited for individual investors.

Our analysis of this fundLearn how we rate funds ->

Track Record

20 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

517 Cr. Medium within the category

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

High Credit Risk. The fund has a lower credit quality compared to other debt funds

Scripbox Recommended Debt Funds

Want the floating rate funds that are right for your short term investment needs?

Learn more

Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

50.1875

NAV (Jun 27)

Fund Returns

Last 1Y

1.1%

Last 3Y

5.4%

Last 5Y

5.5%

Last 10Y

8.3%

Since Inception

8.2%

6 Month CAGR

-0.6%

Scheme Information

Investment Objective

The investment objective of the scheme is to generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or State Government and / or any security unconditionally guaranteed by the Central Government and / or State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Expense Ratio

0.92

Launched (20y ago)

Jan 21, 2002

AUM in Crores

516.898

ISIN

INF789F01661

Lock-in

No Lock-in

Benchmark

CRISIL Dynamic Gilt TR INR TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers

Sudhir Agarwal

Fund Manager

Amandeep Chopra

Fund Manager

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%965,796 233,18411.25%
EPF70% 900,761 168,1498.50%
Property70% 867,662 135,0507.00%
PPF70% 869,819 137,2077.10%
Bank FD70% 846,471 113,8596.00%
Gold70% 846,471 113,8596.00%
Savings Bank70% 825,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2022-06-27

Top Debt Holdings

net current assets

18.9%
18.9%

5.53 9/22/2033 12:00:00 am

18.1%
18.1%

182 Days Treasury Bill 15-09-2022

17.2%
17.2%

182 Days Treasury Bill 22-09-2022

14.3%
14.3%

5.22 6/15/2025 12:00:00 am

11%
11%
See all holdings

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
ICICI Prudential Liquid Fund (G)
ICICI Prudential Liquid Fund (G)

₹ 44,308 cr

5

₹ 14,441 cr

5

₹ 18,739 cr

5

₹ 12,059 cr

5

₹ 44,308 cr

5

About the AMC

UTI Asset Management Company Ltd

UTI Asset Management Co Ltd manages assets worth 181,279 crores and was set up on 3 December 1993. It's current offering of mutual fund schemes includes 60 equity,485 debt and 34 hybrid funds.

amc-img

  • 022-62278000
  • invest@utico.in
  • Fund NameScripbox Opinion
    Till Date CAGR

    4.1%

    6.9%

    -

    8.2%

    11.2%

    11.1%

    13.6%

    14.2%

    12.3%

    15.4%

    Investment Calculator

    Investment Duration5 years

    0

    Total Investment

    0

    Wealth Gained

    0

    Total Corpus Created (₹)

    With CAGR of 11.25 % in 5 years

    UTI Gilt Fund (G) Review

    UTI Gilt Fund (G) is a Gilt Debt fund and has delivered an annualised return of 8.2% over a period of 20 years. The fund was previously known as UTI Gilt Advantage Long Term Gr. The fund is managed by UTI Asset Management Co Ltd. The fund managers are Amandeep Chopra, Sudhir Agarwal.

    Nav of UTI Gilt Fund (G) as of 6/27/2022 is ₹50.19 with the total AUM as of 6/28/2022 is ₹516.898. With Scripbox you can compare and check the latest nav for all mutual funds in India. UTI Gilt Fund (G) was launched on Jan 21, 2002. The category risk of the fund is Low to Moderate Risk.

    The minimum SIP amount for UTI Gilt Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

    UTI Gilt Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Dynamic Gilt TR INR TR INR.

    UTI Gilt Fund (G) is rated as a 3 fund in Debt and delivered 1.1% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with UTI Gilt Fund (G).

    Frequently Asked Questions

    What is UTI Gilt Fund (G)?

    UTI Gilt Fund (G) is a Gilt Debt scheme predominantly investing across Debt stocks with an investment objective to generate wealth over the long term.

    How to invest in UTI Gilt Fund (G)?

    You can invest in UTI Gilt Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

    What is the minimum sip amount of UTI Gilt Fund (G)?

    The minimum sip amount for UTI Gilt Fund (G) is ₹1000. You can invest in multiples of ₹5000.

    Is UTI Gilt Fund (G) good to invest in?

    As per Scripbox experts, UTI Gilt Fund (G) is a Neutral fund. You can investUTI Gilt Fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

    What is the expense ratio of the UTI Gilt Fund (G)?

    The expense ratio of the UTI Gilt Fund (G) is 0.92% for regular plan.