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  • SBI Credit Risk Fund (IDCW-Q)
SBI Mutual Fund

SBI Credit Risk Fund (IDCW-Q)

DebtCredit Risk
Top Ranked

19.4983

NAV (Oct 31)

6.647%
3 Year CAGR
Scripbox Opinion
Top Ranked
These are the top-ranked funds within credit risk mutual funds.Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Category Leader

The fund has been a Category Leader on the Fund Size metric

Satisfactory

The performance of the fund on a Market Perception of Portfolio Quality metric has been Satisfactory

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Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

19.4983

NAV (Oct 31)

Fund Returns

Last 1Y
8.1%
Last 3Y
6.6%
Last 5Y
6.9%
Last 10Y
7.6%
Since Inception
7.5%
6 Month CAGR
4.4%

Scheme Information

Investment Objective

The scheme seeks to provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.

Expense Ratio
1.55%
Launched
-
AUM in Crores
2344.8
ISIN
INF200K01701
Lock-in (days)
No Lock-in
Benchmark
NIFTY Credit Risk Bond Index B-II
SIP Minimum
1000
Lumpsum Min.
5000
Standard Deviation (3yr)
-
Standard Deviation
1.4
Beta
2
Sharpe Ratio
0.4
YTM
-
Fund Managers

Adesh Sharma

Fund Manager

Lokesh Mallya

Fund Manager

Pradeep Kesavan

Fund Manager

Important Links

Scheme Information Document

Statement of Additional Information

Portfolio Disclosure

Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
SBI Credit Risk Fund (IDCW-Q)70%8,66,006 1,33,3946.9%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2024-04-12

Top Debt Holdings

GOI

9.48%
9.48%

Aadhar Housing Finance Ltd

4.68%
4.68%

Nirma Ltd.

4.6%
4.6%

Infopark Properties Ltd.

4.38%
4.38%

Jindal Stainless Ltd.

3.65%
3.65%
See all holdings

Comparison with Debt Funds

Fund NameFund Size
kotak-mahindra
Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund (G)

₹ 8,029 cr

₹ 14,839 cr

₹ 4,523 cr

₹ 10,307 cr

₹ 12,416 cr

amc-img

About the AMC

SBI Mutual Fund

The SBI Mutual Fund Trustee Company Private Limited was set up as a trust under the Trust Act of 1882. This Trust controls the SBI Mutual Fund, one of India’s largest and oldest MFs. The SBI Mutual Fund is a Joint Venture (JV) between one of India’s largest and most profitable banks, the State Bank of India, and Amundi, which is a French asset management company.amc-img
phone-img022-61793000 / 1800-425-5425
Fund NameScripbox Opinion
Till Date CAGR

17%

6.8%

9%

14.4%

23.2%

16.2%

24%

17.3%

18%

15.2%

SBI Credit Risk Fund (IDCW-Q) Review

SBI Credit Risk Fund (IDCW-Q) is a Credit Risk Debt fund and has delivered an annualised return of 7.46%. The fund is managed by SBI Mutual Fund. The fund managers are Adesh Sharma, Lokesh Mallya, Pradeep Kesavan.

Nav of SBI Credit Risk Fund (IDCW-Q) as of 10/31/2024 is ₹19.50 with the total AUM as of 11/4/2024 is ₹2344.8. With Scripbox you can compare and check the latest nav for all mutual funds in India. The category risk of the fund is High.

The minimum SIP amount for SBI Credit Risk Fund (IDCW-Q) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

SBI Credit Risk Fund (IDCW-Q) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Credit Risk Bond Index B-II.

Scripbox has rated it 4 stars, indicating it's a top ranking fund in the Debt category and delivered 8.13% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with SBI Credit Risk Fund (IDCW-Q).

Frequently Asked Questions

What is SBI Credit Risk Fund (IDCW-Q)?

It is a Credit Risk Debt scheme predominantly investing across Debt instruments with an investment objective to generate wealth over the long term.

How to invest in SBI Credit Risk Fund (IDCW-Q)?

You can invest in SBI Credit Risk Fund (IDCW-Q) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

What is the minimum sip amount of SBI Credit Risk Fund (IDCW-Q)?

The minimum sip amount for SBI Credit Risk Fund (IDCW-Q) is ₹1000. You can invest in multiples of ₹5000.

Is SBI Credit Risk Fund (IDCW-Q) good to invest in?

According to Scripbox opinion, it is a 4-star fund. You can invest in this fund if its investment objective and risk level align with your goals and risk preferences.

What is the expense ratio of the SBI Credit Risk Fund (IDCW-Q)?

The expense ratio of the SBI Credit Risk Fund (IDCW-Q) is 1.55% for regular plan.

What is the NAV of SBI Credit Risk Fund (IDCW-Q)?

Today's SBI Credit Risk Fund (IDCW-Q) NAV is ₹19.50.