Click here for top ranked funds in gilt mutual funds.
However, Scripbox does not recommend investing in gilt mutual funds.
Gilt Funds are mandated to invest a minimum of 80% of their total assets in Government Securities.
Such a strategy results in a very high credit quality of the fund.
Gilt Funds tend to take a large exposure to long dated instruments making them highly volatile when interest rate changes.We do not recommend funds in this category since we believe that the high volatility of the category is not suited for individual investors.
No single fund can achieve what a plan can. Learn why
Historical NAV
₹ 25.4323
NAV (Oct 27)
Fund Returns
Last 1Y
7.1%
Last 3Y
10%
Last 5Y
9.8%
Last 10Y
7.8%
Since Inception
6.3%
6 Month CAGR
4.8%
Scheme Information
Investment Objective
The investment objective of the Scheme is to generate medium to long term capital appreciation and income distribution by investing predominantly in Government Securities
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Tata Asset Management Limited manages assets worth 82,007 crores and was set up on 15 March 1994. It's current offering of mutual fund schemes includes 59 equity,80 debt and 21 hybrid funds.
We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.
What Scripbox recommendations mean?
Recommended
Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
Top Ranked
Neutral
Not Recommended
Track Record
We look at consistent and long historical performance for our analysis.
Fund Size
We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.
Sub-asset Class View
We check if the sub-category of the fund is recommended by us.
Fund Performance
Consistency of performance over various tenures is analysed for a relative performance stack.
Track Record
We look at consistent and long historical performance for our analysis.
Fund Size
We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.
Impact of Interest Rates
We check the relative interest rate risk of the sub-category of the fund. Lower the better.
Credit Attractiveness
We check the credit quality of the underlying instruments present in the fund. Higher the better.
Equity Funds
Debt Funds
About Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A)
About Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A)
Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A) is a Gilt Debt fund and has delivered an annualised return of 6.3% over a period of 17 years. . The fund is managed by Tata Asset Management Limited. The fund manager’s name is Murthy Nagarajan
Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A) Investment Objective
The investment objective of the Scheme is to generate medium to long term capital appreciation and income distribution by investing predominantly in Government Securities . However, there is no assurance that the objective of the scheme will be realized.
Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A) NAV,AUM,Risk
The Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A) fund was launched on Mar 09, 2004. The NAV (Net Asset Value) of this Gilt Debt fund as of 2017-10-27 is ₹25.43. The total AUM (Asset Under Management) of the fund as of 22/09/2021 is ₹201.442. The category risk of the Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A) fund is Moderate Risk. The fund charges 1.74 % as expense ratio.
Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A) Holdings
The fund’s highest allocation is towards Debt and has invested 86.5% in this asset class. The top three holdings of the fund are , 6.64% govt stock 2035 , 6.18% govt stock 2024 , 6.68% govt stock 2031 , 6.10% govt stock 2031 , 5.63% govt stock 2026 , b) repo , 9.39% maharashtra sdl 2023 , 7.59% govt stock 2026 , 6.76% govt stock 2061 , cash / net current asset , 9.79% maharashtra sdl 2023 , 9.77% goa sdl 2024 , 8.62% maharashtra sdl 2023 , 5.77% goi 2030 , 9.71% haryana sdl 2024 , 9.48% andhra pradesh sdl 2024 , 8.24% govt stock 2027
Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A) Sip
The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.
Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A) Investment volatility and Horizon
This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Dynamic Gilt TR INR TR INR.
Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A) Review
Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A) has a score of 2 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A) has a score of 2out of 5
The credit risk of the fund is 5 out of 5 as compared to other debt funds.
