scripbox logo
    scripbox logo
    search iconsearch icon
    user avatarLogin
    • right-arrow
    • Mutual Funds
      right-arrow
    • TATA Mutual Fund
      right-arrow
    • Tata Income Fund Income (Growth)

    Formerly Tata Long Term Debt Reg Gr

    TATA Mutual Fund

    Tata Income Fund Income (Growth)

    DebtMedium To Long Duration

    66.7772

    NAV (Sep 23)

    8.7%
    3 Year CAGR
    Scripbox Opinion

    Not Recommended

    Click here for top ranked funds in medium to long duration mutual funds.

    However, Scripbox does not recommend investing in medium to long duration mutual funds.

    Medium to Long Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.

    The tenure of the instruments held by these funds exposes them to very high degrees of variations when interest rate changes.Funds in this category tend to invest in instruments that are highly rated.This is a small category(less than 1 % of total debt fund assets).We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.

    Our analysis of this fundLearn how we rate funds ->

    Track Record

    24 Years. The fund has an Extended history for analysis and the track record is excellent.

    Relative Size

    56 Cr. Negligible within the category

    Impact of Interest Rate Changes

    High Interest Rate Risk. The impact on fund value is high when interest rates change

    Credit Quality Of Fund's Portfolio

    Low Credit Risk. The fund has a high credit quality compared to other debt funds

    Invest in this fund
    You can invest in more appropriate funds with a Scripbox plan. Explore the plan below.
    Short Term Money

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment

    No single fund can achieve what a plan can. Learn why

    chart-amc-about

    Historical NAV

    66.7772

    NAV (Sep 23)

    Fund Returns

    Last 1Y
    4.8%
    Last 3Y
    8.7%
    Last 5Y
    6.5%
    Last 10Y
    8%
    Since Inception
    8.1%
    6 Month CAGR
    3.6%
    info-icon-blue

    Scheme Information

    Investment Objective

    The investment objective of the Scheme is to provide income distribution/capital appreciation over medium to long term.

    Low

    Low to Moderate

    Moderate

    Moderately High

    High

    Very High

    risk-indicator-arrow.svg

    Moderate Risk

    Expense Ratio
    1.96
    Launched (24y ago)
    Apr 28, 1997
    AUM in Crores
    55.630
    ISIN
    INF277K01659
    Lock-in
    No Lock-in
    Benchmark
    CRISIL Medium to Long Term Debt TR INR
    SIP Minimum
    1000
    Lumpsum Min.
    5000
    Fund Managers
    user-avatar

    Akhil Mittal

    Fund Manager

    calculator

    Returns Calculator Comparison

    of

    for

    with step up of

    InstrumentReturnsTotal CorpusGainsAnnualised %
    Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
    EPF70% ₹ 900,761 ₹ 168,1498.50%
    Property70% ₹ 867,662 ₹ 135,0507.00%
    PPF70% ₹ 869,819 ₹ 137,2077.10%
    Bank FD70% ₹ 846,471 ₹ 113,8596.00%
    Gold70% ₹ 846,471 ₹ 113,8596.00%
    Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

    Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

    build-long-item-wealth-img

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • Inflation beating returns
      Inflation beating returns
    • Expert Investing Only, Car, Down Payment
      Expert Investing Only, Car, Down Payment
    • One click investing  tracking
      One click investing tracking
    comparison

    Comparison with Debt Funds

    Fund NameScripbox OpinionFund SizeTrack Record

    Kotak Savings Fund (G)

    recommended-badge

    ₹ 13,951 cr

    5

    recommended-badge

    ₹ 33,662 cr

    5

    recommended-badge

    ₹ 11,134 cr

    5

    recommended-badge

    ₹ 31,274 cr

    5

    recommended-badge

    ₹ 24,210 cr

    5

    amc-icon

    About the AMC

    Tata Asset Management Limited

    Tata Asset Management Limited manages assets worth 81,268 crores and was set up on 15 March 1994. It's current offering of mutual fund schemes includes 59 equity,80 debt and 21 hybrid funds.

    amc-img

  • tel-amc-about
    022-66578282
  • mail-amc-about
    service@tataamc.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    5.1%

    7.2%

    top-ranked-badge

    3.9%

    5.4%

    top-ranked-badge

    4.8%

    5.5%

    top-ranked-badge

    20.7%

    13%

    top-ranked-badge

    17.7%

    16.5%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How to invest in best mutual funds?

    Investing through Scripbox is made easy and paperless. All you need to do is follow the below steps and start investing.

    01

    Choose a plan

    Choose a plan to invest to start investing

    02

    Create an Account

    Create an account with Scripbox through a paperless process, to invest in this fund.

    03

    Invest online & transfer

    Invest via netbanking, UPI or through an SIP (eNACH mandate).

    04

    Track your investments

    Track, invest more and withdraw your investments through the Scripbox dashboard

    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About Tata Income Fund Income (G)

    About Tata Income Fund Income (G)

    Tata Income Fund Income (G) is a Medium To Long Duration Debt fund and has delivered an annualised return of 8.1% over a period of 24 years. The fund was previously known as Tata Long Term Debt Reg Gr . The fund is managed by Tata Asset Management Limited. The fund manager’s name is Akhil Mittal

    Tata Income Fund Income (G) Investment Objective

    The investment objective of the Scheme is to provide income distribution/capital appreciation over medium to long term. . However, there is no assurance that the objective of the scheme will be realized.

    Tata Income Fund Income (G) NAV,AUM,Risk

    The Tata Income Fund Income (G) fund was launched on Apr 28, 1997. The NAV (Net Asset Value) of this Medium To Long Duration Debt fund as of 2021-09-23 is ₹66.78. The total AUM (Asset Under Management) of the fund as of 24/09/2021 is ₹55.63. The category risk of the Tata Income Fund Income (G) fund is Moderate Risk. The fund charges 1.96 % as expense ratio.

    Tata Income Fund Income (G) Holdings

    The fund’s highest allocation is towards Debt and has invested 82.9% in this asset class. The top three holdings of the fund are , b) repo , power finance corporation limited , indian railway finance corporation limited , ntpc limited , sbi cards & payment services private limited , national highways authority of india , rec limited , housing development finance corporation limited , 5.15% govt stock 2025 , lic housing finance limited , cash / net current asset , 7.69% govt stock 2043

    Tata Income Fund Income (G) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Tata Income Fund Income (G) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Medium to Long Term Debt TR INR.

    Tata Income Fund Income (G) Review

    Tata Income Fund Income (G) has a score of 1 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, Tata Income Fund Income (G) has a score of 1out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

    Get started with investing today

    Invest in the best mutual funds recommended by Scripbox that are algorithmically selected that best suit your needs.

    filter
    Show Calculator