- Mutual Funds
- UTI Mutual Fund
- UTI Dynamic Bond Fund (RIDCW-6M)
Formerly UTI Dynamic Bond Reg HY DR
UTI Dynamic Bond Fund (RIDCW-6M)
₹ 13.2838
NAV (Oct 03)
Dynamic bond funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Dynamic Bond Funds have the flexibility to invest in instruments across duration.The exposure is dependent on the outlook of the Fund Manager.
Such funds are also allowed to invest across the credit quality spectrum.They tend to be exposed to higher credit risk and longer maturity paper which makes them quite volatile.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 13.2838
NAV (Oct 3)
Fund Returns
Last 1Y | 6.1% |
Last 3Y | 9.1% |
Last 5Y | 5.8% |
Last 10Y | NA |
Since Inception | 6.2% |
6 Month CAGR | 3.2% |
Scheme Information
The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio,by investing in debt and money market instruments across duration. However,there can be no assurance that the investment objective of the scheme will be realized. The Scheme does not guarantee / indicate any returns.
Expense Ratio | 1.53 |
Launched (7y ago) | Mar 16, 2016 |
AUM in Crores | 454.146 |
ISIN | INF789FA1R90 |
Lock-in | No Lock-in |
Benchmark | CRISIL Dynamic Bond A-III TR INR |
SIP Minimum | 1000 |
Lumpsum Min. | 20000 |
Standard Deviation (3yr) | 6.6 |
Standard Deviation (5yr) | 6.4 |
Beta (3yr) | 0 |
Beta (5yr) | 0 |
Sharpe Ratio (3yr) | 0.63 |
Sharpe Ratio (5yr) | 0.124 |
YTM | 7.17 |
Fund Managers
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| UTI Dynamic Bond Fund (RIDCW-6M) | 8,42,314 | 1,09,702 | 5.8% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
7.26% govt stock 2033
16.6%07.18 goi 2033
11%07.18 goi 2037
10.9%182 Days Treasury Bill 29-02-2024
10.7%hdfc bank limited
10%Comparison with Debt Funds
| Fund Name | Fund Size | Rolling Returns |
|---|---|---|
₹ 44,468 cr | ||
₹ 18,357 cr | ||
₹ 10,408 cr | ||
₹ 14,357 cr | ||
₹ 9,121 cr |
About the AMC
UTI Asset Management Company Ltd
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
4.7% | 6.8% | ||
21.6% | 11.6% | ||
5.1% | 7.2% | ||
23.2% | 14.9% | ||
20.4% | 15.5% |
UTI Dynamic Bond Fund (RIDCW-6M) Review
UTI Dynamic Bond Fund (RIDCW-6M) is a Dynamic Bond Debt fund and has delivered an annualised return of 6.2% over a period of 7 years. The fund was previously known as UTI Dynamic Bond Reg HY DR. The fund is managed by UTI Asset Management Co Ltd. The fund managers are Amandeep Chopra, Sudhir Agarwal.
Nav of UTI Dynamic Bond Fund (RIDCW-6M) as of 10/3/2023 is ₹13.28 with the total AUM as of 10/4/2023 is ₹454.146. With Scripbox you can compare and check the latest nav for all mutual funds in India. UTI Dynamic Bond Fund (RIDCW-6M) was launched on Mar 16, 2016. The category risk of the fund is Moderate Risk.
The minimum SIP amount for UTI Dynamic Bond Fund (RIDCW-6M) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹20000. Check your estimated returns on mutual funds by using sip calculator.
UTI Dynamic Bond Fund (RIDCW-6M) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Dynamic Bond A-III TR INR.
UTI Dynamic Bond Fund (RIDCW-6M) is rated as a 1 fund in Debt and delivered 6.1% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with UTI Dynamic Bond Fund (RIDCW-6M).
Frequently Asked Questions
What is UTI Dynamic Bond Fund (RIDCW-6M)?
How to invest in UTI Dynamic Bond Fund (RIDCW-6M)?
You can invest in UTI Dynamic Bond Fund (RIDCW-6M) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of UTI Dynamic Bond Fund (RIDCW-6M)?
The minimum sip amount for UTI Dynamic Bond Fund (RIDCW-6M) is ₹1000. You can invest in multiples of ₹20000.
Is UTI Dynamic Bond Fund (RIDCW-6M) good to invest in?
As per Scripbox experts, UTI Dynamic Bond Fund (RIDCW-6M) is a Not Recommended fund. You can investUTI Dynamic Bond Fund (RIDCW-6M) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the UTI Dynamic Bond Fund (RIDCW-6M)?
The expense ratio of the UTI Dynamic Bond Fund (RIDCW-6M) is 1.53% for regular plan.