Formerly UTI Income Opportunities Reg Ann DP
₹ 7.5553
NAV (Mar 02)
Not Recommended
However, Scripbox does not recommend investing in credit risk mutual funds.
Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.
These instruments carry a high default risk.
The events of the recent past have shown the impact of poor credit quality on such funds.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Track Record
7 Years. The Fund has Sufficient history for analysis and the track record is good.
Relative Size
317 Cr. Medium within the category
Impact of Interest Rate Changes
Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change
Credit Quality Of Fund's Portfolio
High Credit Risk. The fund has a lower credit quality compared to other debt funds
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Scheme Information
The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Low
Low to Moderate
Moderate
Moderately High
High
Very High
Moderately High Risk
1.62 %
Expense Ratio
Dec 16, 2014
Launched (7y ago)
₹ 317
AUM in Crores
INF789FA1V60
ISIN
No Lock-in
Lock-in
CRISIL Short Term Credit Risk TR INR
Benchmark
₹ 1,000
SIP Minimum
₹ 5,000
Lumpsum Min.
Returns Calculator Comparison
of
for
with step up of
Instrument | Returns | Total Corpus | Gains | Annualised % |
---|---|---|---|---|
Mutual Fund | ₹ 965,796 | ₹ 233,184 | 11.25% | |
EPF | ₹ 900,761 | ₹ 168,149 | 8.50% | |
Property | ₹ 867,662 | ₹ 135,050 | 7.00% | |
PPF | ₹ 869,819 | ₹ 137,207 | 7.10% | |
Bank FD | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Gold | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Savings Bank | ₹ 825,950 | ₹ 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.
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About the AMC
UTI Asset Management Company Ltd
UTI Asset Management Co Ltd manages assets worth 140,302 crores and was set up on 3 December 1993. It's current offering of mutual fund schemes includes 56 equity,485 debt and 34 hybrid funds.
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Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.
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UTI Credit Risk Fund (DP-A) is a credit risk debt fund and has delivered an annualised return of -2.1% over a period of 7 years .The fund was previously known as UTI Income Opportunities Reg Ann DP.The fund is managed by UTI Asset Management Co Ltd.The fund manager’s name is Ritesh Nambiar.
The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. However, there is no assurance that the objective of the scheme will be realized.
The UTI Credit Risk Fund (DP-A) fund was launched on Dec 16, 2014. The NAV (Net Asset Value) of this credit risk debt as of 2021-03-02 is ₹ 7.5553. The total AUM (Asset Under Management) of the fund as of 2021-03-03 is ₹ 316.094. The category risk of the UTI Credit Risk Fund (DP-A) fund is Moderately High Risk. The fund charges 1.62 % as expense ratio.
The fund’s highest allocation is towards debt and has invested 73.6% in this asset class. The top three holdings of the fund are 5.77% goi 2030,the tata power company limited and muthoot finance limited
The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.
This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Credit Risk TR INR.
UTI Credit Risk Fund (DP-A) has a score of 1 on a scale of 5. The fund scores 4 out of 5 based on historical performance. As compared to the other funds in its category, UTI Credit Risk Fund (DP-A) has a score of 3 out of 5. The credit risk of the fund is 2 out of 5 as compared to other debt funds.