• right-arrow
  • Mutual Funds
    right-arrow
  • Union Mutual Fund
    right-arrow
  • Union Liquid Fund of Income Distribution cum capital withdrawal (RIDCW-D)

Formerly Union Liquid Dl DR

Union Mutual Fund

Union Liquid Fund of Income Distribution cum capital withdrawal (RIDCW-D)

DebtLiquid

Top Ranked

1000.7927

NAV (Oct 25)

5.7%
3 Year CAGR
Scripbox Opinion

Top Ranked

These are the top-ranked funds within liquid mutual funds.However, Scripbox does not recommend investing in liquid mutual funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

11 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

1,363 Cr. Medium within the category

Impact of Interest Rate Changes

Low Interest Rate Risk. The impact on fund value is quite low when interest rates change

Credit Quality Of Fund's Portfolio

Low Credit Risk. The fund has a high credit quality compared to other debt funds

Invest in this fund
Explore a better alternative to this fund with a Scripbox plan.
Emergency Money

Emergency Money

Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Emergency

No single fund can achieve what a plan can. Learn why

chart-amc-about

Historical NAV

1000.7927

NAV (Oct 25)

Fund Returns

Last 1Y
5.3%
Last 3Y
5.7%
Last 5Y
4.7%
Last 10Y
5.5%
Since Inception
5.2%
6 Month CAGR
3.5%
info-icon-blue

Scheme Information

Investment Objective

To provide reasonable returns commensurate with lower risk and high level of liquidity through a portfolio of money market and debt securities. However,there can be no assurance that the investment objective of the scheme will be achieved.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

risk-indicator-arrow.svg

Low to Moderate Risk

Expense Ratio
0.17
Launched (11y ago)
Sep 02, 2010
AUM in Crores
1362.955
ISIN
INF582M01021
Lock-in
No Lock-in
Benchmark
CRISIL Liquid Fund TR INR
SIP Minimum
2000
Lumpsum Min.
5000
Fund Managers
user-avatar

Devesh Thacker

Fund Manager

user-avatar

Parijat Agrawal

Fund Manager

calculator

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

build-long-item-wealth-img

Emergency Money

Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

  • Inflation beating returns
    Inflation beating returns
  • Emergency
    Emergency
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 13,509 cr

5

recommended-badge

₹ 33,192 cr

5

recommended-badge

₹ 11,590 cr

5

recommended-badge

₹ 22,849 cr

5

recommended-badge

₹ 33,722 cr

5

amc-icon

About the AMC

Union Asset Management Co. Pvt. Ltd.

Union Asset Management Co. Pvt. Ltd. manages assets worth 8,432 crores and was set up on 30 December 2009. It's current offering of mutual fund schemes includes 28 equity,30 debt and 16 hybrid funds.

amc-img

  • tel-amc-about
    022-24833300
  • mail-amc-about
    investorcare@unionmf.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    top-ranked-badge

    25.4%

    15.9%

    top-ranked-badge

    25.3%

    12.6%

    top-ranked-badge

    4.9%

    6.9%

    top-ranked-badge

    0.9%

    0%

    top-ranked-badge

    4.6%

    4.1%

    growth

    Emergency Money

    Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Emergency
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Axis Liquid Fund (Growth)

    Axis Liquid Fund (Growth)

    Debt

    Liquid

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    How to invest in best mutual funds?

    Investing through Scripbox is made easy and paperless. All you need to do is follow the below steps and start investing.

    01

    Choose a plan

    Choose a plan to invest to start investing

    02

    Create an Account

    Create an account with Scripbox through a paperless process, to invest in this fund.

    03

    Invest online & transfer

    Invest via netbanking, UPI or through an SIP (eNACH mandate).

    04

    Track your investments

    Track, invest more and withdraw your investments through the Scripbox dashboard

    TRUST

    1. 4100+Crores
    2. 2500+Cities
    3. 7200+Customers
    We manage to deliver better strategies to people who trust us.

    We thrive on trust. You don’t need to just take our word for it! Get started with your wealth creation without worry.

    testimonial image
    Investing has helped me dream bigger for my life
    Dr. Shraddha BahirwaniSr. Dental Consultant

    About Union Liquid Fund of Income Distribution cum capital withdrawal (RIDCW-D)

    About Union Liquid Fund of Income Distribution cum capital withdrawal (RIDCW-D)

    Union Liquid Fund of Income Distribution cum capital withdrawal (RIDCW-D) is a Liquid Debt fund and has delivered an annualised return of 5.2% over a period of 11 years. The fund was previously known as Union Liquid Dl DR . The fund is managed by Union Asset Management Co. Pvt. Ltd.. The fund managers are Devesh Thacker, Parijat Agrawal

    Union Liquid Fund of Income Distribution cum capital withdrawal (RIDCW-D) Investment Objective

    To provide reasonable returns commensurate with lower risk and high level of liquidity through a portfolio of money market and debt securities. However,there can be no assurance that the investment objective of the scheme will be achieved. . However, there is no assurance that the objective of the scheme will be realized.

    Union Liquid Fund of Income Distribution cum capital withdrawal (RIDCW-D) NAV,AUM,Risk

    The Union Liquid Fund of Income Distribution cum capital withdrawal (RIDCW-D) fund was launched on Sep 02, 2010. The NAV (Net Asset Value) of this Liquid Debt fund as of 2021-10-25 is ₹1000.79. The total AUM (Asset Under Management) of the fund as of 26/10/2021 is ₹1362.955. The category risk of the Union Liquid Fund of Income Distribution cum capital withdrawal (RIDCW-D) fund is Low to Moderate Risk. The fund charges 0.17 % as expense ratio.

    Union Liquid Fund of Income Distribution cum capital withdrawal (RIDCW-D) Holdings

    The fund’s highest allocation is towards Others and has invested 100% in this asset class. The top three holdings of the fund are , treps , national bank for agriculture and rural development , reliance industries limited , housing development finance corporation limited , alembic pharmaceuticals limited , bajaj finance limited , indian oil corporation limited , export-import bank of india , muthoot finance limited , reliance jio infocomm limited , 364 dtb 28102021 , axis bank limited , axis finance limited , axis finance limited , 182 dtb 18112021 , reliance jio infocomm limited , 91 dtb 11112021 , housing development finance corporation limited , net receivable / payable

    Union Liquid Fund of Income Distribution cum capital withdrawal (RIDCW-D) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹2000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Union Liquid Fund of Income Distribution cum capital withdrawal (RIDCW-D) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Liquid Fund TR INR.

    Union Liquid Fund of Income Distribution cum capital withdrawal (RIDCW-D) Review

    Union Liquid Fund of Income Distribution cum capital withdrawal (RIDCW-D) has a score of 4 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, Union Liquid Fund of Income Distribution cum capital withdrawal (RIDCW-D) has a score of 3out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

    Get started with investing today

    Invest in the best mutual funds recommended by Scripbox that are algorithmically selected that best suit your needs.