• Mutual Funds
  • Sundaram Mutual Fund
  • Sundaram Medium Term Bond Transfer of Income Distribution cum Capital Withdrawal fund (PIDCW-A)

Formerly Sundaram Med Term Bond Yr DS

Sundaram Mutual Fund

Sundaram Medium Term Bond Transfer of Income Distribution cum Capital Withdrawal fund (PIDCW-A)

DebtMedium Term

12.3052

NAV (Dec 02)

4.8%
3 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in medium term mutual funds.

However, Scripbox does not recommend investing in medium term mutual funds.

Medium Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.This exposes them to higher variation when interest rates change.

This is a small category (less than 2% of the total debt fund assets).We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category because of the higher credit risk and higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

18 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

66 Cr. Negligible within the category

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

Low Credit Risk. The fund has a high credit quality compared to other debt funds

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Short Term Money

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    Historical growth rate of 6.5% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

12.3052

NAV (Dec 2)

Fund Returns

Last 1Y

2.1%

Last 3Y

4.8%

Last 5Y

3.8%

Last 10Y

5.8%

Since Inception

4.5%

6 Month CAGR

1.3%

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Scheme Information

Investment Objective

To generate income and capital appreciation by investing in Fixed Income Securities and Money Market Instruments

Low

Low to Moderate

Moderate

Moderately High

High

Very High

Moderate Risk

Expense Ratio

2.15

Launched (18y ago)

Oct 31, 2003

AUM in Crores

65.527

ISIN

Lock-in

No Lock-in

Benchmark

Nifty Medium Duration Debt TR INR

SIP Minimum

0

Lumpsum Min.

5000

Fund Managers
user-avatar

Dwijendra Srivastava

Fund Manager

user-avatar

Sandeep Agarwal

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
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comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)

Kotak Savings Fund (G)

₹ 13,499 cr

5

₹ 33,567 cr

5

₹ 11,691 cr

5

₹ 31,118 cr

5

₹ 27,296 cr

5

amc-icon

About the AMC

Sundaram Asset Management Company Ltd

Sundaram Asset Management Company Ltd manages assets worth 35,660 crores and was set up on 26 February 1996. It's current offering of mutual fund schemes includes 145 equity,182 debt and 36 hybrid funds.

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  • tel-amc-about
    044-28583362
  • mail-amc-about
    customerservices@sundarammutual.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    19%

    12.3%

    5.1%

    7.5%

    4.6%

    5.5%

    4.6%

    5.5%

    5.6%

    6.9%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    About Sundaram Medium Term Bond Transfer of Income Distribution cum Capital Withdrawal fund (PIDCW-A)

    About Sundaram Medium Term Bond Transfer of Income Distribution cum Capital Withdrawal fund (PIDCW-A)

    Sundaram Medium Term Bond Transfer of Income Distribution cum Capital Withdrawal fund (PIDCW-A) is a Medium Term Debt fund and has delivered an annualised return of 4.5% over a period of 18 years. The fund was previously known as Sundaram Med Term Bond Yr DS . The fund is managed by Sundaram Asset Management Company Ltd. The fund managers are Dwijendra Srivastava, Sandeep Agarwal

    Sundaram Medium Term Bond Transfer of Income Distribution cum Capital Withdrawal fund (PIDCW-A) Investment Objective

    To generate income and capital appreciation by investing in Fixed Income Securities and Money Market Instruments . However, there is no assurance that the objective of the scheme will be realized.

    Sundaram Medium Term Bond Transfer of Income Distribution cum Capital Withdrawal fund (PIDCW-A) NAV,AUM,Risk

    The Sundaram Medium Term Bond Transfer of Income Distribution cum Capital Withdrawal fund (PIDCW-A) fund was launched on Oct 31, 2003. The NAV (Net Asset Value) of this Medium Term Debt fund as of 2021-12-02 is ₹12.31. The total AUM (Asset Under Management) of the fund as of 03/12/2021 is ₹65.527. The category risk of the Sundaram Medium Term Bond Transfer of Income Distribution cum Capital Withdrawal fund (PIDCW-A) fund is Moderate Risk. The fund charges 2.15 % as expense ratio.

    Sundaram Medium Term Bond Transfer of Income Distribution cum Capital Withdrawal fund (PIDCW-A) Holdings

    The fund’s highest allocation is towards Debt and has invested 88.8% in this asset class. The top three holdings of the fund are , 5.63% govt stock 2026 , 5.22% goi 2025 , bank of baroda , rural electrification corporation limited , power finance corporation limited , housing and urban development corporation limited , chennai petroleum corporation ltd , 5.15% govt stock 2025 , treps , reverse repo , cash and other net current assets^

    Sundaram Medium Term Bond Transfer of Income Distribution cum Capital Withdrawal fund (PIDCW-A) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Sundaram Medium Term Bond Transfer of Income Distribution cum Capital Withdrawal fund (PIDCW-A) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to Nifty Medium Duration Debt TR INR.

    Sundaram Medium Term Bond Transfer of Income Distribution cum Capital Withdrawal fund (PIDCW-A) Review

    Sundaram Medium Term Bond Transfer of Income Distribution cum Capital Withdrawal fund (PIDCW-A) has a score of 2 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, Sundaram Medium Term Bond Transfer of Income Distribution cum Capital Withdrawal fund (PIDCW-A) has a score of 1out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

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