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    • UTI Gilt Fund PF Plan (Growth)

    Formerly UTI Gilt Advantage Long Term PF Gr

    UTI Mutual Fund

    UTI Gilt Fund PF Plan (Growth)

    DebtGilt

    37.4852

    NAV (Sep 17)

    9.4%
    3 Year CAGR
    Scripbox Opinion

    Neutral

    Click here for top ranked funds in gilt mutual funds.

    However, Scripbox does not recommend investing in gilt mutual funds.

    Gilt Funds are mandated to invest a minimum of 80% of their total assets in Government Securities.

    Such a strategy results in a very high credit quality of the fund.

    Gilt Funds tend to take a large exposure to long dated instruments making them highly volatile when interest rate changes.We do not recommend funds in this category since we believe that the high volatility of the category is not suited for individual investors.

    Our analysis of this fundLearn how we rate funds ->

    Track Record

    18 Years. The fund has an Extended history for analysis and the track record is excellent.

    Relative Size

    633 Cr. Medium within the category

    Impact of Interest Rate Changes

    Highest Interest Rate Risk. The impact on fund value is very high when interest rates change

    Credit Quality Of Fund's Portfolio

    Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds

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      Historical growth rate of 6.5% per annum
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      Recommended Duration 1 - 5 years
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      No Lock-in
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      Expert Investing Only, Car, Down Payment

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    Historical NAV

    37.4852

    NAV (Sep 17)

    Fund Returns

    Last 1Y
    4.3%
    Last 3Y
    9.4%
    Last 5Y
    8%
    Last 10Y
    9.1%
    Since Inception
    7.6%
    6 Month CAGR
    3.4%
    info-icon-blue

    Scheme Information

    Investment Objective

    The investment objective of the scheme is to generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or State Government and / or any security unconditionally guaranteed by the Central Government and / or State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

    Low

    Low to Moderate

    Moderate

    Moderately High

    High

    Very High

    risk-indicator-arrow.svg

    Low to Moderate Risk

    Expense Ratio
    0.93
    Launched (18y ago)
    Sep 29, 2003
    AUM in Crores
    632.588
    ISIN
    INF789F01PT6
    Lock-in
    No Lock-in
    Benchmark
    CRISIL Dynamic Gilt TR INR TR INR
    SIP Minimum
    0
    Lumpsum Min.
    5000
    Fund Managers
    user-avatar

    Amandeep Chopra

    Fund Manager

    calculator

    Returns Calculator Comparison

    of

    for

    with step up of

    InstrumentReturnsTotal CorpusGainsAnnualised %
    Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
    EPF70% ₹ 900,761 ₹ 168,1498.50%
    Property70% ₹ 867,662 ₹ 135,0507.00%
    PPF70% ₹ 869,819 ₹ 137,2077.10%
    Bank FD70% ₹ 846,471 ₹ 113,8596.00%
    Gold70% ₹ 846,471 ₹ 113,8596.00%
    Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

    Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • Inflation beating returns
      Inflation beating returns
    • Expert Investing Only, Car, Down Payment
      Expert Investing Only, Car, Down Payment
    • One click investing  tracking
      One click investing tracking
    comparison

    Comparison with Debt Funds

    Fund NameScripbox OpinionFund SizeTrack Record

    Kotak Savings Fund (G)

    ₹ 14,236 cr

    5

    ₹ 32,671 cr

    5

    ₹ 12,277 cr

    5

    ₹ 34,969 cr

    5

    ₹ 24,715 cr

    5

    amc-icon

    About the AMC

    UTI Asset Management Company Ltd

    UTI Asset Management Co Ltd manages assets worth 175,299 crores and was set up on 3 December 1993. It's current offering of mutual fund schemes includes 59 equity,485 debt and 34 hybrid funds.

    amc-img

  • tel-amc-about
    022-62278000
  • mail-amc-about
    invest@utico.in
  • Fund NameScripbox Opinion
    Till Date CAGR

    16.6%

    12.1%

    16.6%

    12.1%

    16.6%

    12.1%

    3.4%

    7%

    2.7%

    7.1%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About UTI Gilt Fund PF Plan (G)

    About UTI Gilt Fund PF Plan (G)

    UTI Gilt Fund PF Plan (G) is a Gilt Debt fund and has delivered an annualised return of 7.6% over a period of 17 years. The fund was previously known as UTI Gilt Advantage Long Term PF Gr . The fund is managed by UTI Asset Management Co Ltd. The fund manager’s name is Amandeep Chopra

    UTI Gilt Fund PF Plan (G) Investment Objective

    The investment objective of the scheme is to generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or State Government and / or any security unconditionally guaranteed by the Central Government and / or State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. . However, there is no assurance that the objective of the scheme will be realized.

    UTI Gilt Fund PF Plan (G) NAV,AUM,Risk

    The UTI Gilt Fund PF Plan (G) fund was launched on Sep 29, 2003. The NAV (Net Asset Value) of this Gilt Debt fund as of 2021-09-17 is ₹37.49. The total AUM (Asset Under Management) of the fund as of 20/09/2021 is ₹632.588. The category risk of the UTI Gilt Fund PF Plan (G) fund is Low to Moderate Risk. The fund charges 0.93 % as expense ratio.

    UTI Gilt Fund PF Plan (G) Holdings

    The fund’s highest allocation is towards Debt and has invested 55.4% in this asset class. The top three holdings of the fund are , govt stock , net current assets , 364 dtb 02092021 , 6.79% govt stock 2029 , 91 dtb 07102021 , 5.22% goi 2025 , 6.64% govt stock 2035 , 91 dtb 02092021 , 8.13% govt stock 2045 , 364 dtb 09092021 , 07.08 up sdl 2031 , clearing corporation of india ltd. std - 92 daysmargin deposit , 06.87 ap sdl 2035 , 07.24 as sdl 2030

    UTI Gilt Fund PF Plan (G) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    UTI Gilt Fund PF Plan (G) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Dynamic Gilt TR INR TR INR.

    UTI Gilt Fund PF Plan (G) Review

    UTI Gilt Fund PF Plan (G) has a score of 3 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, UTI Gilt Fund PF Plan (G) has a score of 3out of 5 The credit risk of the fund is 5 out of 5 as compared to other debt funds.

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