• Mutual Funds
  • TATA Mutual Fund
  • Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A)

Formerly Tata Gilt Securities Ret (28-02-25) Div

TATA Mutual Fund

Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A)

DebtGilt

28.4498

NAV (Jan 17)

6.6%
3 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in gilt mutual funds.

However, Scripbox does not recommend investing in gilt mutual funds.

Gilt Funds are mandated to invest a minimum of 80% of their total assets in Government Securities.

Such a strategy results in a very high credit quality of the fund.

Gilt Funds tend to take a large exposure to long dated instruments making them highly volatile when interest rate changes.We do not recommend funds in this category since we believe that the high volatility of the category is not suited for individual investors.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

19 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

195 Cr. Small within the category

Impact of Interest Rate Changes

Highest Interest Rate Risk. The impact on fund value is very high when interest rates change

Credit Quality Of Fund's Portfolio

Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds

Invest in this fund
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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Expert Investing Only, Car, Down Payment

No single fund can achieve what a plan can. Learn why

Historical NAV

28.4498

NAV (Jan 17)

Fund Returns

Last 1Y

0.8%

Last 3Y

6.6%

Last 5Y

5.2%

Last 10Y

7.7%

Since Inception

5.9%

6 Month CAGR

1%

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Scheme Information

Investment Objective

The investment objective of the Scheme is to generate medium to long term capital appreciation and income distribution by investing predominantly in Government Securities

Expense Ratio

1.74

Launched (19y ago)

Oct 10, 2003

AUM in Crores

194.506

ISIN

Lock-in

No Lock-in

Benchmark

CRISIL Dynamic Gilt TR INR TR INR

SIP Minimum

0

Lumpsum Min.

5000

Fund Managers
user-avatar

Murthy Nagarajan

Fund Manager

calculator

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)
Kotak Savings Fund (G)

₹ 11,223 cr

5

₹ 28,408 cr

5

₹ 9,119 cr

5

₹ 26,625 cr

5

₹ 23,456 cr

5

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About the AMC

Tata Asset Management Limited

Tata Asset Management Limited manages assets worth 85,492 crores and was set up on 15 March 1994. It's current offering of mutual fund schemes includes 59 equity,80 debt and 21 hybrid funds.

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  • tel-amc-about
    022-66578282
  • mail-amc-about
    service@tataamc.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    4.6%

    7.1%

    3.7%

    5.3%

    4.8%

    5.5%

    21.2%

    13%

    41.3%

    26.1%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A) Review

    Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A) is a Gilt Debt fund and has delivered an annualised return of 5.9% over a period of 18 years. The fund was previously known as Tata Gilt Securities Ret (28-02-25) Div. The fund is managed by Tata Asset Management Limited. The fund manager’s name is Murthy Nagarajan.

    Nav of Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A) as of 17/01/2022 is ₹28.45 with the total AUM as of 18/01/2022 is ₹194.506. With Scripbox you can compare and check the latest nav for all mutual funds in India. Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A) was launched on Oct 10, 2003. The category risk of the fund is Moderate Risk.

    The minimum SIP amount for Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A) is ₹0 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

    Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Dynamic Gilt TR INR TR INR.

    Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A) is rated as a 2 fund in Debt and delivered 0.8% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A).

    Frequently Asked Questions

    What is Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A)?

    How to invest in Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A)?

    What is the minimum sip amount of Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A)?

    Is Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A) good to invest in?

    What is the expense ratio of the Tata Gilt Securities Retirement Plan 280225 Inc Dist cum Cap Wdrl (PIDCW-A)?