However, Scripbox does not recommend investing in credit risk mutual funds.
Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.
These instruments carry a high default risk.
The events of the recent past have shown the impact of poor credit quality on such funds.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
₹ 490 Cr
The performance of the fund on a Fund Size metric has been Satisfactory
The performance of the fund on a Rolling Returns metric has been Poor
View all 8 analysis
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NAV (Aug 12)
6 Month CAGR
The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Launched (8y ago)
Nov 28, 2014
AUM in Crores
CRISIL Credit Risk Fund TR INR
with step up of
|Instrument||Returns||Total Corpus||Gains||Annualised %|
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
piramal capital & housing finance limited7.7%
182 Days Treasury Bill 29-09-20225.1%
national bank for agriculture and rural development5.1%
182 Days Treasury Bill 22-12-20225%
summit digitel infrastructure private limited5%
|Fund Name||Fund Size||Rolling Returns|
₹ 38,404 cr
₹ 14,762 cr
₹ 21,845 cr
₹ 13,395 cr
₹ 38,404 cr
UTI Asset Management Company Ltd
UTI Asset Management Co Ltd manages assets worth 182,415 crores and was set up on 3 December 1993. It's current offering of mutual fund schemes includes 60 equity,485 debt and 34 hybrid funds.
|Fund Name||Scripbox Opinion||Till Date CAGR|
UTI Credit Risk Fund (PIDCW-M) is a Credit Risk Debt fund and has delivered an annualised return of 0.6% over a period of 7 years. The fund was previously known as UTI Credit Risk Reg Mn DP. The fund is managed by UTI Asset Management Co Ltd. The fund manager’s name is Ritesh Nambiar.
Nav of UTI Credit Risk Fund (PIDCW-M) as of 8/12/2022 is ₹8.37 with the total AUM as of 8/17/2022 is ₹489.795. With Scripbox you can compare and check the latest nav for all mutual funds in India. UTI Credit Risk Fund (PIDCW-M) was launched on Nov 28, 2014. The category risk of the fund is Moderately High risk.
The minimum SIP amount for UTI Credit Risk Fund (PIDCW-M) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹20000. Check your estimated returns on mutual funds by using sip calculator.
UTI Credit Risk Fund (PIDCW-M) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Credit Risk Fund TR INR.
UTI Credit Risk Fund (PIDCW-M) is rated as a 1 fund in Debt and delivered 19.9% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with UTI Credit Risk Fund (PIDCW-M).
What is UTI Credit Risk Fund (PIDCW-M)?
How to invest in UTI Credit Risk Fund (PIDCW-M)?
You can invest in UTI Credit Risk Fund (PIDCW-M) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of UTI Credit Risk Fund (PIDCW-M)?
The minimum sip amount for UTI Credit Risk Fund (PIDCW-M) is ₹1000. You can invest in multiples of ₹20000.
Is UTI Credit Risk Fund (PIDCW-M) good to invest in?
As per Scripbox experts, UTI Credit Risk Fund (PIDCW-M) is a Not Recommended fund. You can investUTI Credit Risk Fund (PIDCW-M) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the UTI Credit Risk Fund (PIDCW-M)?
The expense ratio of the UTI Credit Risk Fund (PIDCW-M) is 1.63% for regular plan.