• Mutual Funds
  • Sundaram Mutual Fund
  • Sundaram Banking & PSU Debt Fund Transfer (PIDCW-M)

Formerly Sundaram Banking & PSU Debt Mn DS

Sundaram Mutual Fund

Sundaram Banking & PSU Debt Fund Transfer (PIDCW-M)

DebtBanking And Psu

11.5015

NAV (Aug 04)

3.4%
3 Year CAGR
Scripbox Opinion
Not Recommended
Click here for top ranked funds in banking and psu mutual funds.

However, Scripbox does not recommend investing in banking and psu mutual funds.

Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.

They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.

The category accounts for close to 8% of the total assets in the Debt Segment.

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Fund Size

₹ 794 Cr

The performance of the fund on a Fund Size metric has been Neutral

Rolling Returns

Poor

The performance of the fund on a Rolling Returns metric has been Poor

View all 8 analysis

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Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

11.5015

NAV (Aug 4)

Fund Returns

Last 1Y

2.2%

Last 3Y

3.4%

Last 5Y

3.9%

Last 10Y

4.2%

Since Inception

4.8%

6 Month CAGR

1.3%

Scheme Information

Investment Objective

To generate income and capital appreciation by predominantly investing in debt instruments of Banks,Public Sector Undertakings,Public Financial Institutions and Municipal Bonds

Expense Ratio

0.4

Launched (18y ago)

Dec 30, 2004

AUM in Crores

794.193

ISIN

Lock-in

No Lock-in

Benchmark

NIFTY Banking & PSU Debt TR INR

SIP Minimum

0

Lumpsum Min.

5000

Fund Managers

Sandeep Agarwal

Fund Manager

Dwijendra Srivastava

Fund Manager

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%965,796 233,18411.25%
EPF70% 900,761 168,1498.50%
Property70% 867,662 135,0507.00%
PPF70% 869,819 137,2077.10%
Bank FD70% 846,471 113,8596.00%
Gold70% 846,471 113,8596.00%
Savings Bank70% 825,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2022-08-04

Top Debt Holdings

5.74% govt stock 2026

7.4%
7.4%

rural electrification corporation limited

6.4%
6.4%

housing and urban development corporation limited

6.3%
6.3%

jamnagar utilities & power private limited

6%
6%

national housing bank

5.7%
5.7%
See all holdings

Comparison with Debt Funds

Fund NameFund SizeRolling Returns
ICICI Prudential Liquid Fund (G)
ICICI Prudential Liquid Fund (G)

₹ 49,911 cr

₹ 14,870 cr

₹ 15,889 cr

₹ 14,702 cr

₹ 49,911 cr

About the AMC

Sundaram Asset Management Company Ltd

Sundaram Asset Management Company Ltd manages assets worth 52,230 crores and was set up on 26 February 1996. It's current offering of mutual fund schemes includes 160 equity,232 debt and 52 hybrid funds.

amc-img

  • 044-28583362
  • customerservices@sundarammutual.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    5%

    7.5%

    5.3%

    6.9%

    4.5%

    5.4%

    4.5%

    5.4%

    4.7%

    6.7%

    Investment Calculator

    Investment Duration5 years

    0

    Total Investment

    0

    Wealth Gained

    0

    Total Corpus Created (₹)

    With CAGR of 11.25 % in 5 years

    Sundaram Banking & PSU Debt Fund Transfer (PIDCW-M) Review

    Sundaram Banking & PSU Debt Fund Transfer (PIDCW-M) is a Banking And Psu Debt fund and has delivered an annualised return of 4.8% over a period of 17 years. The fund was previously known as Sundaram Banking & PSU Debt Mn DS. The fund is managed by Sundaram Asset Management Company Ltd. The fund managers are Dwijendra Srivastava, Sandeep Agarwal.

    Nav of Sundaram Banking & PSU Debt Fund Transfer (PIDCW-M) as of 8/4/2022 is ₹11.50 with the total AUM as of 8/6/2022 is ₹794.193. With Scripbox you can compare and check the latest nav for all mutual funds in India. Sundaram Banking & PSU Debt Fund Transfer (PIDCW-M) was launched on Dec 30, 2004. The category risk of the fund is Low to Moderate Risk.

    The minimum SIP amount for Sundaram Banking & PSU Debt Fund Transfer (PIDCW-M) is ₹0 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

    Sundaram Banking & PSU Debt Fund Transfer (PIDCW-M) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Banking & PSU Debt TR INR.

    Sundaram Banking & PSU Debt Fund Transfer (PIDCW-M) is rated as a 1 fund in Debt and delivered 2.2% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Sundaram Banking & PSU Debt Fund Transfer (PIDCW-M).

    Frequently Asked Questions

    What is Sundaram Banking & PSU Debt Fund Transfer (PIDCW-M)?

    Sundaram Banking & PSU Debt Fund Transfer (PIDCW-M) is a Banking And Psu Debt scheme predominantly investing across Debt stocks with an investment objective to generate wealth over the long term.

    How to invest in Sundaram Banking & PSU Debt Fund Transfer (PIDCW-M)?

    You can invest in Sundaram Banking & PSU Debt Fund Transfer (PIDCW-M) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

    What is the minimum sip amount of Sundaram Banking & PSU Debt Fund Transfer (PIDCW-M)?

    The minimum sip amount for Sundaram Banking & PSU Debt Fund Transfer (PIDCW-M) is ₹0. You can invest in multiples of ₹5000.

    Is Sundaram Banking & PSU Debt Fund Transfer (PIDCW-M) good to invest in?

    As per Scripbox experts, Sundaram Banking & PSU Debt Fund Transfer (PIDCW-M) is a Not Recommended fund. You can investSundaram Banking & PSU Debt Fund Transfer (PIDCW-M) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

    What is the expense ratio of the Sundaram Banking & PSU Debt Fund Transfer (PIDCW-M)?

    The expense ratio of the Sundaram Banking & PSU Debt Fund Transfer (PIDCW-M) is 0.4% for regular plan.