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  • Tata Income Fund Income Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-6M)

Formerly Tata Income Reg HY DR

TATA Mutual Fund

Tata Income Fund Income Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-6M)

DebtMedium To Long Duration

15.2993

NAV (Oct 13)

7.4%
3 Year CAGR
Scripbox Opinion

Not Recommended

Click here for top ranked funds in medium to long duration mutual funds.

However, Scripbox does not recommend investing in medium to long duration mutual funds.

Medium to Long Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.

The tenure of the instruments held by these funds exposes them to very high degrees of variations when interest rate changes.Funds in this category tend to invest in instruments that are highly rated.This is a small category(less than 1 % of total debt fund assets).We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

24 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

56 Cr. Negligible within the category

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

Low Credit Risk. The fund has a high credit quality compared to other debt funds

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Short Term Money

Short Term Money

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  • graph-icon-gray
    Historical growth rate of 6.5% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

15.2993

NAV (Oct 13)

Fund Returns

Last 1Y
2.9%
Last 3Y
7.4%
Last 5Y
5.4%
Last 10Y
6.9%
Since Inception
7.3%
6 Month CAGR
1.7%
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Scheme Information

Investment Objective

The investment objective of the Scheme is to provide income distribution/capital appreciation over medium to long term.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Moderate Risk

Expense Ratio
1.96
Launched (24y ago)
May 12, 1997
AUM in Crores
55.320
ISIN
INF277K01675
Lock-in
No Lock-in
Benchmark
CRISIL Medium to Long Term Debt TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Fund Managers
user-avatar

Akhil Mittal

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
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comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 12,698 cr

5

recommended-badge

₹ 28,554 cr

5

recommended-badge

₹ 11,007 cr

5

recommended-badge

₹ 21,654 cr

5

recommended-badge

₹ 28,496 cr

5

amc-icon

About the AMC

Tata Asset Management Limited

Tata Asset Management Limited manages assets worth 83,033 crores and was set up on 15 March 1994. It's current offering of mutual fund schemes includes 59 equity,80 debt and 21 hybrid funds.

amc-img

  • tel-amc-about
    022-66578282
  • mail-amc-about
    service@tataamc.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    5%

    7.2%

    top-ranked-badge

    3.9%

    5.4%

    top-ranked-badge

    4.8%

    5.5%

    top-ranked-badge

    23.4%

    13%

    top-ranked-badge

    20.5%

    16.6%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    About Tata Income Fund Income Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-6M)

    About Tata Income Fund Income Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-6M)

    Tata Income Fund Income Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-6M) is a Medium To Long Duration Debt fund and has delivered an annualised return of 7.3% over a period of 24 years. The fund was previously known as Tata Income Reg HY DR . The fund is managed by Tata Asset Management Limited. The fund manager’s name is Akhil Mittal

    Tata Income Fund Income Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-6M) Investment Objective

    The investment objective of the Scheme is to provide income distribution/capital appreciation over medium to long term. . However, there is no assurance that the objective of the scheme will be realized.

    Tata Income Fund Income Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-6M) NAV,AUM,Risk

    The Tata Income Fund Income Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-6M) fund was launched on May 12, 1997. The NAV (Net Asset Value) of this Medium To Long Duration Debt fund as of 2021-10-13 is ₹15.30. The total AUM (Asset Under Management) of the fund as of 14/10/2021 is ₹55.32. The category risk of the Tata Income Fund Income Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-6M) fund is Moderate Risk. The fund charges 1.96 % as expense ratio.

    Tata Income Fund Income Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-6M) Holdings

    The fund’s highest allocation is towards Debt and has invested 92.1% in this asset class. The top three holdings of the fund are , power finance corporation limited , indian railway finance corporation limited , ntpc limited , sbi cards & payment services private limited , national highways authority of india , rec limited , 6.10% govt stock 2031 , housing development finance corporation limited , 5.15% govt stock 2025 , b) repo , lic housing finance limited , 7.69% govt stock 2043 , net current liabilities

    Tata Income Fund Income Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-6M) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Tata Income Fund Income Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-6M) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Medium to Long Term Debt TR INR.

    Tata Income Fund Income Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-6M) Review

    Tata Income Fund Income Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-6M) has a score of 1 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, Tata Income Fund Income Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-6M) has a score of 1out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

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