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  • Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-D)

Formerly Sundaram Money Dl DR

Sundaram Mutual Fund

Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-D)

DebtLiquid

Top Ranked

10.0953

NAV (Oct 13)

3.8%
3 Year CAGR
Scripbox Opinion

Top Ranked

These are the top-ranked funds within liquid mutual funds.However, Scripbox does not recommend investing in liquid mutual funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

21 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

2,298 Cr. Large within the category

Impact of Interest Rate Changes

Low Interest Rate Risk. The impact on fund value is quite low when interest rates change

Credit Quality Of Fund's Portfolio

Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds

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Emergency Money

Emergency Money

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  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Emergency

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Historical NAV

10.0953

NAV (Oct 13)

Fund Returns

Last 1Y
3.2%
Last 3Y
3.8%
Last 5Y
4.2%
Last 10Y
5.1%
Since Inception
4.5%
6 Month CAGR
1.6%
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Scheme Information

Investment Objective

To provide a level of income consistent with the preservation of capital,liquidity and lower level of risk,through investments made primarily in money market and debt securities. The aim is to optimize returns while providing liquidity.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Low to Moderate Risk

Expense Ratio
0.28
Launched (21y ago)
Mar 07, 2000
AUM in Crores
2297.833
ISIN
INF903J01GI7
Lock-in
No Lock-in
Benchmark
CRISIL Liquid Fund TR INR
SIP Minimum
0
Lumpsum Min.
1000
Fund Managers
user-avatar

Dwijendra Srivastava

Fund Manager

user-avatar

Siddharth Chaudhary

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Emergency Money

Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

  • Inflation beating returns
    Inflation beating returns
  • Emergency
    Emergency
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    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 12,698 cr

5

recommended-badge

₹ 28,554 cr

5

recommended-badge

₹ 11,007 cr

5

recommended-badge

₹ 21,654 cr

5

recommended-badge

₹ 28,496 cr

5

amc-icon

About the AMC

Sundaram Asset Management Company Ltd

Sundaram Asset Management Company Ltd manages assets worth 35,379 crores and was set up on 26 February 1996. It's current offering of mutual fund schemes includes 145 equity,182 debt and 36 hybrid funds.

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  • tel-amc-about
    044-28583362
  • mail-amc-about
    customerservices@sundarammutual.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    top-ranked-badge

    22.3%

    12.6%

    top-ranked-badge

    5.4%

    7.5%

    top-ranked-badge

    4.8%

    5.5%

    top-ranked-badge

    4.8%

    5.5%

    top-ranked-badge

    9.5%

    7.2%

    growth

    Emergency Money

    Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Emergency
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Axis Liquid Fund (Growth)

    Axis Liquid Fund (Growth)

    Debt

    Liquid

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    About Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-D)

    About Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-D)

    Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-D) is a Liquid Debt fund and has delivered an annualised return of 4.5% over a period of 21 years. The fund was previously known as Sundaram Money Dl DR . The fund is managed by Sundaram Asset Management Company Ltd. The fund managers are Dwijendra Srivastava, Siddharth Chaudhary

    Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-D) Investment Objective

    To provide a level of income consistent with the preservation of capital,liquidity and lower level of risk,through investments made primarily in money market and debt securities. The aim is to optimize returns while providing liquidity. . However, there is no assurance that the objective of the scheme will be realized.

    Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-D) NAV,AUM,Risk

    The Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-D) fund was launched on Mar 07, 2000. The NAV (Net Asset Value) of this Liquid Debt fund as of 2021-10-13 is ₹10.10. The total AUM (Asset Under Management) of the fund as of 14/10/2021 is ₹2297.833. The category risk of the Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-D) fund is Low to Moderate Risk. The fund charges 0.28 % as expense ratio.

    Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-D) Holdings

    The fund’s highest allocation is towards Others and has invested 100% in this asset class. The top three holdings of the fund are , treps , 182 dtb 28102021 , 182 dtb 30122021 , cash and other net current assets^ , tata power solar systems limited , lic housing finance limited , reliance industries limited , chennai petroleum corporation ltd , reliance jio infocomm limited , aditya birla money limited , berger paints india limited , birla group holdings private limited , housing development finance corporation limited , national bank for agriculture and rural development , bajaj housing finance limited , sharekhan limited , reliance industries limited , standard chartered investments and loans (india) limited , 91 dtb 16122021 , 91 dtb 23122021 , igh holdings private limited , housing development finance corporation limited , sharekhan limited , astec lifesciences limited , century textiles & industries limited , indian oil corporation limited , 91 dtb 14102021

    Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-D) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 1000.

    Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-D) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Liquid Fund TR INR.

    Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-D) Review

    Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-D) has a score of 4 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, Sundaram Money Fund of Income Distribution cum Capital Withdrawal (RIDCW-D) has a score of 4out of 5 The credit risk of the fund is 5 out of 5 as compared to other debt funds.

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