• Mutual Funds
  • UTI Mutual Fund
  • UTI Banking & PSU Debt Fund (Growth)
UTI Mutual Fund

UTI Banking & PSU Debt Fund (Growth)

DebtBanking And Psu

18.3559

NAV (Jan 27)

7.3%
3 Year CAGR
Scripbox Opinion
Not Recommended
Click here for top ranked funds in banking and psu mutual funds.

Banking and psu funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.

They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.

The category accounts for close to 8% of the total assets in the Debt Segment.

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Poor

The performance of the fund on a Fund Size metric has been Poor

Rolling Returns

Poor

The performance of the fund on a Rolling Returns metric has been Poor

Scripbox Recommended Debt Funds
Want the Debt funds that are right for your short term investment needs?Learn more

Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

18.3559

NAV (Jan 27)

Fund Returns

Last 1Y

10.7%

Last 3Y

7.3%

Last 5Y

5.5%

Last 10Y

NA

Since Inception

7%

6 Month CAGR

2.9%

Scheme Information

Investment Objective

The investment objective of the scheme is to generate reasonable income,with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities issued by Banks,Public Sector Undertakings (PSUs),Public Financial Institutions (PFIs) and Municipal Bonds. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Expense Ratio

0.57

Launched (9y ago)

Feb 03, 2014

AUM in Crores

532.553

ISIN

INF789F014Z9

Lock-in

No Lock-in

Benchmark

CRISIL Banking and PSU Debt TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Standard Deviation (3yr)

3.4

Standard Deviation (5yr)

4.4

Beta (3yr)

0

Beta (5yr)

0

Sharpe Ratio (3yr)

0.86

Sharpe Ratio (5yr)

0.104

YTM

7.49

Fund Managers

Anurag Mittal

Fund Manager

Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
UTI Banking & PSU Debt Fund (Growth)70%836,128 103,5165.5%
EPF70% 900,761 168,1498.50%
Property70% 867,662 135,0507.00%
PPF70% 869,819 137,2077.10%
Bank FD70% 846,471 113,8596.00%
Gold70% 846,471 113,8596.00%
Savings Bank70% 825,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2023-01-27

Top Debt Holdings

7.38% govt stock 2027

23.7%
23.7%

national housing bank

7.5%
7.5%

power finance corporation ltd.

6.6%
6.6%

axis bank limited

5.6%
5.6%

national bank for agriculture and rural development

4.8%
4.8%
See all holdings

Compare UTI Banking & PSU Debt Fund (Growth)

Fund NameFund SizeRolling Returns
ICICI Prudential Liquid Fund (G)
ICICI Prudential Liquid Fund (G)

₹ 52,076 cr

₹ 15,112 cr

₹ 16,307 cr

-

₹ 52,076 cr

About the AMC

UTI Asset Management Company Ltd

UTI Asset Management Co Ltd manages assets worth 182,372 crores and was set up on 3 December 1993. It's current offering of mutual fund schemes includes 60 equity,488 debt and 31 hybrid funds.

amc-img

  • 022-62278000
  • invest@utico.in
  • Fund NameScripbox Opinion
    Till Date CAGR

    4.1%

    6.8%

    14.3%

    11.5%

    4.1%

    6.7%

    4.9%

    7.2%

    13.2%

    15.4%

    UTI Banking & PSU Debt Fund (G) Review

    UTI Banking & PSU Debt Fund (G) is a Banking And Psu Debt fund and has delivered an annualised return of 7% over a period of 8 years. The fund is managed by UTI Asset Management Co Ltd. The fund manager’s name is Anurag Mittal.

    Nav of UTI Banking & PSU Debt Fund (G) as of 1/27/2023 is ₹18.36 with the total AUM as of 1/28/2023 is ₹532.553. With Scripbox you can compare and check the latest nav for all mutual funds in India. UTI Banking & PSU Debt Fund (G) was launched on Feb 03, 2014. The category risk of the fund is Moderate Risk.

    The minimum SIP amount for UTI Banking & PSU Debt Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

    UTI Banking & PSU Debt Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Banking and PSU Debt TR INR.

    UTI Banking & PSU Debt Fund (G) is rated as a 1 fund in Debt and delivered 10.7% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with UTI Banking & PSU Debt Fund (G).

    Frequently Asked Questions

    What is UTI Banking & PSU Debt Fund (G)?

    UTI Banking & PSU Debt Fund (G) is a Banking And Psu Debt scheme predominantly investing across Debt instruments with an investment objective to generate wealth over the long term.

    How to invest in UTI Banking & PSU Debt Fund (G)?

    You can invest in UTI Banking & PSU Debt Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

    What is the minimum sip amount of UTI Banking & PSU Debt Fund (G)?

    The minimum sip amount for UTI Banking & PSU Debt Fund (G) is ₹1000. You can invest in multiples of ₹5000.

    Is UTI Banking & PSU Debt Fund (G) good to invest in?

    As per Scripbox experts, UTI Banking & PSU Debt Fund (G) is a Not Recommended fund. You can investUTI Banking & PSU Debt Fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

    What is the expense ratio of the UTI Banking & PSU Debt Fund (G)?

    The expense ratio of the UTI Banking & PSU Debt Fund (G) is 0.57% for regular plan.