- Mutual Funds
- SBI Mutual Fund
- SBI Savings Fund (Growth)
Formerly SBI Saving Reg Gr
SBI Savings Fund (Growth)
₹ 37.058
NAV (Dec 07)
Money market funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Money Market Funds invest in money market instruments with maturity upto 1 year.
This category accounts for close to 5% of the total Debt fund assets.
Funds in this category have a credit quality and return similar to Liquid Funds however they tend to have higher variations when interest rates change.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 37.058
NAV (Dec 7)
Fund Returns
Last 1Y | 6.9% |
Last 3Y | 4.8% |
Last 5Y | 5.6% |
Last 10Y | 6.7% |
Since Inception | 7% |
6 Month CAGR | 3.2% |
Scheme Information
To provide the investors an opportunity to invest in money market instruments.
Expense Ratio | 0.76 |
Launched (19y ago) | Jul 19, 2004 |
AUM in Crores | 19337.372 |
ISIN | INF200K01636 |
Lock-in | No Lock-in |
Benchmark | CRISIL Money Market B-I TR INR |
SIP Minimum | 1000 |
Lumpsum Min. | 5000 |
Standard Deviation (3yr) | 0.5 |
Standard Deviation (5yr) | 0.6 |
Beta (3yr) | 0 |
Beta (5yr) | 0 |
Sharpe Ratio (3yr) | -0.984 |
Sharpe Ratio (5yr) | 0.88 |
YTM | 7.51 |
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| SBI Savings Fund (Growth) | 8,38,183 | 1,05,571 | 5.6% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
364 Days Treasury Bill 22-03-2024
11.4%lic housing finance limited
4.7%indian bank
3.3%hdfc bank limited
3.3%export-import bank of india
3.2%Comparison with Debt Funds
| Fund Name | Fund Size | Rolling Returns |
|---|---|---|
₹ 40,756 cr | ||
₹ 16,858 cr | ||
₹ 11,945 cr | ||
₹ 13,754 cr | ||
₹ 10,873 cr |
About the AMC
SBI Funds Management Ltd
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
4.7% | 6.5% | ||
23.3% | 17.7% | ||
27.6% | 16.2% | ||
17.5% | 12% | ||
5.8% | 7.4% |
SBI Savings Fund (G) Review
SBI Savings Fund (G) is a Money Market Debt fund and has delivered an annualised return of 7% over a period of 19 years. The fund was previously known as SBI Saving Reg Gr. The fund is managed by SBI Funds Management Ltd. The fund managers are Mohit Jain, Pradeep Kesavan, Rajeev Radhakrishnan, R. Arun.
Nav of SBI Savings Fund (G) as of 12/7/2023 is ₹37.06 with the total AUM as of 12/8/2023 is ₹19337.372. With Scripbox you can compare and check the latest nav for all mutual funds in India. SBI Savings Fund (G) was launched on Jul 19, 2004. The category risk of the fund is Moderate Risk.
The minimum SIP amount for SBI Savings Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.
SBI Savings Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Money Market B-I TR INR.
SBI Savings Fund (G) is rated as a 3 fund in Debt and delivered 6.9% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with SBI Savings Fund (G).
Frequently Asked Questions
What is SBI Savings Fund (G)?
How to invest in SBI Savings Fund (G)?
You can invest in SBI Savings Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of SBI Savings Fund (G)?
The minimum sip amount for SBI Savings Fund (G) is ₹1000. You can invest in multiples of ₹5000.
Is SBI Savings Fund (G) good to invest in?
As per Scripbox experts, SBI Savings Fund (G) is a Neutral fund. You can investSBI Savings Fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the SBI Savings Fund (G)?
The expense ratio of the SBI Savings Fund (G) is 0.76% for regular plan.