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  • Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A)
TATA Mutual Fund

Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A)

DebtGilt

25.4323

NAV (Oct 27)

10%
3 Year CAGR
Scripbox Opinion
Not Recommended
Click here for top ranked funds in gilt mutual funds.

However, Scripbox does not recommend investing in gilt mutual funds.

Gilt Funds are mandated to invest a minimum of 80% of their total assets in Government Securities.

Such a strategy results in a very high credit quality of the fund.

Gilt Funds tend to take a large exposure to long dated instruments making them highly volatile when interest rate changes.We do not recommend funds in this category since we believe that the high volatility of the category is not suited for individual investors.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Fund Size

₹ 239 Cr

The performance of the fund on a Fund Size metric has been Neutral

Rolling Returns

Poor

The performance of the fund on a Rolling Returns metric has been Poor

View all 8 analysis

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Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

25.4323

NAV (Oct 27)

Fund Returns

Last 1Y

7.1%

Last 3Y

10%

Last 5Y

9.8%

Last 10Y

7.8%

Since Inception

6.3%

6 Month CAGR

4.8%

Scheme Information

Investment Objective

The investment objective of the Scheme is to generate medium to long term capital appreciation and income distribution by investing predominantly in Government Securities

Expense Ratio

1.71

Launched (18y ago)

Mar 09, 2004

AUM in Crores

238.803

ISIN

Lock-in

No Lock-in

Benchmark

CRISIL Dynamic Gilt TR INR TR INR

SIP Minimum

0

Lumpsum Min.

5000

Fund Managers

Akhil Mittal

Fund Manager

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%965,796 233,18411.25%
EPF70% 900,761 168,1498.50%
Property70% 867,662 135,0507.00%
PPF70% 869,819 137,2077.10%
Bank FD70% 846,471 113,8596.00%
Gold70% 846,471 113,8596.00%
Savings Bank70% 825,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2017-10-27

Top Debt Holdings

7.54% govt stock 2036

27%
27%

7.1% govt stock 2029

22.8%
22.8%

6.54% govt stock 2032

19.7%
19.7%

08.07 gj sdl 2025

10.7%
10.7%

5.63% govt stock 2026

4%
4%
See all holdings

Comparison with Debt Funds

Fund NameFund SizeRolling Returns
ICICI Prudential Liquid Fund (G)
ICICI Prudential Liquid Fund (G)

₹ 49,911 cr

₹ 14,870 cr

₹ 15,889 cr

₹ 14,702 cr

₹ 49,911 cr

About the AMC

Tata Asset Management Limited

Tata Asset Management Limited manages assets worth 93,624 crores and was set up on 15 March 1994. It's current offering of mutual fund schemes includes 59 equity,80 debt and 21 hybrid funds.

amc-img

  • 022-66578282
  • service@tataamc.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    30.3%

    19.5%

    30.3%

    19.5%

    30.3%

    19.5%

    19%

    12.7%

    13.2%

    11.9%

    Investment Calculator

    Investment Duration5 years

    0

    Total Investment

    0

    Wealth Gained

    0

    Total Corpus Created (₹)

    With CAGR of 11.25 % in 5 years

    Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A) Review

    Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A) is a Gilt Debt fund and has delivered an annualised return of 6.3% over a period of 18 years. The fund is managed by Tata Asset Management Limited. The fund manager’s name is Akhil Mittal.

    Nav of Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A) as of 10/27/2017 is ₹25.43 with the total AUM as of 8/6/2022 is ₹238.803. With Scripbox you can compare and check the latest nav for all mutual funds in India. Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A) was launched on Mar 09, 2004. The category risk of the fund is Low to Moderate Risk.

    The minimum SIP amount for Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A) is ₹0 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

    Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Dynamic Gilt TR INR TR INR.

    Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A) is rated as a 1 fund in Debt and delivered 7.1% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A).

    Frequently Asked Questions

    What is Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A)?

    Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A) is a Gilt Debt scheme predominantly investing across Debt stocks with an investment objective to generate wealth over the long term.

    How to invest in Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A)?

    You can invest in Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

    What is the minimum sip amount of Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A)?

    The minimum sip amount for Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A) is ₹0. You can invest in multiples of ₹5000.

    Is Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A) good to invest in?

    As per Scripbox experts, Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A) is a Not Recommended fund. You can investTata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

    What is the expense ratio of the Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A)?

    The expense ratio of the Tata Gilt Securities Retirement Investment Plan Bonus (RIDCW-A) is 1.71% for regular plan.