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  • SBI Equity Savings Inc Dist cum Cap Wdrl fund (RIDCW-Q)

Formerly SBI Equity Savings Reg Mn DR

SBI Equity Savings Inc Dist cum Cap Wdrl fund (RIDCW-Q)

SBI Equity Savings Inc Dist cum Cap Wdrl fund (RIDCW-Q)

HybridEquity Savings

15.3488

NAV (Jul 30)

8.2%
5 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in equity savings mutual funds.

However, Scripbox does not recommend investing in equity savings mutual funds.

Equity Savings funds are primarily equity funds with a small exposure of minimum 10% to debt instruments.

These funds are close to equity funds in terms of market linked fluctuations.It is better for investors to make the allocation to equity & debt themselves and choose the right funds in each asset class Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

6 Years. The fund has Relatively moderate history for analysis. We recommend funds with longer history.

Relative Size

1,496 Cr. Large within the category

Category View

Relatively Poor. The category has a relatively poor investment outlook

Consistency Of Performance

Poor. The historical performance of the fund has been poor

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    Historical growth rate of 12% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only

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Scheme Information

Investment Objective

The scheme aims to generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market,and capital appreciation through a moderate exposure in equity.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Moderately High risk

Expense Ratio
1.27 %
Launched (6y ago)
May 27, 2015
AUM in Crores
₹ 1,496
ISIN
INF200KA1DC0
Lock-in
No Lock-in
Benchmark
Nifty Equity Savings Index TR
SIP Minimum
₹ 1,000
Lumpsum Min.
₹ 5,000
Fund Managers
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Mansi Sajeja

Fund Manager

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Neeraj Kumar

Fund Manager

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Ruchit Mehta

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
EPF70% ₹ 900,761 ₹ 168,1498.50%
Property70% ₹ 867,662 ₹ 135,0507.00%
PPF70% ₹ 869,819 ₹ 137,2077.10%
Bank FD70% ₹ 846,471 ₹ 113,8596.00%
Gold70% ₹ 846,471 ₹ 113,8596.00%
Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

  • Inflation beating returns
    Inflation beating returns
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  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Hybrid Funds

Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

Aggressive Hybrid

26 Years

Age

5

Track Record

ICICI Prudential Equity & Debt Fund (G)

ICICI Prudential Equity & Debt Fund (G)

Aggressive Hybrid

22 Years

Age

5

Track Record

HDFC Hybrid Debt Fund (G)

HDFC Hybrid Debt Fund (G)

Conservative Hybrid

18 Years

Age

5

Track Record

HDFC Multi Asset fund (G)

HDFC Multi Asset fund (G)

Multi Asset Allocation

16 Years

Age

5

Track Record

Sundaram Equity Hybrid Fund (G)

Sundaram Equity Hybrid Fund (G)

Aggressive Hybrid

21 Years

Age

5

Track Record

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About the AMC

SBI Funds Management Private Limited

SBI Funds Management Private Limited manages assets worth 399,510 crores and was set up on 7 February 1992. It's current offering of mutual fund schemes includes 75 equity,232 debt and 54 hybrid funds.

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SBI Focused Equity Fund (G)

SBI Focused Equity Fund (G)

Diversified

Recommended

Top Ranked

₹ 16,856 Cr

Fund Size

16.10%

5 Year CAGR

5 Y CAGR

SBI Magnum Ultra Short Duration Fund (G)

SBI Magnum Ultra Short Duration Fund (G)

Ultra Short

Recommended

Top Ranked

₹ 12,142 Cr

Fund Size

6.40%

3 Year CAGR

3 Y CAGR

SBI Focused Equity Fund Inc Dist cum Cap Wdrl (RIDCW-A)

SBI Focused Equity Fund Inc Dist cum Cap Wdrl (RIDCW-A)

Diversified

Top Ranked

₹ 16,856 Cr

Fund Size

16.10%

5 Year CAGR

5 Y CAGR

SBI Magnum Ultra Short Duration Fund of Income Dist cum cap wdrl (RIDCW-W)

SBI Magnum Ultra Short Duration Fund of Income Dist cum cap wdrl (RIDCW-W)

Ultra Short

Top Ranked

₹ 12,142 Cr

Fund Size

5.20%

3 Year CAGR

3 Y CAGR

SBI Magnum Ultra Short Duration Fund of Income Dist cum cap wdrl (D-W)

SBI Magnum Ultra Short Duration Fund of Income Dist cum cap wdrl (D-W)

Ultra Short

Top Ranked

₹ 12,142 Cr

Fund Size

5.20%

3 Year CAGR

3 Y CAGR

growth

Build Long Term Wealth

Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

  • graph-icon-gray
    Historical growth rate of 12% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Expert Investing Only
  • graph-icon-gray
    One-click investing and tracking
  • graph-icon-gray
    Zero fees for all your investments
Parag Parikh Flexi Cap fund (Growth)

Parag Parikh Flexi Cap fund (Growth)

Equity

Diversified

Mirae Asset Large Cap Fund (Growth)

Mirae Asset Large Cap Fund (Growth)

Equity

Large Cap

Axis Bluechip Fund (Growth)

Axis Bluechip Fund (Growth)

Equity

Large Cap

Invesco India Growth Opportunities Fund (Growth)

Invesco India Growth Opportunities Fund (Growth)

Equity

Diversified

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3,600+

AUM

2,500+

Cities

2012

Established

How does Scripbox rate funds?

Proprietary 4-step system to rate mutual funds

We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

What Scripbox recommendations mean?
Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
Track Record

Track Record

We look at consistent and long historical performance for our analysis.

Fund Size

Fund Size

We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

Sub-asset Class View

Sub-asset Class View

We check if the sub-category of the fund is recommended by us.

Fund Performance

Fund Performance

Consistency of performance over various tenures is analysed for a relative performance stack.

Track Record

Track Record

We look at consistent and long historical performance for our analysis.

Fund Size

Fund Size

We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

Impact of Interest Rates

Impact of Interest Rates

We check the relative interest rate risk of the sub-category of the fund. Lower the better.

Credit Attractiveness

Credit Attractiveness

We check the credit quality of the underlying instruments present in the fund. Higher the better.

Equity Funds

Debt Funds

About SBI Equity Savings Inc Dist cum Cap Wdrl fund (RIDCW-Q)

About SBI Equity Savings Inc Dist cum Cap Wdrl fund (RIDCW-Q)

SBI Equity Savings Inc Dist cum Cap Wdrl fund (RIDCW-Q) is a equity savings hybrid fund and has delivered an annualised return of 8.5% over a period of 6 years .The fund was previously known as SBI Equity Savings Reg Mn DR.The fund is managed by SBI Funds Management Private Limited.The fund managers are Mansi Sajeja, Neeraj Kumar, Ruchit Mehta

SBI Equity Savings Inc Dist cum Cap Wdrl fund (RIDCW-Q) Investment Objective

The scheme aims to generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market,and capital appreciation through a moderate exposure in equity. However, there is no assurance that the objective of the scheme will be realized.

SBI Equity Savings Inc Dist cum Cap Wdrl fund (RIDCW-Q) NAV,AUM,Risk

The SBI Equity Savings Inc Dist cum Cap Wdrl fund (RIDCW-Q) fund was launched on May 27, 2015. The NAV (Net Asset Value) of this equity savings hybrid as of 2021-07-30 is ₹ 15.3488. The total AUM (Asset Under Management) of the fund as of 2021-08-02 is ₹ 1495.741. The category risk of the SBI Equity Savings Inc Dist cum Cap Wdrl fund (RIDCW-Q) fund is Moderately High risk. The fund charges 1.27 % as expense ratio.

SBI Equity Savings Inc Dist cum Cap Wdrl fund (RIDCW-Q) Holdings

The fund’s highest allocation is towards equity and has invested 44.1% in this asset class. The top three holdings of the fund are tmf holdings limited,punjab national bank and housing development finance corporation limited

SBI Equity Savings Inc Dist cum Cap Wdrl fund (RIDCW-Q) SIP

The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

SBI Equity Savings Inc Dist cum Cap Wdrl fund (RIDCW-Q) Investment volatility and Horizon

This fund is meant for investors with a minimum investment horizon of 5-7 years. Due to the asset class nature, expect volatility in your investments over the short term. The fund is benchmarked to Nifty Equity Savings Index TR

SBI Equity Savings Inc Dist cum Cap Wdrl fund (RIDCW-Q) Review

SBI Equity Savings Inc Dist cum Cap Wdrl fund (RIDCW-Q) has a score of 3 on a scale of 5. The fund scores 3 out of 5 based on historical performance. As compared to the other funds in its category, SBI Equity Savings Inc Dist cum Cap Wdrl fund (RIDCW-Q) has a score of 4 out of 5. Scipbox has rated this fund 2 out of 5 based on consistency of performance over various years / tenures.

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