- Mutual Funds
- TATA Mutual Fund
- Tata Gilt Securities Retirement Plan 280225 (Growth)
Gilt funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Gilt Funds are mandated to invest a minimum of 80% of their total assets in Government Securities.
Such a strategy results in a very high credit quality of the fund.
Gilt Funds tend to take a large exposure to long dated instruments making them highly volatile when interest rate changes.We do not recommend funds in this category since we believe that the high volatility of the category is not suited for individual investors.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 32.4013
NAV (Apr 23)
Fund Returns
Last 1Y | 6.7% |
Last 3Y | 5.1% |
Last 5Y | 6.4% |
Last 10Y | 7.3% |
Since Inception | 6% |
6 Month CAGR | 5.3% |
Scheme Information
The investment objective of the Scheme is to generate medium to long term capital appreciation and income distribution by investing predominantly in Government Securities
Expense Ratio | 1.63 |
Launched (21y ago) | Dec 29, 2003 |
AUM in Crores | 522.978 |
ISIN | |
Lock-in | No Lock-in |
Benchmark | CRISIL Dynamic Gilt TR INR TR INR |
SIP Minimum | 0 |
Lumpsum Min. | 5000 |
Standard Deviation (3yr) | 2.1 |
Standard Deviation (5yr) | 3.4 |
Beta (3yr) | 0 |
Beta (5yr) | 0 |
Sharpe Ratio (3yr) | -0.13 |
Sharpe Ratio (5yr) | 0.34 |
YTM | 7.05 |
Fund Managers
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| Tata Gilt Securities Retirement Plan 280225 (Growth) | 8,54,866 | 1,22,254 | 6.4% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
net current liabilities
22.6%7.1% govt stock 2029
20.4%7.18% govt stock 2033
17.8%7.26% govt stock 2033
17.8%(b) treps
17.4%Comparison with Debt Funds
| Fund Name | Fund Size | Rolling Returns |
|---|---|---|
₹ 4,923 cr | ||
₹ 10,293 cr | ||
₹ 35,428 cr | ||
₹ 13,848 cr | ||
₹ 13,895 cr |
About the AMC
Tata Asset Management Limited
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
13.1% | 12.8% | ||
32% | 25.7% | ||
21.1% | 18.4% | ||
5.8% | 6.7% | ||
5.1% | 4.7% |
Tata Gilt Securities Retirement Plan 280225 (G) Review
Tata Gilt Securities Retirement Plan 280225 (G) is a Gilt Debt fund and has delivered an annualised return of 6% over a period of 20 years. The fund is managed by Tata Asset Management Limited. The fund manager’s name is Akhil Mittal.
Nav of Tata Gilt Securities Retirement Plan 280225 (G) as of 4/23/2024 is ₹32.40 with the total AUM as of 4/24/2024 is ₹522.978. With Scripbox you can compare and check the latest nav for all mutual funds in India. Tata Gilt Securities Retirement Plan 280225 (G) was launched on Dec 29, 2003. The category risk of the fund is Moderate Risk.
The minimum SIP amount for Tata Gilt Securities Retirement Plan 280225 (G) is ₹0 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
Tata Gilt Securities Retirement Plan 280225 (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Dynamic Gilt TR INR TR INR.
Tata Gilt Securities Retirement Plan 280225 (G) is rated as a 3 fund in Debt and delivered 6.7% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Tata Gilt Securities Retirement Plan 280225 (G).
Frequently Asked Questions
What is Tata Gilt Securities Retirement Plan 280225 (G)?
How to invest in Tata Gilt Securities Retirement Plan 280225 (G)?
You can invest in Tata Gilt Securities Retirement Plan 280225 (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of Tata Gilt Securities Retirement Plan 280225 (G)?
The minimum sip amount for Tata Gilt Securities Retirement Plan 280225 (G) is ₹0. You can invest in multiples of ₹5000.
Is Tata Gilt Securities Retirement Plan 280225 (G) good to invest in?
As per Scripbox experts, Tata Gilt Securities Retirement Plan 280225 (G) is a Neutral fund. You can investTata Gilt Securities Retirement Plan 280225 (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the Tata Gilt Securities Retirement Plan 280225 (G)?
The expense ratio of the Tata Gilt Securities Retirement Plan 280225 (G) is 1.63% for regular plan.