- Mutual Funds
- SBI Mutual Fund
- SBI Short Term Debt Fund (RIDCW-M)
Formerly SBI S/T Debt Reg Mn DR
SBI Short Term Debt Fund (RIDCW-M)
₹ 15.5193
NAV (Oct 03)
Short term funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Short Term Funds invest in debt and money market instruments such that the duration of the portfolio is between 1 to 3 years.This exposes them to higher variations when interest rates change.
The category is one of the largest categories within the Debt Segment (9% of the total assets).
We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 15.5193
NAV (Oct 3)
Fund Returns
Last 1Y | 6.9% |
Last 3Y | 4.6% |
Last 5Y | 6.3% |
Last 10Y | 5.7% |
Since Inception | NA |
6 Month CAGR | 3.5% |
Scheme Information
To provide investors an opportunity to generate regular income through investments in a portfolio comprising predominantly of debt instruments which are rated not below investment grade and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.
Expense Ratio | 0.84 |
Launched (16y ago) | Jul 27, 2007 |
AUM in Crores | 13454.701 |
ISIN | INF200K01HW5 |
Lock-in | No Lock-in |
Benchmark | CRISIL Short Duration Debt A-II TR INR |
SIP Minimum | 1000 |
Lumpsum Min. | 5000 |
Standard Deviation (3yr) | 1.3 |
Standard Deviation (5yr) | 1.7 |
Beta (3yr) | 0 |
Beta (5yr) | 0 |
Sharpe Ratio (3yr) | -0.17 |
Sharpe Ratio (5yr) | 0.661 |
YTM | 7.77 |
Fund Managers
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| SBI Short Term Debt Fund (RIDCW-M) | 8,52,757 | 1,20,145 | 6.3% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
Comparison with Debt Funds
| Fund Name | Fund Size | Rolling Returns |
|---|---|---|
₹ 44,468 cr | ||
₹ 18,357 cr | ||
₹ 10,408 cr | ||
₹ 14,357 cr | ||
₹ 15,536 cr |
About the AMC
SBI Funds Management Ltd
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
4.4% | 6.5% | ||
28.2% | 17.5% | ||
33% | 15.8% | ||
23.2% | 11.8% | ||
4.7% | 6.9% |
SBI Short Term Debt Fund (RIDCW-M) Review
SBI Short Term Debt Fund (RIDCW-M) is a Short Term Debt fund and has delivered an annualised return of null% over a period of 16 years. The fund was previously known as SBI S/T Debt Reg Mn DR. The fund is managed by SBI Funds Management Ltd. The fund managers are Mohit Jain, Rajeev Radhakrishnan.
Nav of SBI Short Term Debt Fund (RIDCW-M) as of 10/3/2023 is ₹15.52 with the total AUM as of 10/4/2023 is ₹13454.701. With Scripbox you can compare and check the latest nav for all mutual funds in India. SBI Short Term Debt Fund (RIDCW-M) was launched on Jul 27, 2007. The category risk of the fund is Low to Moderate Risk.
The minimum SIP amount for SBI Short Term Debt Fund (RIDCW-M) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
SBI Short Term Debt Fund (RIDCW-M) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Duration Debt A-II TR INR.
SBI Short Term Debt Fund (RIDCW-M) is rated as a 3 fund in Debt and delivered 6.9% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with SBI Short Term Debt Fund (RIDCW-M).
Frequently Asked Questions
What is SBI Short Term Debt Fund (RIDCW-M)?
How to invest in SBI Short Term Debt Fund (RIDCW-M)?
You can invest in SBI Short Term Debt Fund (RIDCW-M) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of SBI Short Term Debt Fund (RIDCW-M)?
The minimum sip amount for SBI Short Term Debt Fund (RIDCW-M) is ₹1000. You can invest in multiples of ₹5000.
Is SBI Short Term Debt Fund (RIDCW-M) good to invest in?
As per Scripbox experts, SBI Short Term Debt Fund (RIDCW-M) is a Neutral fund. You can investSBI Short Term Debt Fund (RIDCW-M) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the SBI Short Term Debt Fund (RIDCW-M)?
The expense ratio of the SBI Short Term Debt Fund (RIDCW-M) is 0.84% for regular plan.