Sundaram Mutual Fund

Sundaram Banking & PSU Fund Direct Plan Growth

₹ 44.04

NAV (Jul 28)

7.661%
3 Year CAGR
Scripbox Opinion
not-recommended
Not Recommended
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Banking And Psu funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.

They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.

The category accounts for close to 8% of the total assets in the Debt Segment.

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Our analysis of this fundLearn how we rate funds ->

Consistency of Credit quality

Poor

The performance of the fund on a Consistency of Credit Quality metric has been Poor

Fund Size

Neutral

The performance of the fund on a Fund Size metric has been Neutral

View all 8 analysis

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Sundaram Banking & PSU Fund Direct Growth Calculator

Investment Duration5 years

7,32,612

Total Investment

1,09,019

Wealth Gained

8,41,631

Total Corpus Created (₹)

With CAGR of 5.767 % in 5 years

Historical NAV

₹ 44.0363

NAV (Jul 28)

Fund Returns

Last 1Y
9.2%
Last 3Y
7.7%
Last 5Y
5.8%
Last 10Y
6.9%
Since Inception
7.3%
6 Month CAGR
5%

Scheme Information

Investment Objective

The scheme seeks to generate income and capital appreciation by predominantly investing in debt instruments of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds.

Expense Ratio
0.27 %
Launched 12Y ago
2013-01-09
AUM in Crores
468.4
ISIN
INF903J01PA5
Lock-in (days)
No Lock-in
Benchmark
Nifty Banking & PSU Debt Index A-II
SIP Minimum
1000
Lumpsum Min.
5000
Standard Deviation
1.2
Beta
2.5
Sharpe Ratio
-0.1
YTM
-
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Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
Sundaram Banking & PSU Fund Direct (G)70%8,41,631 1,09,0195.8%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

asset-allocation

Asset allocation and Holdings

Last updated on 2025-03-27

Top Debt Holdings

GOI

13.78%
13.781%

Indian Oil Corporation Ltd.

9.06%
9.062%

REC Ltd.

7.55%
7.549%

Indian Railway Finance Corporation Ltd.

7.5%
7.503%

Export-Import Bank Of India

7.41%
7.41%
See all holdings
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comparison

Comparison with Debt Funds

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About the AMC

Sundaram Mutual Fund

Sundaram AMC was established in 1996. It is a fully owned subsidiary of NBFCs - Sundaram Finance Limited (SFL). With about 3.3 million investors and an overall 23 years of expertise in fund management it has become one of the largest financial institution in India.amc-img

Sundaram Banking & PSU Fund Direct Growth Calculator

Investment Duration5 years

7,32,612

Total Investment

1,09,019

Wealth Gained

8,41,631

Total Corpus Created (₹)

With CAGR of 5.767 % in 5 years

Frequently Asked Questions

What is the expense ratio for Sundaram Banking & PSU Fund Direct Plan Growth?

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What is the latest NAV of Sundaram Banking & PSU Fund Direct Growth?

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What is the asset allocation of Sundaram Banking & PSU Fund Direct Plan Growth?

What has been the performance of Sundaram Banking & PSU Fund Direct Growth returns?

Does Sundaram Banking & PSU Fund Direct Growth have a lock-in period?

Can I invest in both SIP and lump sum options in Sundaram Banking & PSU Fund Direct Plan Growth?

How to invest in Sundaram Banking & PSU Fund Direct Growth?

How can I redeem my investment in Sundaram Banking & PSU Fund Direct Plan?

Sundaram Banking & PSU Fund Direct Growth Calculator

Investment Duration5 years

7,32,612

Total Investment

1,09,019

Wealth Gained

8,41,631

Total Corpus Created (₹)

With CAGR of 5.767 % in 5 years