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  • Tata Equity Savings of Income Distribution cum Capital Withdrawal fund (PIDCW-M)

Formerly Tata Equity Savings Reg Mn DP

Tata Equity Savings of Income Distribution cum Capital Withdrawal fund (PIDCW-M)

Tata Equity Savings of Income Distribution cum Capital Withdrawal fund (PIDCW-M)

HybridEquity Savings

14.7407

NAV (Jul 22)

6.2%
5 Year CAGR
Scripbox Opinion

Not Recommended

Click here for top ranked funds in equity savings mutual funds.

However, Scripbox does not recommend investing in equity savings mutual funds.

Equity Savings funds are primarily equity funds with a small exposure of minimum 10% to debt instruments.

These funds are close to equity funds in terms of market linked fluctuations.It is better for investors to make the allocation to equity & debt themselves and choose the right funds in each asset class Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

24 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

107 Cr. Small within the category

Category View

Relatively Poor. The category has a relatively poor investment outlook

Consistency Of Performance

Relatively moderate. The historical performance of the fund has been OK

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    Historical growth rate of 12% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only

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Scheme Information

Investment Objective

The investment objective of the scheme is to provide long term capital appreciation and income distribution to the investors by predominantly investing in equity and equity related instruments,equity arbitrage opportunities and investments in debt and money market instruments. However,there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Moderate Risk

Expense Ratio
2.34 %
Launched (24y ago)
Jul 23, 1997
AUM in Crores
₹ 107
ISIN
INF277K01EE8
Lock-in
No Lock-in
Benchmark
NIFTY Equity Savings TR INR
SIP Minimum
₹ 1,000
Lumpsum Min.
₹ 5,000
Fund Managers
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Murthy Nagarajan

Fund Manager

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Sailesh Jain

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
EPF70% ₹ 900,761 ₹ 168,1498.50%
Property70% ₹ 867,662 ₹ 135,0507.00%
PPF70% ₹ 869,819 ₹ 137,2077.10%
Bank FD70% ₹ 846,471 ₹ 113,8596.00%
Gold70% ₹ 846,471 ₹ 113,8596.00%
Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only
    Expert Investing Only
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Hybrid Funds

Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

Aggressive Hybrid

26 Years

Age

5

Track Record

ICICI Prudential Equity & Debt Fund (G)

ICICI Prudential Equity & Debt Fund (G)

Aggressive Hybrid

22 Years

Age

5

Track Record

ICICI Prudential Savings Fund (G)

ICICI Prudential Savings Fund (G)

Conservative Hybrid

17 Years

Age

5

Track Record

LIC MF Equity Hybrid Fund (G)

LIC MF Equity Hybrid Fund (G)

Aggressive Hybrid

22 Years

Age

5

Track Record

HDFC Hybrid Debt Fund (G)

HDFC Hybrid Debt Fund (G)

Conservative Hybrid

18 Years

Age

5

Track Record

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About the AMC

Tata Asset Management Limited

Tata Asset Management Limited manages assets worth 67,484 crores and was set up on 15 March 1994. It's current offering of mutual fund schemes includes 59 equity,80 debt and 21 hybrid funds.

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  • tel-amc-about
    022-66578282
  • mail-amc-about
    service@tataamc.com
  • Tata Liquid Fund (G)

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    Liquid

    Recommended

    Top Ranked

    ₹ 9,719 Cr

    Fund Size

    5.30%

    3 Year CAGR

    3 Y CAGR

    Tata Liquid Fund Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-D)

    Tata Liquid Fund Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-D)

    Liquid

    Top Ranked

    ₹ 9,719 Cr

    Fund Size

    4.00%

    3 Year CAGR

    3 Y CAGR

    Tata Liquid Fund of Inc Dist cum Cap Wdrl (PIDCW-A)

    Tata Liquid Fund of Inc Dist cum Cap Wdrl (PIDCW-A)

    Liquid

    Top Ranked

    ₹ 9,719 Cr

    Fund Size

    4.80%

    3 Year CAGR

    3 Y CAGR

    Tata Large & Mid Cap Fund (G)

    Tata Large & Mid Cap Fund (G)

    Diversified

    Top Ranked

    ₹ 2,397 Cr

    Fund Size

    13.70%

    5 Year CAGR

    5 Y CAGR

    Tata Index Fund Sensex (G)

    Tata Index Fund Sensex (G)

    Index Funds

    Top Ranked

    ₹ 81 Cr

    Fund Size

    13.90%

    5 Year CAGR

    5 Y CAGR

    growth

    Build Long Term Wealth

    Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

    • graph-icon-gray
      Historical growth rate of 12% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Parag Parikh Flexi Cap fund (Growth)

    Parag Parikh Flexi Cap fund (Growth)

    Equity

    Diversified

    Mirae Asset Large Cap Fund (Growth)

    Mirae Asset Large Cap Fund (Growth)

    Equity

    Large Cap

    Axis Bluechip Fund (Growth)

    Axis Bluechip Fund (Growth)

    Equity

    Large Cap

    Invesco India Growth Opportunities Fund (Growth)

    Invesco India Growth Opportunities Fund (Growth)

    Equity

    Diversified

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About Tata Equity Savings of Income Distribution cum Capital Withdrawal fund (PIDCW-M)

    About Tata Equity Savings of Income Distribution cum Capital Withdrawal fund (PIDCW-M)

    Tata Equity Savings of Income Distribution cum Capital Withdrawal fund (PIDCW-M) is a equity savings hybrid fund and has delivered an annualised return of 8.0% over a period of 24 years .The fund was previously known as Tata Equity Savings Reg Mn DP.The fund is managed by Tata Asset Management Limited.The fund managers are Murthy Nagarajan, Sailesh Jain

    Tata Equity Savings of Income Distribution cum Capital Withdrawal fund (PIDCW-M) Investment Objective

    The investment objective of the scheme is to provide long term capital appreciation and income distribution to the investors by predominantly investing in equity and equity related instruments,equity arbitrage opportunities and investments in debt and money market instruments. However,there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns. However, there is no assurance that the objective of the scheme will be realized.

    Tata Equity Savings of Income Distribution cum Capital Withdrawal fund (PIDCW-M) NAV,AUM,Risk

    The Tata Equity Savings of Income Distribution cum Capital Withdrawal fund (PIDCW-M) fund was launched on Jul 23, 1997. The NAV (Net Asset Value) of this equity savings hybrid as of 2021-07-22 is ₹ 14.7407. The total AUM (Asset Under Management) of the fund as of 2021-07-23 is ₹ 106.792. The category risk of the Tata Equity Savings of Income Distribution cum Capital Withdrawal fund (PIDCW-M) fund is Moderate Risk. The fund charges 2.34 % as expense ratio.

    Tata Equity Savings of Income Distribution cum Capital Withdrawal fund (PIDCW-M) Holdings

    The fund’s highest allocation is towards others and has invested 45.7% in this asset class. The top three holdings of the fund are reliance utilities and power private limited,7.37% govt stock 2023 and 8.13% govt stock 2022

    Tata Equity Savings of Income Distribution cum Capital Withdrawal fund (PIDCW-M) SIP

    The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Tata Equity Savings of Income Distribution cum Capital Withdrawal fund (PIDCW-M) Investment volatility and Horizon

    This fund is meant for investors with a minimum investment horizon of 5-7 years. Due to the asset class nature, expect volatility in your investments over the short term. The fund is benchmarked to NIFTY Equity Savings TR INR

    Tata Equity Savings of Income Distribution cum Capital Withdrawal fund (PIDCW-M) Review

    Tata Equity Savings of Income Distribution cum Capital Withdrawal fund (PIDCW-M) has a score of 1 on a scale of 5. The fund scores 5 out of 5 based on historical performance. As compared to the other funds in its category, Tata Equity Savings of Income Distribution cum Capital Withdrawal fund (PIDCW-M) has a score of 2 out of 5. Scipbox has rated this fund 3 out of 5 based on consistency of performance over various years / tenures.

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