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  • UTI Credit Risk Fund (G)
UTI Mutual Fund

UTI Credit Risk Fund (G)

DebtCredit Risk

16.1413

NAV (Oct 03)

6.135%
3 Year CAGR
Scripbox Opinion
Not Recommended
Click here for top ranked funds in credit risk mutual funds.

Credit Risk funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Satisfactory

The performance of the fund on a Fund Size metric has been Satisfactory

Neutral

The performance of the fund on a Market Perception of Portfolio Quality metric has been Neutral

Scripbox Recommended Debt Funds
Want the Debt funds that are right for your short term investment needs?Learn more

Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

16.1413

NAV (Oct 3)

Fund Returns

Last 1Y
7.8%
Last 3Y
6.1%
Last 5Y
0.8%
Last 10Y
3.2%
Since Inception
4.1%
6 Month CAGR
4.2%

Scheme Information

Investment Objective

The scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).

Expense Ratio
1.63
Launched (0y ago)
1.63
AUM in Crores
343.2
ISIN
INF789F01QZ1
Lock-in
-
Benchmark
CRISIL Credit Risk Debt B-II Index
SIP Minimum
1000
Lumpsum Min.
5000
Standard Deviation (3yr)
-
Standard Deviation
8.8
Beta
-3.2
Sharpe Ratio
0.6
YTM
-
Fund Managers

Ritesh Nambiar

Fund Manager

Important Links

Scheme Information Document

Statement of Additional Information

Portfolio Disclosure

Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
UTI Credit Risk Fund (G)70%7,45,847 13,2350.8%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2024-03-13

Top Debt Holdings

GOI

7.8%
7.804%

GOI

7.8%
7.786%

Piramal Capital & Housing Finance Ltd.

6.9%
6.91%

Tata Motors Ltd.

6.8%
6.755%

Godrej Industries Ltd.

6.7%
6.692%
See all holdings

Comparison with Debt Funds

Fund NameFund Size
edelweiss
BHARAT Bond ETF FOF - April 2032 (G)

₹ 4,457 cr

₹ 9,577 cr

₹ 15,209 cr

₹ 8,093 cr

₹ 4,566 cr

amc-img

About the AMC

UTI Mutual Fund

UTI Asset Management Compnay has been frated the 7th largest ASM Company by CRISIL. They manage about 11 million live folios and have a client base of 12.8%. Being a part and parcel of Unit Trust of India, the Government of India holds about 74% stake in the Company. UTI AMC Limited offers wide range of products and have been a pioneer in launching various profitable schemes.amc-img
phone-img0263 2296993
Fund NameScripbox Opinion
Till Date CAGR

6.369%

7.262%

5.941%

6.79%

6.082%

6.858%

18.359%

15.423%

23.482%

14.319%

UTI Credit Risk Fund (G) Review

UTI Credit Risk Fund (G) is a Debt Debt fund and has delivered an annualised return of 4.115% over a period of 11 years. The fund is managed by UTI Mutual Fund. The fund manager’s name is Ritesh Nambiar.

Nav of UTI Credit Risk Fund (G) as of 10/3/2024 is ₹16.14 with the total AUM as of 10/4/2024 is ₹343.1506. With Scripbox you can compare and check the latest nav for all mutual funds in India. UTI Credit Risk Fund (G) was launched on 2012-11-19. The category risk of the fund is Average.

The minimum SIP amount for UTI Credit Risk Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

UTI Credit Risk Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Credit Risk Debt B-II Index.

UTI Credit Risk Fund (G) is rated as a 1 fund in Debt and delivered 7.753% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with UTI Credit Risk Fund (G).

Frequently Asked Questions

What is UTI Credit Risk Fund (G)?

UTI Credit Risk Fund (G) is a Debt Debt scheme predominantly investing across Debt instruments with an investment objective to generate wealth over the long term.

How to invest in UTI Credit Risk Fund (G)?

You can invest in UTI Credit Risk Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

What is the minimum sip amount of UTI Credit Risk Fund (G)?

The minimum sip amount for UTI Credit Risk Fund (G) is ₹1000. You can invest in multiples of ₹5000.

Is UTI Credit Risk Fund (G) good to invest in?

As per Scripbox experts, UTI Credit Risk Fund (G) is a 1 fund. You can investUTI Credit Risk Fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

What is the expense ratio of the UTI Credit Risk Fund (G)?

The expense ratio of the UTI Credit Risk Fund (G) is 1.63% for regular plan.