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  • Union Small Cap Fund of Income Distribution cum capital withdrawal (PIDCW-A)

Formerly Union Small Cap Reg DP

Union Mutual Fund

Union Small Cap Fund of Income Distribution cum capital withdrawal (PIDCW-A)

EquitySmall Cap

25.1

NAV (Oct 20)

16.5%
5 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in small cap mutual funds.

However, Scripbox does not recommend investing in small cap mutual funds.

These funds invest in the smallest companies listed on the exchanges.

Early in their growth cycle, these companies have the potential for very high growth but this comes with very high uncertainty as the business is not yet proven.

Price fluctuations are highest in the stocks of these companies translating to high NAV fluctuations for the funds.Smaller companies also tend to have low trade volumes - exposing the fund to the risk of not being able to exit in a down market.While showing periodic spikes in performance,these funds have not done better than diversified equity funds over the long term.Investors are therefore better off investing in diversified funds rather than this category.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

7 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

564 Cr. Medium within the category

Category View

Neutral. The category has a neutral investment outlook

Consistency Of Performance

Good. The historical performance of the fund has been good

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    Historical growth rate of 12% per annum
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    Recommended Duration > 5 years
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    No Lock-in
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Historical NAV

25.1

NAV (Oct 20)

Fund Returns

Last 1Y
80.3%
Last 3Y
29.8%
Last 5Y
16.5%
Last 10Y
NA
Since Inception
15.5%
6 Month CAGR
36.4%
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Scheme Information

Investment Objective

To achieve long term capital appreciation by investing in a portfolio consisting of equity and equity related securities,predominantly of small cap companies.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

risk-indicator-arrow.svg

Very High Risk

Expense Ratio
2.56
Launched (7y ago)
Jun 10, 2014
AUM in Crores
563.539
ISIN
INF582M01CA9
Lock-in
No Lock-in
Benchmark
IISL NIFTY Smallcap 100 TR INR
SIP Minimum
2000
Lumpsum Min.
5000
Fund Managers
user-avatar

Hardick Bora

Fund Manager

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Vinay Paharia

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

  • Inflation beating returns
    Inflation beating returns
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Comparison with Equity Funds

Fund NameScripbox OpinionFund SizeTrack Record

SBI Focused Equity Fund (G)

recommended-badge

₹ 20,371 cr

5

recommended-badge

₹ 5,357 cr

5

recommended-badge

₹ 5,218 cr

5

recommended-badge

₹ 3,953 cr

5

recommended-badge

₹ 3,346 cr

5

amc-icon

About the AMC

Union Asset Management Co. Pvt. Ltd.

Union Asset Management Co. Pvt. Ltd. manages assets worth 8,432 crores and was set up on 30 December 2009. It's current offering of mutual fund schemes includes 28 equity,30 debt and 16 hybrid funds.

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  • tel-amc-about
    022-24833300
  • mail-amc-about
    investorcare@unionmf.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    top-ranked-badge

    25.4%

    16.1%

    top-ranked-badge

    25.5%

    12.9%

    top-ranked-badge

    4.9%

    6.9%

    top-ranked-badge

    0.9%

    0%

    top-ranked-badge

    4.6%

    4.1%

    growth

    Build Long Term Wealth

    Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

    • graph-icon-gray
      Historical growth rate of 12% per annum
    • graph-icon-gray
      Recommended Duration > 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Grow Wealth , Retirement , Kid's Education
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
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    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    About Union Small Cap Fund of Income Distribution cum capital withdrawal (PIDCW-A)

    About Union Small Cap Fund of Income Distribution cum capital withdrawal (PIDCW-A)

    Union Small Cap Fund of Income Distribution cum capital withdrawal (PIDCW-A) is a Small Cap Equity fund and has delivered an annualised return of 15.5% over a period of 7 years. The fund was previously known as Union Small Cap Reg DP . The fund is managed by Union Asset Management Co. Pvt. Ltd.. The fund managers are Hardick Bora, Vinay Paharia

    Union Small Cap Fund of Income Distribution cum capital withdrawal (PIDCW-A) Investment Objective

    To achieve long term capital appreciation by investing in a portfolio consisting of equity and equity related securities,predominantly of small cap companies. . However, there is no assurance that the objective of the scheme will be realized.

    Union Small Cap Fund of Income Distribution cum capital withdrawal (PIDCW-A) NAV,AUM,Risk

    The Union Small Cap Fund of Income Distribution cum capital withdrawal (PIDCW-A) fund was launched on Jun 10, 2014. The NAV (Net Asset Value) of this Small Cap Equity fund as of 2021-10-20 is ₹25.10. The total AUM (Asset Under Management) of the fund as of 21/10/2021 is ₹563.539. The category risk of the Union Small Cap Fund of Income Distribution cum capital withdrawal (PIDCW-A) fund is Very High Risk. The fund charges 2.56 % as expense ratio.

    Union Small Cap Fund of Income Distribution cum capital withdrawal (PIDCW-A) Holdings

    The fund’s highest allocation is towards Equity and has invested 97.5% in this asset class. The top three holdings of the fund are , csb bank ltd ordinary shares , kpit technologies ltd , ramco cements ltd , knr constructions ltd , treps , neogen chemicals ltd , v-mart retail ltd , tasty bite eatables ltd , can fin homes ltd , mahindra logistics ltd , minda industries ltd , prestige estates projects ltd , j.b. chemicals & pharmaceuticals ltd , happiest minds technologies ltd ordinary shares , orient electric ltd ordinary shares , greaves cotton ltd , indiamart intermesh ltd , teamlease services ltd , dixon technologies (india) ltd , abb power products and systems india ltd ordinary shares , coforge ltd , creditaccess grameen ltd ordinary shares , tube investments of india ltd ordinary shares , intellect design arena ltd , eris lifesciences ltd registered shs , home first finance co india ltd ordinary shares , h.g. infra engineering ltd ordinary shares , laurus labs ltd , rossari biotech ltd ordinary shares , cera sanitaryware ltd , safari industries (india) ltd , varun beverages ltd , persistent systems ltd , thyrocare technologies ltd , wonderla holidays ltd , techno electric & engineering co ltd , saregama india ltd , polycab india ltd , k.p.r. mill ltd , tci express ltd , syngene international ltd , route mobile ltd ordinary shares , phoenix mills ltd , sequent scientific ltd , sumitomo chemical india ltd ordinary shares , carborundum universal ltd , tatva chintan pharma chem ltd , mrs bectors food specialities ltd ordinary shares , tata steel long products ltd , iifl wealth management ltd ordinary shares , sona blw precision forgings ltd , birlasoft ltd , wabco india ltd , navin fluorine international ltd , nazara technologies ltd , 3m india ltd , krishna institute of medical sciences ltd , net receivable / payable , rhi magnesita india ltd , 91 dtb 28102021

    Union Small Cap Fund of Income Distribution cum capital withdrawal (PIDCW-A) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹2000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Union Small Cap Fund of Income Distribution cum capital withdrawal (PIDCW-A) Investment volatility and Horizon

    This fund is meant for investors with a minimum investment horizon of 5-7 years. Due to the asset class nature, expect volatility in your investments over the short term. The fund is benchmarked to IISL NIFTY Smallcap 100 TR INR

    Union Small Cap Fund of Income Distribution cum capital withdrawal (PIDCW-A) Review

    Union Small Cap Fund of Income Distribution cum capital withdrawal (PIDCW-A) has a score of 3 on a scale of 5. The fund scores 4 out of 5 based on historical performance. As compared to the other funds in its category, Union Small Cap Fund of Income Distribution cum capital withdrawal (PIDCW-A) has a score of 3 out of 5 Scipbox has rated this fund 3 out of 5 based on consistency of performance over various years / tenures.

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