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  • Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-Q)

Formerly Sundaram Money Reg Qt DR

Sundaram Mutual Fund

Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-Q)

DebtLiquid

Top Ranked

39.9994

NAV (Oct 25)

4.7%
3 Year CAGR
Scripbox Opinion

Top Ranked

These are the top-ranked funds within liquid mutual funds.However, Scripbox does not recommend investing in liquid mutual funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

12 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

2,237 Cr. Large within the category

Impact of Interest Rate Changes

Low Interest Rate Risk. The impact on fund value is quite low when interest rates change

Credit Quality Of Fund's Portfolio

Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds

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Emergency Money

Emergency Money

Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Emergency

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Historical NAV

39.9994

NAV (Oct 25)

Fund Returns

Last 1Y
3.2%
Last 3Y
4.7%
Last 5Y
NA
Last 10Y
NA
Since Inception
4.9%
6 Month CAGR
1.6%
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Scheme Information

Investment Objective

To provide a level of income consistent with the preservation of capital,liquidity and lower level of risk,through investments made primarily in money market and debt securities. The aim is to optimize returns while providing liquidity.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Low to Moderate Risk

Expense Ratio
0.28
Launched (12y ago)
Jul 08, 2009
AUM in Crores
2236.548
ISIN
INF903J01HA2
Lock-in
No Lock-in
Benchmark
CRISIL Liquid Fund TR INR
SIP Minimum
0
Lumpsum Min.
1000
Fund Managers
user-avatar

Dwijendra Srivastava

Fund Manager

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Siddharth Chaudhary

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Emergency Money

Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

  • Inflation beating returns
    Inflation beating returns
  • Emergency
    Emergency
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 13,509 cr

5

recommended-badge

₹ 33,192 cr

5

recommended-badge

₹ 11,590 cr

5

recommended-badge

₹ 22,849 cr

5

recommended-badge

₹ 33,722 cr

5

amc-icon

About the AMC

Sundaram Asset Management Company Ltd

Sundaram Asset Management Company Ltd manages assets worth 35,925 crores and was set up on 26 February 1996. It's current offering of mutual fund schemes includes 145 equity,182 debt and 36 hybrid funds.

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  • tel-amc-about
    044-28583362
  • mail-amc-about
    customerservices@sundarammutual.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    top-ranked-badge

    5.4%

    7.5%

    top-ranked-badge

    22.5%

    12.4%

    top-ranked-badge

    4.7%

    5.5%

    top-ranked-badge

    4.7%

    5.5%

    top-ranked-badge

    9.4%

    7.2%

    growth

    Emergency Money

    Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Emergency
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Axis Liquid Fund (Growth)

    Axis Liquid Fund (Growth)

    Debt

    Liquid

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    TRUST

    1. 4100+Crores
    2. 2500+Cities
    3. 7200+Customers
    We manage to deliver better strategies to people who trust us.

    We thrive on trust. You don’t need to just take our word for it! Get started with your wealth creation without worry.

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    Investing has helped me dream bigger for my life
    Dr. Shraddha BahirwaniSr. Dental Consultant

    About Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-Q)

    About Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-Q)

    Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-Q) is a Liquid Debt fund and has delivered an annualised return of 4.9% over a period of 12 years. The fund was previously known as Sundaram Money Reg Qt DR . The fund is managed by Sundaram Asset Management Company Ltd. The fund managers are Dwijendra Srivastava, Siddharth Chaudhary

    Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-Q) Investment Objective

    To provide a level of income consistent with the preservation of capital,liquidity and lower level of risk,through investments made primarily in money market and debt securities. The aim is to optimize returns while providing liquidity. . However, there is no assurance that the objective of the scheme will be realized.

    Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-Q) NAV,AUM,Risk

    The Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-Q) fund was launched on Jul 08, 2009. The NAV (Net Asset Value) of this Liquid Debt fund as of 2021-10-25 is ₹40.00. The total AUM (Asset Under Management) of the fund as of 26/10/2021 is ₹2236.548. The category risk of the Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-Q) fund is Low to Moderate Risk. The fund charges 0.28 % as expense ratio.

    Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-Q) Holdings

    The fund’s highest allocation is towards Others and has invested 100% in this asset class. The top three holdings of the fund are , 91 dtb 09122021 , 182 dtb 28102021 , tata power solar systems limited , reverse repo , lic housing finance limited , chennai petroleum corporation ltd , reliance industries limited , reliance jio infocomm limited , treps , 364 dtb 25112021 , the ramco cements limited , aditya birla money limited , berger paints india limited , national bank for agriculture and rural development , housing development finance corporation limited , indian oil corporation limited , bajaj housing finance limited , birla group holdings private limited , sharekhan limited , reliance industries limited , standard chartered investments and loans (india) limited , 182 dtb 25112021 , 91 dtb 16122021 , 91 dtb 23122021 , julius baer capital (india) private limited , igh holdings private limited , housing development finance corporation limited , reliance industries limited , sharekhan limited , astec lifesciences limited , cash and other net current assets^

    Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-Q) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 1000.

    Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-Q) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Liquid Fund TR INR.

    Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-Q) Review

    Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-Q) has a score of 4 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-Q) has a score of 4out of 5 The credit risk of the fund is 5 out of 5 as compared to other debt funds.

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