• Mutual Funds
  • SBI Mutual Fund
  • SBI Floating Rate Debt Fund Inc Dist cum Cap Wdrl (Dividend Payout - Quarterly)

Formerly SBI Floating Rate Debt Reg Qt DP

SBI Mutual Fund

SBI Floating Rate Debt Fund Inc Dist cum Cap Wdrl (Dividend Payout - Quarterly)

DebtFloater

10.4957

NAV (Dec 01)

4.6%
Till Date CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in floater mutual funds.

However, Scripbox does not recommend investing in floater mutual funds.

Floater Funds are mandated to invest a minimum of 65% of total assets in Floating Rate Instruments.

This is a relatively small category with a limited number of funds.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

1 Years. The fund has Insufficient history for analysis. We recommend funds with longer history.

Relative Size

4,449 Cr. Medium within the category

Impact of Interest Rate Changes

Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change

Credit Quality Of Fund's Portfolio

Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds

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Short Term Money

Short Term Money

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  • graph-icon-gray
    Historical growth rate of 6.5% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

10.4957

NAV (Dec 1)

Fund Returns

Last 1Y

4.4%

Last 3Y

NA

Last 5Y

NA

Last 10Y

NA

Since Inception

4.6%

6 Month CAGR

2.3%

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Scheme Information

Investment Objective

The investment objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating rate debt instruments. The scheme may invest a portion of its net assets in fixed rate debt securities swapped for floating rate returns and money market instruments. However,there is no guarantee or assurance that the investment objective of the scheme will be achieved. The scheme doesn't assure or guarantee any returns

Low

Low to Moderate

Moderate

Moderately High

High

Very High

Moderate Risk

Expense Ratio

0.46

Launched (1y ago)

Oct 27, 2020

AUM in Crores

4448.437

ISIN

INF200KA1R49

Lock-in

No Lock-in

Benchmark

CRISIL Ultra Short Term Debt TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers
user-avatar

Ardhendu Bhattacharya

Fund Manager

user-avatar

Rajeev Radhakrishnan

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only, Car, Down Payment
    Expert Investing Only, Car, Down Payment
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)

Kotak Savings Fund (G)

₹ 13,499 cr

5

₹ 33,567 cr

5

₹ 11,691 cr

5

₹ 31,118 cr

5

₹ 27,296 cr

5

amc-icon

About the AMC

SBI Funds Management Private Limited

SBI Funds Management Private Limited manages assets worth 462,975 crores and was set up on 7 February 1992. It's current offering of mutual fund schemes includes 75 equity,232 debt and 54 hybrid funds.

amc-img

Fund NameScripbox Opinion
Till Date CAGR

25.4%

20.6%

5.9%

7.2%

25.4%

%

4.9%

5.8%

4.9%

5.8%

growth

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Expert Investing Only, Car, Down Payment
  • graph-icon-gray
    One-click investing and tracking
  • graph-icon-gray
    Zero fees for all your investments
Kotak Savings Fund (Growth)

Kotak Savings Fund (Growth)

Debt

Ultra Short

ICICI Prudential Savings Fund (Growth)

ICICI Prudential Savings Fund (Growth)

Debt

Low Duration

Tata Liquid Fund (Growth)

Tata Liquid Fund (Growth)

Debt

Liquid

How does Scripbox rate funds?

Proprietary 4-step system to rate mutual funds

We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

What Scripbox recommendations mean?
Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
Track Record

Track Record

We look at consistent and long historical performance for our analysis.

Fund Size

Fund Size

We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

Sub-asset Class View

Sub-asset Class View

We check if the sub-category of the fund is recommended by us.

Fund Performance

Fund Performance

Consistency of performance over various tenures is analysed for a relative performance stack.

Track Record

Track Record

We look at consistent and long historical performance for our analysis.

Fund Size

Fund Size

We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

Impact of Interest Rates

Impact of Interest Rates

We check the relative interest rate risk of the sub-category of the fund. Lower the better.

Credit Attractiveness

Credit Attractiveness

We check the credit quality of the underlying instruments present in the fund. Higher the better.

Equity Funds

Debt Funds

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About SBI Floating Rate Debt Fund Inc Dist cum Cap Wdrl (D-Q)

About SBI Floating Rate Debt Fund Inc Dist cum Cap Wdrl (D-Q)

SBI Floating Rate Debt Fund Inc Dist cum Cap Wdrl (D-Q) is a Floater Debt fund and has delivered an annualised return of 4.6% over a period of 1 years. The fund was previously known as SBI Floating Rate Debt Reg Qt DP . The fund is managed by SBI Funds Management Private Limited. The fund managers are Ardhendu Bhattacharya, Rajeev Radhakrishnan

SBI Floating Rate Debt Fund Inc Dist cum Cap Wdrl (D-Q) Investment Objective

The investment objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating rate debt instruments. The scheme may invest a portion of its net assets in fixed rate debt securities swapped for floating rate returns and money market instruments. However,there is no guarantee or assurance that the investment objective of the scheme will be achieved. The scheme doesn't assure or guarantee any returns . However, there is no assurance that the objective of the scheme will be realized.

SBI Floating Rate Debt Fund Inc Dist cum Cap Wdrl (D-Q) NAV,AUM,Risk

The SBI Floating Rate Debt Fund Inc Dist cum Cap Wdrl (D-Q) fund was launched on Oct 27, 2020. The NAV (Net Asset Value) of this Floater Debt fund as of 2021-12-01 is ₹10.50. The total AUM (Asset Under Management) of the fund as of 01/12/2021 is ₹4448.437. The category risk of the SBI Floating Rate Debt Fund Inc Dist cum Cap Wdrl (D-Q) fund is Moderate Risk. The fund charges 0.46 % as expense ratio.

SBI Floating Rate Debt Fund Inc Dist cum Cap Wdrl (D-Q) Holdings

The fund’s highest allocation is towards Debt and has invested 75.4% in this asset class. The top three holdings of the fund are , govt stock , goi floating rate bond 2024 , 4.04% govt stock 2028 , indian oil corporation limited , reliance jio infocomm limited , treps , 7.33% govt stock 2031 , bajaj finance limited , lic housing finance limited , reliance industries limited , 6.84% govt stock 2022 , kotak mahindra investments limited , infina finance private limited , lic housing finance limited , 5.63% govt stock 2026 , hdfc bank limited , icici securities limited , ntpc limited , net receivable / payable , bajaj finance limited , housing development finance corporation limited , housing development finance corporation limited , 6.18% govt stock 2024 , 7.68% govt stock 2023 , mahindra & mahindra financial services limited , 8.21% tamil nadu sdl 2025 , 8.24% madhya pradesh sdl 2024 , indian oil corporation limited , muthoot finance limited , sundaram finance limited , 05.41 ap sdl 2024 , 08.38 ka sdl 2022 , 8.92% kerela sdl 2022 , indinfravit trust , national housing bank , 8.31% uttar pradesh sdl 2025 , 8.90% andhra pradesh sdl 2022 , 8.09% uttar pradesh sdl 2025 , larsen and toubro limited , manappuram finance limited , tata capital housing finance limited , housing development finance corporation limited , sundaram home finance limited , flometallic india private limited , 9.39% karnataka sdl 2023 , 9.69% jharkhand sdl 2024 , tata cleantech capital limited , 182 dtb 30122021 , 8.84% punjab sdl 2024 , mahindra rural housing finance limited , 9.37% gujarat sdl 2023

SBI Floating Rate Debt Fund Inc Dist cum Cap Wdrl (D-Q) Sip

The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

SBI Floating Rate Debt Fund Inc Dist cum Cap Wdrl (D-Q) Investment volatility and Horizon

This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Ultra Short Term Debt TR INR.

SBI Floating Rate Debt Fund Inc Dist cum Cap Wdrl (D-Q) Review

SBI Floating Rate Debt Fund Inc Dist cum Cap Wdrl (D-Q) has a score of 2 on a scale of 5. The fund has a score of 1 out of 5 based on historical performance. As compared to the other funds in its category, SBI Floating Rate Debt Fund Inc Dist cum Cap Wdrl (D-Q) has a score of 3out of 5 The credit risk of the fund is 5 out of 5 as compared to other debt funds.

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