- Mutual Funds
- UTI Mutual Fund
- UTI Banking & PSU Fund (G)
UTI Banking & PSU Fund (G)
₹ 21.59
NAV (Apr 15)
They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.
The category accounts for close to 8% of the total assets in the Debt Segment.
We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.
UTI Banking & PSU Fund (G) Calculator
Investment Duration5 years
7,32,612
Total Investment1,46,365
Wealth Gained8,78,977
Total Corpus Created (₹)
With CAGR of 7.521 % in 5 yearsHistorical NAV
₹ 21.5914
NAV (Apr 15)
Fund Returns
Last 1Y | 8.4% |
Last 3Y | 9% |
Last 5Y | 7.5% |
Last 10Y | 6.9% |
Since Inception | 7.1% |
6 Month CAGR | 4.2% |
Scheme Information
The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).
Expense Ratio | 0.54 % |
Launched 11Y ago | 2014-02-03 |
AUM in Crores | 785.2 |
ISIN | INF789F014Z9 |
Lock-in (days) | No Lock-in |
Benchmark | Nifty Banking & PSU Debt Index A-II |
SIP Minimum | 1000 |
Lumpsum Min. | 5000 |
Standard Deviation | 3.2 |
Beta | -2.6 |
Sharpe Ratio | 0.6 |
YTM | - |
Fund Managers
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| UTI Banking & PSU Fund (G) | 8,78,977 | 1,46,365 | 7.5% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
GOI
12.06%Axis Bank Ltd.
6.54%ICICI Bank Ltd.
6.3%Small Industries Devp. Bank of India Ltd.
5.97%Export-Import Bank Of India
5.96%
Comparison with Debt Funds
| Fund Name | Fund Size | |
|---|---|---|
₹ 4,484 cr | ||
₹ 9,086 cr | ||
₹ 7,713 cr | ||
₹ 14,724 cr | ||
₹ 4,772 cr |
About the AMC
UTI Mutual Fund
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
9% | 7.1% | ||
6.7% | 6.8% | ||
6.9% | 7.2% | ||
6.3% | 6% | ||
17.3% | 13.5% |
UTI Banking & PSU Fund (G) Calculator
Investment Duration5 years
7,32,612
Total Investment1,46,365
Wealth Gained8,78,977
Total Corpus Created (₹)
With CAGR of 7.521 % in 5 yearsUTI Banking & PSU Fund (G) Review
UTI Banking & PSU Fund (G) is a Banking And Psu Debt fund and has delivered an annualised return of 7.11% over 11 years. The fund has grown over a period of 11 years. The fund is managed by UTI Mutual Fund. The fund manager’s name is Anurag Mittal.
Nav of UTI Banking & PSU Fund (G) as of 4/15/2025 is ₹21.59 with the total AUM as of 4/16/2025 is ₹785.18. With Scripbox you can compare and check the latest nav for all mutual funds in India. UTI Banking & PSU Fund (G) was launched on 2014-02-03. The category risk of the fund is Moderate.
The minimum SIP amount for UTI Banking & PSU Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
UTI Banking & PSU Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to Nifty Banking & PSU Debt Index A-II.
Scripbox has rated it 4 stars, indicating it's a top ranking fund in the Debt category and delivered 8.4% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with UTI Banking & PSU Fund (G).
Frequently Asked Questions
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