• Mutual Funds
  • Sundaram Mutual Fund
  • Sundaram Banking & PSU Debt Fund (Growth)

Formerly Sundaram BP Flexible S/T Gr

Sundaram Mutual Fund

Sundaram Banking & PSU Debt Fund (Growth)

DebtBanking And Psu

34.1285

NAV (Dec 04)

4.1%
3 Year CAGR
Scripbox Opinion
Not Recommended
Click here for top ranked funds in banking and psu mutual funds.

Banking and psu funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.

They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.

The category accounts for close to 8% of the total assets in the Debt Segment.

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Neutral

The performance of the fund on a Fund Size metric has been Neutral

Rolling Returns

Poor

The performance of the fund on a Rolling Returns metric has been Poor

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Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

34.1285

NAV (Dec 4)

Fund Returns

Last 1Y
6.5%
Last 3Y
4.1%
Last 5Y
6.1%
Last 10Y
6.4%
Since Inception
6.7%
6 Month CAGR
2.7%

Scheme Information

Investment Objective

To generate income and capital appreciation by predominantly investing in debt instruments of Banks,Public Sector Undertakings,Public Financial Institutions and Municipal Bonds

Expense Ratio
0.39
Launched (19y ago)
Dec 30, 2004
AUM in Crores
356.201
ISIN
INF903J01IK9
Lock-in
No Lock-in
Benchmark
NIFTY Banking & PSU Debt TR INR
SIP Minimum
0
Lumpsum Min.
100000
Standard Deviation (3yr)
1.1
Standard Deviation (5yr)
1.5
Beta (3yr)
0
Beta (5yr)
0
Sharpe Ratio (3yr)
-0.954
Sharpe Ratio (5yr)
0.638
YTM
7.67281
Fund Managers

Sandeep Agarwal

Fund Manager

Dwijendra Srivastava

Fund Manager

Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
Sundaram Banking & PSU Debt Fund (Growth)70%8,48,560 1,15,9486.1%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2023-12-04

Top Debt Holdings

treps

9.4%
9.4%

hdfc bank limited

8.4%
8.4%

indian oil corporation limited

8.4%
8.4%

indian railway finance corporation limited

7%
7%

rural electrification corporation limited

7%
7%
See all holdings

Comparison with Debt Funds

Fund NameFund SizeRolling Returns
ICICI Prudential Liquid Fund (G)
ICICI Prudential Liquid Fund (G)

₹ 40,756 cr

₹ 16,858 cr

₹ 11,326 cr

₹ 13,754 cr

₹ 10,873 cr

About the AMC

Sundaram Asset Management Company Ltd

Sundaram Asset Management Company Ltd manages assets worth 64,618 crores and was set up on 26 February 1996. It's current offering of mutual fund schemes includes 166 equity,239 debt and 45 hybrid funds.amc-img
044-28583362
customerservices@sundarammutual.com
Fund NameScripbox Opinion
Till Date CAGR

12.5%

8.6%

25.2%

20.7%

23.6%

12.9%

21.8%

14.9%

12.4%

7.6%

Sundaram Banking & PSU Debt Fund (G) Review

Sundaram Banking & PSU Debt Fund (G) is a Banking And Psu Debt fund and has delivered an annualised return of 6.7% over a period of 18 years. The fund was previously known as Sundaram BP Flexible S/T Gr. The fund is managed by Sundaram Asset Management Company Ltd. The fund managers are Dwijendra Srivastava, Sandeep Agarwal.

Nav of Sundaram Banking & PSU Debt Fund (G) as of 12/4/2023 is ₹34.13 with the total AUM as of 12/5/2023 is ₹356.201. With Scripbox you can compare and check the latest nav for all mutual funds in India. Sundaram Banking & PSU Debt Fund (G) was launched on Dec 30, 2004. The category risk of the fund is Low to Moderate Risk.

The minimum SIP amount for Sundaram Banking & PSU Debt Fund (G) is ₹0 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹100000. Check your estimated returns on mutual funds by using sip calculator.

Sundaram Banking & PSU Debt Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Banking & PSU Debt TR INR.

Sundaram Banking & PSU Debt Fund (G) is rated as a 1 fund in Debt and delivered 6.5% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Sundaram Banking & PSU Debt Fund (G).

Frequently Asked Questions

What is Sundaram Banking & PSU Debt Fund (G)?

Sundaram Banking & PSU Debt Fund (G) is a Banking And Psu Debt scheme predominantly investing across Debt instruments with an investment objective to generate wealth over the long term.

How to invest in Sundaram Banking & PSU Debt Fund (G)?

You can invest in Sundaram Banking & PSU Debt Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

What is the minimum sip amount of Sundaram Banking & PSU Debt Fund (G)?

The minimum sip amount for Sundaram Banking & PSU Debt Fund (G) is ₹0. You can invest in multiples of ₹100000.

Is Sundaram Banking & PSU Debt Fund (G) good to invest in?

As per Scripbox experts, Sundaram Banking & PSU Debt Fund (G) is a Not Recommended fund. You can investSundaram Banking & PSU Debt Fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

What is the expense ratio of the Sundaram Banking & PSU Debt Fund (G)?

The expense ratio of the Sundaram Banking & PSU Debt Fund (G) is 0.39% for regular plan.