Credit risk funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.
These instruments carry a high default risk.
The events of the recent past have shown the impact of poor credit quality on such funds.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
The performance of the fund on a Fund Size metric has been Satisfactory
The performance of the fund on a Rolling Returns metric has been Poor
NAV (Oct 3)
6 Month CAGR
The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Launched (8y ago)
Jul 07, 2015
AUM in Crores
CRISIL Credit Risk Debt C-II TR INR
Standard Deviation (3yr)
Standard Deviation (5yr)
Sharpe Ratio (3yr)
Sharpe Ratio (5yr)
with step up of
|UTI Credit Risk Fund Flexi (PIDCW-A)||7,04,090||-28,522||-1.7%|
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
|Fund Name||Fund Size||Rolling Returns|
₹ 44,468 cr
₹ 18,357 cr
₹ 10,408 cr
₹ 14,357 cr
₹ 15,536 cr
UTI Asset Management Company Ltd
|Fund Name||Scripbox Opinion||Till Date CAGR|
UTI Credit Risk Fund Flexi (PIDCW-A) is a Credit Risk Debt fund and has delivered an annualised return of 1.4% over a period of 8 years. The fund was previously known as UTI Credit Risk Reg Fl DP. The fund is managed by UTI Asset Management Co Ltd. The fund manager’s name is Ritesh Nambiar.
Nav of UTI Credit Risk Fund Flexi (PIDCW-A) as of 10/3/2023 is ₹9.72 with the total AUM as of 10/4/2023 is ₹417.467. With Scripbox you can compare and check the latest nav for all mutual funds in India. UTI Credit Risk Fund Flexi (PIDCW-A) was launched on Jul 07, 2015. The category risk of the fund is Moderately High risk.
The minimum SIP amount for UTI Credit Risk Fund Flexi (PIDCW-A) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹20000. Check your estimated returns on mutual funds by using sip calculator.
UTI Credit Risk Fund Flexi (PIDCW-A) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Credit Risk Debt C-II TR INR.
UTI Credit Risk Fund Flexi (PIDCW-A) is rated as a 1 fund in Debt and delivered 6.9% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with UTI Credit Risk Fund Flexi (PIDCW-A).
What is UTI Credit Risk Fund Flexi (PIDCW-A)?
How to invest in UTI Credit Risk Fund Flexi (PIDCW-A)?
You can invest in UTI Credit Risk Fund Flexi (PIDCW-A) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of UTI Credit Risk Fund Flexi (PIDCW-A)?
The minimum sip amount for UTI Credit Risk Fund Flexi (PIDCW-A) is ₹1000. You can invest in multiples of ₹20000.
Is UTI Credit Risk Fund Flexi (PIDCW-A) good to invest in?
As per Scripbox experts, UTI Credit Risk Fund Flexi (PIDCW-A) is a Not Recommended fund. You can investUTI Credit Risk Fund Flexi (PIDCW-A) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the UTI Credit Risk Fund Flexi (PIDCW-A)?
The expense ratio of the UTI Credit Risk Fund Flexi (PIDCW-A) is 1.6% for regular plan.