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  • SBI Mutual Fund
  • SBI Short Term Debt Fund of Income Distribution cum cap (PIDCW-15D)
SBI Mutual Fund

SBI Short Term Debt Fund of Income Distribution cum cap (PIDCW-15D)

DebtShort Term

Top Ranked

11.6867

NAV (Dec 03)

6.6%
3 Year CAGR
Scripbox Opinion

Not Reviewed yet

Our analysis of this fundLearn how we rate funds ->

Track Record

9 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

17,300 Cr. Category leader in size

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds

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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
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    No Lock-in
  • graph-icon-gray
    Expert Investing Only, Car, Down Payment

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Historical NAV

11.6867

NAV (Dec 3)

Fund Returns

Last 1Y

3.2%

Last 3Y

6.6%

Last 5Y

5.4%

Last 10Y

NA

Since Inception

6.3%

6 Month CAGR

1.9%

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Scheme Information

Investment Objective

To provide investors an opportunity to generate regular income through investments in a portfolio comprising predominantly of debt instruments which are rated not below investment grade and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

Moderate Risk

Expense Ratio

0.84

Launched (9y ago)

Jul 25, 2012

AUM in Crores

17299.452

ISIN

INF200K01HT1

Lock-in

No Lock-in

Benchmark

CRISIL Short Term Bond Fund TR INR

SIP Minimum

0

Lumpsum Min.

5000

Fund Managers
user-avatar

Rajeev Radhakrishnan

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
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    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)

Kotak Savings Fund (G)

₹ 13,499 cr

5

₹ 11,691 cr

5

₹ 33,567 cr

5

₹ 8,400 cr

5

₹ 27,296 cr

5

amc-icon

About the AMC

SBI Funds Management Private Limited

SBI Funds Management Private Limited manages assets worth 462,975 crores and was set up on 7 February 1992. It's current offering of mutual fund schemes includes 75 equity,232 debt and 54 hybrid funds.

amc-img

Fund NameScripbox Opinion
Till Date CAGR

25.2%

20.6%

5.9%

7.2%

4.9%

5.8%

25.2%

%

4.9%

5.8%

growth

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Expert Investing Only, Car, Down Payment
  • graph-icon-gray
    One-click investing and tracking
  • graph-icon-gray
    Zero fees for all your investments
Kotak Savings Fund (Growth)

Kotak Savings Fund (Growth)

Debt

Ultra Short

ICICI Prudential Savings Fund (Growth)

ICICI Prudential Savings Fund (Growth)

Debt

Low Duration

Tata Liquid Fund (Growth)

Tata Liquid Fund (Growth)

Debt

Liquid

How does Scripbox rate funds?

Proprietary 4-step system to rate mutual funds

We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

What Scripbox recommendations mean?
Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
Track Record

Track Record

We look at consistent and long historical performance for our analysis.

Fund Size

Fund Size

We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

Sub-asset Class View

Sub-asset Class View

We check if the sub-category of the fund is recommended by us.

Fund Performance

Fund Performance

Consistency of performance over various tenures is analysed for a relative performance stack.

Track Record

Track Record

We look at consistent and long historical performance for our analysis.

Fund Size

Fund Size

We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

Impact of Interest Rates

Impact of Interest Rates

We check the relative interest rate risk of the sub-category of the fund. Lower the better.

Credit Attractiveness

Credit Attractiveness

We check the credit quality of the underlying instruments present in the fund. Higher the better.

Equity Funds

Debt Funds

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About SBI Short Term Debt Fund of Income Distribution cum cap (PIDCW-15D)

About SBI Short Term Debt Fund of Income Distribution cum cap (PIDCW-15D)

SBI Short Term Debt Fund of Income Distribution cum cap (PIDCW-15D) is a Short Term Debt fund and has delivered an annualised return of 6.3% over a period of 9 years. . The fund is managed by SBI Funds Management Private Limited. The fund manager’s name is Rajeev Radhakrishnan

SBI Short Term Debt Fund of Income Distribution cum cap (PIDCW-15D) Investment Objective

To provide investors an opportunity to generate regular income through investments in a portfolio comprising predominantly of debt instruments which are rated not below investment grade and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years. . However, there is no assurance that the objective of the scheme will be realized.

SBI Short Term Debt Fund of Income Distribution cum cap (PIDCW-15D) NAV,AUM,Risk

The SBI Short Term Debt Fund of Income Distribution cum cap (PIDCW-15D) fund was launched on Jul 25, 2012. The NAV (Net Asset Value) of this Short Term Debt fund as of 2021-12-03 is ₹11.69. The total AUM (Asset Under Management) of the fund as of 06/12/2021 is ₹17299.452. The category risk of the SBI Short Term Debt Fund of Income Distribution cum cap (PIDCW-15D) fund is Moderate Risk. The fund charges 0.84 % as expense ratio.

SBI Short Term Debt Fund of Income Distribution cum cap (PIDCW-15D) Holdings

The fund’s highest allocation is towards Debt and has invested 77.9% in this asset class. The top three holdings of the fund are , treps , govt stock , 5.63% govt stock 2026 , 8.35% govt stock 2022 , 6.18% govt stock 2024 , 5.22% goi 2025 , indian bank , 8.40% govt stock 2024 , 4.26% govt stock 2023 , tata motors limited , net receivable / payable , muthoot finance limited , air india assets holding limited , 8.80% tamil nadu sdl 2022 , l&t finance limited , 05.82 ts sdl 2024 , lic housing finance limited , export-import bank of india , aditya birla finance limited , reliance jio infocomm limited , bajaj finance limited , mahindra & mahindra financial services limited , summit digitel infrastructure private limited , mahindra rural housing finance limited , 07.37% mh sdl 2026 , housing development finance corporation limited , nabha power limited , 8.83% govt stock 2023 , india grid trust , punjab national bank , bajaj housing finance limited , hdfc bank limited , tata cleantech capital limited , reliance industries limited , mahindra rural housing finance limited , tata motors finance solutions limited , larsen and toubro limited , tata motors finance limited , 7.72% gs 2025 , tata projects limited , tata realty and infrastructure limited , national bank for agriculture and rural development , reliance industries limited , reliance ports and terminals limited , india grid trust , tata capital limited , tata capital housing finance limited , tata motors finance limited , housing development finance corporation limited , housing development finance corporation limited , can fin homes limited , 06.30 rj sdl 2023 , rural electrification corporation limited , lic housing finance limited , housing development finance corporation limited , 9.11% tamil nadu sdl 2024 , rural electrification corporation limited , state bank of india , export-import bank of india , housing and urban development corporation limited , indian railway finance corporation limited , housing development finance corporation limited , power finance corporation limited , national bank for agriculture and rural development , 8.20% govt stock 2022 , bank of baroda , 8.90% haryana sdl 2024 , state bank of india , housing and urban development corporation limited , housing development finance corporation limited , 05.46 tn sdl 2024 , national bank for agriculture and rural development , bank of baroda , national bank for agriculture and rural development , india grid trust , power grid corporation of india limited , housing and urban development corporation limited (hudco) , state bank of india , larsen and toubro limited , housing development finance corporation limited , ntpc limited , mahindra rural housing finance limited , 8.63% maharashtra sdl 2023 , reliance industries limited , punjab national bank , housing development finance corporation limited , bank of baroda , power grid corporation of india limited , 07.89 gj sdl 2025 , national housing bank , reliance jio infocomm limited , power grid corporation of india limited , housing and urban development corporation limited (hudco) , reliance industries limited , 8.85% maharashtra sdl 2022 , national housing bank , cholamandalam investment and fin. co. ltd (cholamandalam dbs finance ltd) , rural electrification corporation limited , small industries development bank of india , mahindra & mahindra financial services limited , power finance corporation limited , 0% goi - 22aug22 strips , power finance corporation limited

SBI Short Term Debt Fund of Income Distribution cum cap (PIDCW-15D) Sip

The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

SBI Short Term Debt Fund of Income Distribution cum cap (PIDCW-15D) Investment volatility and Horizon

This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Bond Fund TR INR.

SBI Short Term Debt Fund of Income Distribution cum cap (PIDCW-15D) Review

SBI Short Term Debt Fund of Income Distribution cum cap (PIDCW-15D) has a score of 4 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, SBI Short Term Debt Fund of Income Distribution cum cap (PIDCW-15D) has a score of 5out of 5 The credit risk of the fund is 5 out of 5 as compared to other debt funds.

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