Formerly UTI Banking & PSU Debt Reg Qt IDCW-P
₹ 13.6604
NAV (Apr 23)
Banking and psu funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.
They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.
The category accounts for close to 8% of the total assets in the Debt Segment.
We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 years₹ 13.6604
NAV (Apr 23)
Last 1Y | 6.4% |
Last 3Y | 7.1% |
Last 5Y | 5.8% |
Last 10Y | 6% |
Since Inception | 6% |
6 Month CAGR | 3.8% |
The investment objective of the scheme is to generate reasonable income,with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities issued by Banks,Public Sector Undertakings (PSUs),Public Financial Institutions (PFIs) and Municipal Bonds. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Expense Ratio | 0.58 |
Launched (10y ago) | Feb 03, 2014 |
AUM in Crores | 946.587 |
ISIN | INF789F012Z3 |
Lock-in | No Lock-in |
Benchmark | NIFTY Banking and PSU Debt A-II TR INR |
SIP Minimum | 1000 |
Lumpsum Min. | 20000 |
Standard Deviation (3yr) | 3.3 |
Standard Deviation (5yr) | 4.3 |
Beta (3yr) | 0 |
Beta (5yr) | 0 |
Sharpe Ratio (3yr) | 0.524 |
Sharpe Ratio (5yr) | 0.157 |
YTM | 7.51 |
of
for
with step up of
Asset | Returns | Total Corpus | Gains | CAGR |
---|---|---|---|---|
UTI Banking & PSU Fund (Dividend Payout - Quarterly) | 8,42,314 | 1,09,702 | 5.8% | |
EPF | 9,00,761 | 1,68,149 | 8.50% | |
Property | 8,67,662 | 1,35,050 | 7.00% | |
PPF | 8,69,819 | 1,37,207 | 7.10% | |
Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
Gold | 8,46,471 | 1,13,859 | 6.00% | |
Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
7.38% govt stock 2027
12.7%net current assets
7.2%rural electrification corporation limited
6.3%axis bank limited
5.8%icici bank limited
5.5%Fund Name | Fund Size | Rolling Returns |
---|---|---|
₹ 4,923 cr | ||
₹ 10,293 cr | ||
₹ 35,428 cr | ||
₹ 13,848 cr | ||
₹ 13,895 cr |
UTI Asset Management Company Ltd
Fund Name | Scripbox Opinion | Till Date CAGR | |
---|---|---|---|
5.5% | 6.9% | ||
5.8% | 7.3% | ||
16.9% | 11.9% | ||
5.5% | 6.8% | ||
19.4% | 15.2% |
UTI Banking & PSU Fund (D-Q) is a Banking And Psu Debt fund and has delivered an annualised return of 6% over a period of 10 years. The fund was previously known as UTI Banking & PSU Debt Reg Qt IDCW-P. The fund is managed by UTI Asset Management Co Ltd. The fund manager’s name is Anurag Mittal.
Nav of UTI Banking & PSU Fund (D-Q) as of 4/23/2024 is ₹13.66 with the total AUM as of 4/24/2024 is ₹946.587. With Scripbox you can compare and check the latest nav for all mutual funds in India. UTI Banking & PSU Fund (D-Q) was launched on Feb 03, 2014. The category risk of the fund is Moderate Risk.
The minimum SIP amount for UTI Banking & PSU Fund (D-Q) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹20000. Check your estimated returns on mutual funds by using sip calculator.
UTI Banking & PSU Fund (D-Q) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Banking and PSU Debt A-II TR INR.
UTI Banking & PSU Fund (D-Q) is rated as a 3 fund in Debt and delivered 6.4% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with UTI Banking & PSU Fund (D-Q).
What is UTI Banking & PSU Fund (D-Q)?
How to invest in UTI Banking & PSU Fund (D-Q)?
You can invest in UTI Banking & PSU Fund (D-Q) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of UTI Banking & PSU Fund (D-Q)?
The minimum sip amount for UTI Banking & PSU Fund (D-Q) is ₹1000. You can invest in multiples of ₹20000.
Is UTI Banking & PSU Fund (D-Q) good to invest in?
As per Scripbox experts, UTI Banking & PSU Fund (D-Q) is a Neutral fund. You can investUTI Banking & PSU Fund (D-Q) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the UTI Banking & PSU Fund (D-Q)?
The expense ratio of the UTI Banking & PSU Fund (D-Q) is 0.58% for regular plan.