- Mutual Funds
- UTI Mutual Fund
- UTI Medium to Long Duration Fund (RIDCW-A)
UTI Medium to Long Duration Fund (RIDCW-A)
₹ 12.5995
NAV (Sep 06)
Medium To Long Duration funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Medium to Long Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.
The tenure of the instruments held by these funds exposes them to very high degrees of variations when interest rate changes.Funds in this category tend to invest in instruments that are highly rated.This is a small category(less than 1 % of total debt fund assets).We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 12.5995
NAV (Sep 6)
Fund Returns
Last 1Y | 7.8% |
Last 3Y | 10.2% |
Last 5Y | 6.4% |
Last 10Y | 6.1% |
Since Inception | 7.6% |
6 Month CAGR | 4.1% |
Scheme Information
The scheme seeks to generate optimal returns with adequate liquidity by investing in debt and money market instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years.
Expense Ratio | 1.62 |
Launched (0y ago) | 1.62 |
AUM in Crores | 307.1 |
ISIN | INF789FA1T31 |
Lock-in | |
Benchmark | CRISIL Medium to Long Duration Debt A-III Index |
SIP Minimum | 1000 |
Lumpsum Min. | 20000 |
Standard Deviation (3yr) | |
Standard Deviation | 5.9 |
Beta | 0.3 |
Sharpe Ratio | 0.7 |
YTM |
Fund Managers
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| UTI Medium to Long Duration Fund (RIDCW-A) | 8,53,895 | 1,21,283 | 6.4% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
GOI
50.6%GOI
10.1%Power Finance Corporation Ltd.
8.4%LIC Housing Finance Ltd.
8.3%Jamnagar Utilities and Power Pvt. Ltd.
6.7%Comparison with Debt Funds
| Fund Name | Fund Size | |
|---|---|---|
₹ 4,457 cr | ||
₹ 9,577 cr | ||
₹ 8,093 cr | ||
₹ 15,209 cr | ||
₹ 4,566 cr |
About the AMC
UTI Mutual Fund
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
6.246% | 7.257% | ||
5.924% | 6.801% | ||
5.979% | 6.856% | ||
18.128% | 15.377% | ||
22.928% | 14.261% |
UTI Medium to Long Duration Fund (RIDCW-A) Review
UTI Medium to Long Duration Fund (RIDCW-A) is a Debt Debt fund and has delivered an annualised return of 7.609% over a period of 54 years. The fund is managed by UTI Mutual Fund. The fund manager’s name is [object Object].
Nav of UTI Medium to Long Duration Fund (RIDCW-A) as of 9/6/2024 is ₹12.60 with the total AUM as of 9/7/2024 is ₹307.0666. With Scripbox you can compare and check the latest nav for all mutual funds in India. UTI Medium to Long Duration Fund (RIDCW-A) was launched on null. The category risk of the fund is Below Average.
The minimum SIP amount for UTI Medium to Long Duration Fund (RIDCW-A) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹20000. Check your estimated returns on mutual funds by using sip calculator.
UTI Medium to Long Duration Fund (RIDCW-A) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Medium to Long Duration Debt A-III Index.
UTI Medium to Long Duration Fund (RIDCW-A) is rated as a 1 fund in Debt and delivered 7.777% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with UTI Medium to Long Duration Fund (RIDCW-A).
Frequently Asked Questions
What is UTI Medium to Long Duration Fund (RIDCW-A)?
How to invest in UTI Medium to Long Duration Fund (RIDCW-A)?
You can invest in UTI Medium to Long Duration Fund (RIDCW-A) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of UTI Medium to Long Duration Fund (RIDCW-A)?
The minimum sip amount for UTI Medium to Long Duration Fund (RIDCW-A) is ₹1000. You can invest in multiples of ₹20000.
Is UTI Medium to Long Duration Fund (RIDCW-A) good to invest in?
As per Scripbox experts, UTI Medium to Long Duration Fund (RIDCW-A) is a 1 fund. You can investUTI Medium to Long Duration Fund (RIDCW-A) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the UTI Medium to Long Duration Fund (RIDCW-A)?
The expense ratio of the UTI Medium to Long Duration Fund (RIDCW-A) is 1.62% for regular plan.