• Mutual Funds
  • UTI Mutual Fund
  • UTI Credit Risk Fund (Growth)

Formerly UTI Income Opportunities Gr

UTI Mutual Fund

UTI Credit Risk Fund (Growth)

DebtCredit Risk

14.1827

NAV (Nov 25)

-3%
3 Year CAGR
Scripbox Opinion
Not Recommended
Click here for top ranked funds in credit risk mutual funds.

Credit risk funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Satisfactory

The performance of the fund on a Fund Size metric has been Satisfactory

Rolling Returns

Poor

The performance of the fund on a Rolling Returns metric has been Poor

Scripbox Recommended Debt Funds

Want the Debt funds that are right for your short term investment needs?

Learn more

Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

14.1827

NAV (Nov 25)

Fund Returns

Last 1Y

3.7%

Last 3Y

-3%

Last 5Y

-1.8%

Last 10Y

3.6%

Since Inception

3.6%

6 Month CAGR

2.7%

Scheme Information

Investment Objective

The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Expense Ratio

1.6

Launched (10y ago)

Nov 19, 2012

AUM in Crores

457.554

ISIN

INF789F01QZ1

Lock-in

No Lock-in

Benchmark

CRISIL Credit Risk Fund TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Standard Deviation (3yr)

14.1

Standard Deviation (5yr)

11.3

Beta (3yr)

0

Beta (5yr)

0

Sharpe Ratio (3yr)

-0.449

Sharpe Ratio (5yr)

-0.558

YTM

8.17

Fund Managers

Ritesh Nambiar

Fund Manager

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%965,796 233,18411.25%
EPF70% 900,761 168,1498.50%
Property70% 867,662 135,0507.00%
PPF70% 869,819 137,2077.10%
Bank FD70% 846,471 113,8596.00%
Gold70% 846,471 113,8596.00%
Savings Bank70% 825,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2022-11-25

Top Debt Holdings

piramal capital & housing finance limited

7.6%
7.6%

net current assets

5.4%
5.4%

182 Days Treasury Bill 22-12-2022

5.4%
5.4%

summit digitel infrastructure limited

5.3%
5.3%

kirloskar ferrous industries ltd

4.9%
4.9%
See all holdings

Compare UTI Credit Risk Fund (Growth)

Fund NameFund SizeRolling Returns
ICICI Prudential Liquid Fund (G)
ICICI Prudential Liquid Fund (G)

₹ 46,469 cr

₹ 14,221 cr

₹ 18,664 cr

₹ 13,008 cr

₹ 46,469 cr

About the AMC

UTI Asset Management Company Ltd

UTI Asset Management Co Ltd manages assets worth 190,891 crores and was set up on 3 December 1993. It's current offering of mutual fund schemes includes 60 equity,488 debt and 31 hybrid funds.

amc-img

  • 022-62278000
  • invest@utico.in
  • Fund NameScripbox Opinion
    Till Date CAGR

    4%

    6.8%

    16.2%

    11.7%

    3.9%

    6.7%

    17.3%

    14.6%

    16.4%

    15.7%

    UTI Credit Risk Fund (G) Review

    UTI Credit Risk Fund (G) is a Credit Risk Debt fund and has delivered an annualised return of 3.6% over a period of 10 years. The fund was previously known as UTI Income Opportunities Gr. The fund is managed by UTI Asset Management Co Ltd. The fund manager’s name is Ritesh Nambiar.

    Nav of UTI Credit Risk Fund (G) as of 11/25/2022 is ₹14.18 with the total AUM as of 11/26/2022 is ₹457.554. With Scripbox you can compare and check the latest nav for all mutual funds in India. UTI Credit Risk Fund (G) was launched on Nov 19, 2012. The category risk of the fund is Moderately High risk.

    The minimum SIP amount for UTI Credit Risk Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

    UTI Credit Risk Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Credit Risk Fund TR INR.

    UTI Credit Risk Fund (G) is rated as a 1 fund in Debt and delivered 3.7% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with UTI Credit Risk Fund (G).

    Frequently Asked Questions

    What is UTI Credit Risk Fund (G)?

    UTI Credit Risk Fund (G) is a Credit Risk Debt scheme predominantly investing across Debt stocks with an investment objective to generate wealth over the long term.

    How to invest in UTI Credit Risk Fund (G)?

    You can invest in UTI Credit Risk Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

    What is the minimum sip amount of UTI Credit Risk Fund (G)?

    The minimum sip amount for UTI Credit Risk Fund (G) is ₹1000. You can invest in multiples of ₹5000.

    Is UTI Credit Risk Fund (G) good to invest in?

    As per Scripbox experts, UTI Credit Risk Fund (G) is a Not Recommended fund. You can investUTI Credit Risk Fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

    What is the expense ratio of the UTI Credit Risk Fund (G)?

    The expense ratio of the UTI Credit Risk Fund (G) is 1.6% for regular plan.