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UTI Bond Fund (Growth)

Debt

Medium To Long Duration

₹ 49.78

NAV (SEP 18)

Scripbox Opinion

Not-recommended

Click here for top ranked funds in medium to long duration mutual funds.

However, Scripbox does not recommend investing in medium to long duration mutual funds.

Medium to Long Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years. The tenure of the instruments held by these funds exposes them to very high degrees of variations when interest rate changes. Funds in this category tend to invest in instruments that are highly rated. This is a small category (less than 1% of total debt fund assets).

We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.

Our analysis of this fund Learn how we rate funds ->
Our analysis of this fund Learn how we rate funds ->

Track Record

22 Years

The fund has an extended history for analysis and the track record is excellent

Relative Size

307 Cr

Medium within the category

Impact of Interest Rate Changes

Highest Interest Rate Risk

The impact on fund value is very high when interest rates change

Credit Quality Of Fund's Portfolio

High Credit Risk

The fund has a lower credit quality compared to other debt funds

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

Learn why choose a plan over a fund ->
  • Historical growth rate of 6.50% per annum
  • Recommended Duration 1-5 years
  • No Lock-in
  • Expert investing only
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Historical NAV

49.78

NAV (SEP 18)

SIP Calculator

Investing Duration 5 years

Total Investment

Wealth Gained

Total Corpus Created

With assumed returns of 6.25%
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Scheme Information

Investment Objective

The investment objective of the scheme is to generate optimal returns with adequate liquidity by investing in debt and money market instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Low

Moderately Low

Moderate

Moderately High

High

Moderate Risk

1.57%

Expense Ratio

4th May, 1998

Launched (22y ago)

₹ 307

AUM in Crores

INF789F01406

No Lock-in

CRISIL Medium to Long Term Debt TR INR

Benchmark

₹ 1000

SIP Minimum

₹ 5000

Lumpsum Min.

Fund Managers

Amandeep Chopra

Fund Manager

Returns Calculator Comparison

of

for

Instrument Returns Total Corpus Gains Annualised %
Mutual Fund 70% 11.25%
EPF 70%
Property 70%
PPF 70%
Bank FD 70%
Gold 70%
Savings Bank 70%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 20th September 2020

Top Stock Holdings

6.19% Govt Stock 2034

22%

6.45% Govt Stock 2029

18%

5.77% Goi 2030

14%

Jorabat Shillong Expressway Limited

8%

Power Finance Corporation Limited

7%
See all holdings
allocation by market cap

Comparison with Debt Funds

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Indicative returns of 6.50% annually
  • Recommended Duration 1-5 years
  • No Lock-in
  • Expert investing only
  • One-click investing and tracking
  • Zero fees for all your investments

SIP Calculator

Investment Duration 5 years

₹12,37,295

Total Investment

₹12,37,295

Wealth Gained

₹12,37,295

Total Corpus Created

With assumed returns of 6.25%
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How does Scripbox rate funds?

Proprietary system to rate mutual funds

We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

What Scripbox recommendations mean?

Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.

Top Ranked

Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.

Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.

calender

Track Record

We look at consistent and long historical performance for our analysis

calender

Relative Size

We look at the size of the fund with respect to other funds in the category. Larger funds are preferred

calender

Category View

We check if the sub-category of the fund is recommended by us

calender

Consistency Of Performance

Consistency of performance over various tenures is analysed for a relative performance stack

calender

Track Record

We look at consistent and long historical performance for our analysis

calender

Relative Size

We look at the size of the fund with respect to other funds in the category. Larger funds are preferred

calender

Impact of Interest Rates

We check the relative interest rate risk of the sub-category of the fund. Lower the better

calender

Credit Quality Of Fund’s Portfolio

We check the relative interest rate risk of the sub-category of the fund. Lower the better

Equity Funds

Debt Funds

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About UTI Bond Fund (Growth)

About UTI Bond Fund (Growth)

UTI Bond Fund (Growth) is a Medium To Long Duration Debt fund and has delivered an annualised return of 7.44% over a period of 22 years. The fund was previously known as UTI Bond Gr. The fund is managed by UTI Asset Management Company Ltd. The fund manager’s name is Amandeep Chopra.

UTI Bond Fund (Growth) Investment Objective

The investment objective of the scheme is to generate optimal returns with adequate liquidity by investing in debt and money market instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. However, there is no assurance that the objective of the scheme will be realized.

UTI Bond Fund (Growth) NAV, AUM and Risk

The fund was launched on 1998-05-04. The NAV of the fund as of 2020-09-18 is ₹ 49.78. The total AUM of the fund as of 2020-09-18 is ₹ 307 Cr. The category risk of the fund is Moderate Risk

The fund charges 1.57 % as expense ratio.

UTI Bond Fund (Growth) Holdings

The fund’s highest allocation is towards debt and has invested 93.27% in this asset class. The top three holdings of the fund are 6.19% govt stock 2034, 6.45% govt stock 2029 and 5.77% goi 2030.

UTI Bond Fund (Growth) SIP

The minimum SIP(Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

UTI Bond Fund (Growth) Investment volatility and Horizon

This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Medium to Long Term Debt TR INR.