• Mutual Funds
  • TATA Mutual Fund
  • Tata Dynamic Bond Fund of Income Distribution cum Capital Withdrawal (PIDCW-A)

Formerly Tata Dynamic Bond Reg DP

TATA Mutual Fund

Tata Dynamic Bond Fund of Income Distribution cum Capital Withdrawal (PIDCW-A)

DebtDynamic Bond

19.1888

NAV (Dec 03)

7%
3 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in dynamic bond mutual funds.

However, Scripbox does not recommend investing in dynamic bond mutual funds.

Dynamic Bond Funds have the flexibility to invest in instruments across duration.The exposure is dependent on the outlook of the Fund Manager.

Such funds are also allowed to invest across the credit quality spectrum.They tend to be exposed to higher credit risk and longer maturity paper which makes them quite volatile.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

18 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

215 Cr. Small within the category

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

Low Credit Risk. The fund has a high credit quality compared to other debt funds

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    Historical growth rate of 6.5% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

19.1888

NAV (Dec 3)

Fund Returns

Last 1Y

4.2%

Last 3Y

7%

Last 5Y

4.7%

Last 10Y

7.3%

Since Inception

6.2%

6 Month CAGR

2.3%

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Scheme Information

Investment Objective

The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments including bonds,debentures and Government securities; and money market instruments such as treasury bills,commercial papers,certificates of deposit,repos of different maturities and as permitted by regulation so as to spread the risk across different kinds of issuers in the debt markets. The investment objective is to create a liquid portfolio of good quality debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unitholders.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

Moderate Risk

Expense Ratio

0.73

Launched (18y ago)

Sep 03, 2003

AUM in Crores

214.784

ISIN

INF277K01DE0

Lock-in

No Lock-in

Benchmark

CRISIL Composite Bond Fund TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers
user-avatar

Akhil Mittal

Fund Manager

calculator

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
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    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)

Kotak Savings Fund (G)

₹ 13,499 cr

5

₹ 33,567 cr

5

₹ 11,691 cr

5

₹ 27,296 cr

5

₹ 31,118 cr

5

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About the AMC

Tata Asset Management Limited

Tata Asset Management Limited manages assets worth 84,757 crores and was set up on 15 March 1994. It's current offering of mutual fund schemes includes 59 equity,80 debt and 21 hybrid funds.

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  • tel-amc-about
    022-66578282
  • mail-amc-about
    service@tataamc.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    4.8%

    7.2%

    3.8%

    5.3%

    4.8%

    5.5%

    39.4%

    25.4%

    19.1%

    12.8%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    About Tata Dynamic Bond Fund of Income Distribution cum Capital Withdrawal (PIDCW-A)

    About Tata Dynamic Bond Fund of Income Distribution cum Capital Withdrawal (PIDCW-A)

    Tata Dynamic Bond Fund of Income Distribution cum Capital Withdrawal (PIDCW-A) is a Dynamic Bond Debt fund and has delivered an annualised return of 6.2% over a period of 18 years. The fund was previously known as Tata Dynamic Bond Reg DP . The fund is managed by Tata Asset Management Limited. The fund manager’s name is Akhil Mittal

    Tata Dynamic Bond Fund of Income Distribution cum Capital Withdrawal (PIDCW-A) Investment Objective

    The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments including bonds,debentures and Government securities; and money market instruments such as treasury bills,commercial papers,certificates of deposit,repos of different maturities and as permitted by regulation so as to spread the risk across different kinds of issuers in the debt markets. The investment objective is to create a liquid portfolio of good quality debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unitholders. . However, there is no assurance that the objective of the scheme will be realized.

    Tata Dynamic Bond Fund of Income Distribution cum Capital Withdrawal (PIDCW-A) NAV,AUM,Risk

    The Tata Dynamic Bond Fund of Income Distribution cum Capital Withdrawal (PIDCW-A) fund was launched on Sep 03, 2003. The NAV (Net Asset Value) of this Dynamic Bond Debt fund as of 2021-12-03 is ₹19.19. The total AUM (Asset Under Management) of the fund as of 06/12/2021 is ₹214.784. The category risk of the Tata Dynamic Bond Fund of Income Distribution cum Capital Withdrawal (PIDCW-A) fund is Moderate Risk. The fund charges 0.73 % as expense ratio.

    Tata Dynamic Bond Fund of Income Distribution cum Capital Withdrawal (PIDCW-A) Holdings

    The fund’s highest allocation is towards Debt and has invested 74.7% in this asset class. The top three holdings of the fund are , c) repo , 7.16% govt stock 2023 , rural electrification corporation limited , power finance corporation limited , muthoot finance limited , lic housing finance limited , bharti hexacom limited , tata teleservices (maharashtra) ltd , bajaj finance limited , bajaj finance limited , housing development finance corporation limited , jamnagar utilities & power private limited , jamnagar utilities & power private limited , cash / net current asset , nhpc limited (national hydroelectric power corporation limited) , power finance corporation limited , 7.37% govt stock 2023

    Tata Dynamic Bond Fund of Income Distribution cum Capital Withdrawal (PIDCW-A) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Tata Dynamic Bond Fund of Income Distribution cum Capital Withdrawal (PIDCW-A) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Composite Bond Fund TR INR.

    Tata Dynamic Bond Fund of Income Distribution cum Capital Withdrawal (PIDCW-A) Review

    Tata Dynamic Bond Fund of Income Distribution cum Capital Withdrawal (PIDCW-A) has a score of 2 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, Tata Dynamic Bond Fund of Income Distribution cum Capital Withdrawal (PIDCW-A) has a score of 2out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

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