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  • Tata Balanced Advantage Fund of Income Distribution cum Capital Withdrawal (RIDCW-A)

Formerly Tata Balanced Advantage Reg DR

Tata Balanced Advantage Fund of Income Distribution cum Capital Withdrawal (RIDCW-A)

Tata Balanced Advantage Fund of Income Distribution cum Capital Withdrawal (RIDCW-A)

HybridDynamic Asset Allocation Or Balanced Advantage

13.8219

NAV (Jul 28)

13.8%
Till Date CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in dynamic asset allocation or balanced advantage mutual funds.

However, Scripbox does not recommend investing in dynamic asset allocation or balanced advantage mutual funds.

Dynamic Asset Allocation funds change their exposure to debt and equity dynamically - taking a call on market valuation & conditions.

This makes their performance difficult to assess.

With a high Equity component, the impact of market fluctuations on these funds is high.It is better for investors to make the allocation to equity & debt themselves and choose the right funds in each asset class.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

2 Years. The Fund has a Short history for analysis. We recommend funds with longer history.

Relative Size

2,874 Cr. Large within the category

Category View

Neutral. The category has a neutral investment outlook

Consistency Of Performance

Relatively moderate. The historical performance of the fund has been OK

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    Historical growth rate of 12% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only

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Scheme Information

Investment Objective

The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors by using equity derivatives strategies,arbitrage opportunities and pure equity investments. However,there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Moderately High risk

Expense Ratio
2.07 %
Launched (2y ago)
Jan 29, 2019
AUM in Crores
₹ 2,874
ISIN
INF277K012S0
Lock-in
No Lock-in
Benchmark
CRISIL Hybrid 35+65 - Agg TR INR
SIP Minimum
₹ 1,000
Lumpsum Min.
₹ 5,000
Fund Managers
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Akhil Mittal

Fund Manager

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Rahul Singh

Fund Manager

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Sailesh Jain

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
EPF70% ₹ 900,761 ₹ 168,1498.50%
Property70% ₹ 867,662 ₹ 135,0507.00%
PPF70% ₹ 869,819 ₹ 137,2077.10%
Bank FD70% ₹ 846,471 ₹ 113,8596.00%
Gold70% ₹ 846,471 ₹ 113,8596.00%
Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Build Long Term Wealth

Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only
    Expert Investing Only
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Hybrid Funds

Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

Aggressive Hybrid

26 Years

Age

5

Track Record

ICICI Prudential Equity & Debt Fund (G)

ICICI Prudential Equity & Debt Fund (G)

Aggressive Hybrid

22 Years

Age

5

Track Record

ICICI Prudential Savings Fund (G)

ICICI Prudential Savings Fund (G)

Conservative Hybrid

17 Years

Age

5

Track Record

Quant Absolute Fund (G)

Quant Absolute Fund (G)

Aggressive Hybrid

20 Years

Age

5

Track Record

Sundaram Equity Hybrid Fund (G)

Sundaram Equity Hybrid Fund (G)

Aggressive Hybrid

21 Years

Age

5

Track Record

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About the AMC

Tata Asset Management Limited

Tata Asset Management Limited manages assets worth 67,484 crores and was set up on 15 March 1994. It's current offering of mutual fund schemes includes 59 equity,80 debt and 21 hybrid funds.

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  • tel-amc-about
    022-66578282
  • mail-amc-about
    service@tataamc.com
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    Tata Liquid Fund Rnvstmnt of Inc Dist cum Cap Wdrl (RIDCW-D)

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    4.00%

    3 Year CAGR

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    Tata Liquid Fund of Inc Dist cum Cap Wdrl (PIDCW-A)

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    Liquid

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    ₹ 9,719 Cr

    Fund Size

    4.80%

    3 Year CAGR

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    Tata Large & Mid Cap Fund (G)

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    Diversified

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    ₹ 2,397 Cr

    Fund Size

    13.30%

    5 Year CAGR

    5 Y CAGR

    Tata Index Fund Sensex (G)

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    Index Funds

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    ₹ 81 Cr

    Fund Size

    13.40%

    5 Year CAGR

    5 Y CAGR

    growth

    Build Long Term Wealth

    Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

    • graph-icon-gray
      Historical growth rate of 12% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Parag Parikh Flexi Cap fund (Growth)

    Parag Parikh Flexi Cap fund (Growth)

    Equity

    Diversified

    Mirae Asset Large Cap Fund (Growth)

    Mirae Asset Large Cap Fund (Growth)

    Equity

    Large Cap

    Axis Bluechip Fund (Growth)

    Axis Bluechip Fund (Growth)

    Equity

    Large Cap

    Invesco India Growth Opportunities Fund (Growth)

    Invesco India Growth Opportunities Fund (Growth)

    Equity

    Diversified

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About Tata Balanced Advantage Fund of Income Distribution cum Capital Withdrawal (RIDCW-A)

    About Tata Balanced Advantage Fund of Income Distribution cum Capital Withdrawal (RIDCW-A)

    Tata Balanced Advantage Fund of Income Distribution cum Capital Withdrawal (RIDCW-A) is a dynamic asset allocation or balanced advantage hybrid fund and has delivered an annualised return of 13.8% over a period of 2 years .The fund was previously known as Tata Balanced Advantage Reg DR.The fund is managed by Tata Asset Management Limited.The fund managers are Akhil Mittal, Rahul Singh, Sailesh Jain

    Tata Balanced Advantage Fund of Income Distribution cum Capital Withdrawal (RIDCW-A) Investment Objective

    The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors by using equity derivatives strategies,arbitrage opportunities and pure equity investments. However,there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns. However, there is no assurance that the objective of the scheme will be realized.

    Tata Balanced Advantage Fund of Income Distribution cum Capital Withdrawal (RIDCW-A) NAV,AUM,Risk

    The Tata Balanced Advantage Fund of Income Distribution cum Capital Withdrawal (RIDCW-A) fund was launched on Jan 29, 2019. The NAV (Net Asset Value) of this dynamic asset allocation or balanced advantage hybrid as of 2021-07-28 is ₹ 13.8219. The total AUM (Asset Under Management) of the fund as of 2021-07-29 is ₹ 2873.231. The category risk of the Tata Balanced Advantage Fund of Income Distribution cum Capital Withdrawal (RIDCW-A) fund is Moderately High risk. The fund charges 2.07 % as expense ratio.

    Tata Balanced Advantage Fund of Income Distribution cum Capital Withdrawal (RIDCW-A) Holdings

    The fund’s highest allocation is towards equity and has invested 44.2% in this asset class. The top three holdings of the fund are national bank for agriculture and rural development,lic housing finance limited and 7.16% govt stock 2023

    Tata Balanced Advantage Fund of Income Distribution cum Capital Withdrawal (RIDCW-A) SIP

    The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Tata Balanced Advantage Fund of Income Distribution cum Capital Withdrawal (RIDCW-A) Investment volatility and Horizon

    This fund is meant for investors with a minimum investment horizon of 5-7 years. Due to the asset class nature, expect volatility in your investments over the short term. The fund is benchmarked to CRISIL Hybrid 35+65 - Agg TR INR

    Tata Balanced Advantage Fund of Income Distribution cum Capital Withdrawal (RIDCW-A) Review

    Tata Balanced Advantage Fund of Income Distribution cum Capital Withdrawal (RIDCW-A) has a score of 3 on a scale of 5. The fund scores 2 out of 5 based on historical performance. As compared to the other funds in its category, Tata Balanced Advantage Fund of Income Distribution cum Capital Withdrawal (RIDCW-A) has a score of 4 out of 5. Scipbox has rated this fund 3 out of 5 based on consistency of performance over various years / tenures.

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