• right-arrow
  • Mutual Funds
    right-arrow
  • TATA Mutual Fund
    right-arrow
  • Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A)

Formerly Tata Gilt Securities Ret (28-02-25) Div

TATA Mutual Fund

Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A)

DebtGilt

28.5448

NAV (Oct 13)

8.2%
3 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in gilt mutual funds.

However, Scripbox does not recommend investing in gilt mutual funds.

Gilt Funds are mandated to invest a minimum of 80% of their total assets in Government Securities.

Such a strategy results in a very high credit quality of the fund.

Gilt Funds tend to take a large exposure to long dated instruments making them highly volatile when interest rate changes.We do not recommend funds in this category since we believe that the high volatility of the category is not suited for individual investors.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

18 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

199 Cr. Small within the category

Impact of Interest Rate Changes

Highest Interest Rate Risk. The impact on fund value is very high when interest rates change

Credit Quality Of Fund's Portfolio

Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds

Invest in this fund
Explore a better alternative to this fund with a Scripbox plan.
Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Expert Investing Only, Car, Down Payment

No single fund can achieve what a plan can. Learn why

chart-amc-about

Historical NAV

28.5448

NAV (Oct 13)

Fund Returns

Last 1Y
2.3%
Last 3Y
8.2%
Last 5Y
5.9%
Last 10Y
8.3%
Since Inception
6%
6 Month CAGR
2.4%
info-icon-blue

Scheme Information

Investment Objective

The investment objective of the Scheme is to generate medium to long term capital appreciation and income distribution by investing predominantly in Government Securities

Low

Low to Moderate

Moderate

Moderately High

High

Very High

risk-indicator-arrow.svg

Moderate Risk

Expense Ratio
1.74
Launched (18y ago)
Oct 10, 2003
AUM in Crores
198.845
ISIN
Lock-in
No Lock-in
Benchmark
CRISIL Dynamic Gilt TR INR TR INR
SIP Minimum
0
Lumpsum Min.
5000
Fund Managers
user-avatar

Murthy Nagarajan

Fund Manager

calculator

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

build-long-item-wealth-img

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 12,698 cr

5

recommended-badge

₹ 28,554 cr

5

recommended-badge

₹ 11,007 cr

5

recommended-badge

₹ 21,654 cr

5

recommended-badge

₹ 28,496 cr

5

amc-icon

About the AMC

Tata Asset Management Limited

Tata Asset Management Limited manages assets worth 83,033 crores and was set up on 15 March 1994. It's current offering of mutual fund schemes includes 59 equity,80 debt and 21 hybrid funds.

amc-img

  • tel-amc-about
    022-66578282
  • mail-amc-about
    service@tataamc.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    5%

    7.2%

    top-ranked-badge

    3.9%

    5.4%

    top-ranked-badge

    4.8%

    5.5%

    top-ranked-badge

    23.4%

    13%

    top-ranked-badge

    20.5%

    16.6%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    How to invest in best mutual funds?

    Investing through Scripbox is made easy and paperless. All you need to do is follow the below steps and start investing.

    01

    Choose a plan

    Choose a plan to invest to start investing

    02

    Create an Account

    Create an account with Scripbox through a paperless process, to invest in this fund.

    03

    Invest online & transfer

    Invest via netbanking, UPI or through an SIP (eNACH mandate).

    04

    Track your investments

    Track, invest more and withdraw your investments through the Scripbox dashboard

    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    About Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A)

    About Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A)

    Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A) is a Gilt Debt fund and has delivered an annualised return of 6% over a period of 18 years. The fund was previously known as Tata Gilt Securities Ret (28-02-25) Div . The fund is managed by Tata Asset Management Limited. The fund manager’s name is Murthy Nagarajan

    Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A) Investment Objective

    The investment objective of the Scheme is to generate medium to long term capital appreciation and income distribution by investing predominantly in Government Securities . However, there is no assurance that the objective of the scheme will be realized.

    Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A) NAV,AUM,Risk

    The Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A) fund was launched on Oct 10, 2003. The NAV (Net Asset Value) of this Gilt Debt fund as of 2021-10-13 is ₹28.54. The total AUM (Asset Under Management) of the fund as of 14/10/2021 is ₹198.845. The category risk of the Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A) fund is Moderate Risk. The fund charges 1.74 % as expense ratio.

    Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A) Holdings

    The fund’s highest allocation is towards Debt and has invested 92.8% in this asset class. The top three holdings of the fund are , 5.63% govt stock 2026 , 6.64% govt stock 2035 , 6.68% govt stock 2031 , 6.67% govt stock 2035 , b) repo , cash / net current asset , 7.59% govt stock 2026 , 9.39% maharashtra sdl 2023 , 9.79% maharashtra sdl 2023 , 9.77% goa sdl 2024 , 8.62% maharashtra sdl 2023 , 5.77% goi 2030 , 9.71% haryana sdl 2024 , 6.10% govt stock 2031 , 9.48% andhra pradesh sdl 2024 , 8.24% govt stock 2027

    Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Dynamic Gilt TR INR TR INR.

    Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A) Review

    Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A) has a score of 2 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A) has a score of 2out of 5 The credit risk of the fund is 5 out of 5 as compared to other debt funds.

    Get started with investing today

    Invest in the best mutual funds recommended by Scripbox that are algorithmically selected that best suit your needs.