• Mutual Funds
  • SBI Short Term Debt Fund of Income Distribution cum cap (RIDCW-W)

Formerly SBI S/T Debt Reg Wk DR

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SBI Short Term Debt Fund of Income Distribution cum cap (RIDCW-W)

DebtShort Term

Top Ranked

11.7196

NAV (Jan 21)

6.2%
3 Year CAGR
Scripbox Opinion

Top Ranked

These are the top-ranked funds within short term mutual funds.However, Scripbox does not recommend investing in short term mutual funds.Short Term Funds invest in debt and money market instruments such that the duration of the portfolio is between 1 to 3 years.This exposes them to higher variations when interest rates change.

The category is one of the largest categories within the Debt Segment (9% of the total assets).

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

14 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

16,812 Cr. Category leader in size

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds

Invest in this fund
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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

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    Historical growth rate of 6.5% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

No single fund can achieve what a plan can. Learn why

Historical NAV

11.7196

NAV (Jan 21)

Fund Returns

Last 1Y

3.2%

Last 3Y

6.2%

Last 5Y

5.4%

Last 10Y

6.2%

Since Inception

5.6%

6 Month CAGR

1.6%

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Scheme Information

Investment Objective

To provide investors an opportunity to generate regular income through investments in a portfolio comprising predominantly of debt instruments which are rated not below investment grade and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.

Expense Ratio

0.84

Launched (14y ago)

Feb 25, 2008

AUM in Crores

16811.395

ISIN

INF200K01HY1

Lock-in

No Lock-in

Benchmark

CRISIL Short Term Bond Fund TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers
user-avatar

Rajeev Radhakrishnan

Fund Manager

calculator

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)
Kotak Savings Fund (G)

₹ 11,746 cr

5

₹ 36,350 cr

5

₹ 9,578 cr

5

₹ 29,495 cr

5

₹ 26,926 cr

5

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About the AMC

Fund NameScripbox Opinion
Till Date CAGR

23.4%

20.2%

5.6%

7.2%

23.4%

%

4.8%

5.8%

4.8%

5.8%

growth

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Expert Investing Only, Car, Down Payment
  • graph-icon-gray
    One-click investing and tracking
  • graph-icon-gray
    Zero fees for all your investments
Kotak Savings Fund (Growth)

Kotak Savings Fund (Growth)

Debt

Ultra Short

ICICI Prudential Savings Fund (Growth)

ICICI Prudential Savings Fund (Growth)

Debt

Low Duration

Tata Liquid Fund (Growth)

Tata Liquid Fund (Growth)

Debt

Liquid

SBI Short Term Debt Fund of Income Distribution cum cap (RIDCW-W) Review

SBI Short Term Debt Fund of Income Distribution cum cap (RIDCW-W) is a Short Term Debt fund and has delivered an annualised return of 5.6% over a period of 13 years. The fund was previously known as SBI S/T Debt Reg Wk DR. The fund is managed by SBI Funds Management Ltd. The fund manager’s name is Rajeev Radhakrishnan.

Nav of SBI Short Term Debt Fund of Income Distribution cum cap (RIDCW-W) as of 21/01/2022 is ₹11.72 with the total AUM as of 24/01/2022 is ₹16811.395. With Scripbox you can compare and check the latest nav for all mutual funds in India. SBI Short Term Debt Fund of Income Distribution cum cap (RIDCW-W) was launched on Feb 25, 2008. The category risk of the fund is Moderate Risk.

The minimum SIP amount for SBI Short Term Debt Fund of Income Distribution cum cap (RIDCW-W) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

SBI Short Term Debt Fund of Income Distribution cum cap (RIDCW-W) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Bond Fund TR INR.

SBI Short Term Debt Fund of Income Distribution cum cap (RIDCW-W) is rated as a 4 fund in Debt and delivered 3.2% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with SBI Short Term Debt Fund of Income Distribution cum cap (RIDCW-W).

Frequently Asked Questions

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