Formerly SBI Credit Risk Fund Reg Dl Div
However, Scripbox does not recommend investing in credit risk mutual funds.
Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.
These instruments carry a high default risk.
The events of the recent past have shown the impact of poor credit quality on such funds.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
9 Years. The fund has an Extended history for analysis and the track record is excellent.
3,381 Cr. Large within the category
Impact of Interest Rate Changes
High Interest Rate Risk. The impact on fund value is high when interest rates change
Credit Quality Of Fund's Portfolio
High Credit Risk. The fund has a lower credit quality compared to other debt funds
NAV (Oct 13)
6 Month CAGR
To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.
Low to Moderate
Launched (9y ago)
|Dec 03, 2012|
AUM in Crores
|CRISIL Composite Credit Risk TR INR|
with step up of
|Instrument||Returns||Total Corpus||Gains||Annualised %|
|Mutual Fund||₹ 9,65,796||₹ 2,33,184||11.25%|
|EPF||₹ 9,00,761||₹ 1,68,149||8.50%|
|Property||₹ 8,67,662||₹ 1,35,050||7.00%|
|PPF||₹ 8,69,819||₹ 1,37,207||7.10%|
|Bank FD||₹ 8,46,471||₹ 1,13,859||6.00%|
|Gold||₹ 8,46,471||₹ 1,13,859||6.00%|
|Savings Bank||₹ 8,25,950||₹ 93,338||5.00%|
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
|Fund Name||Scripbox Opinion||Fund Size||Track Record|
₹ 12,698 cr
₹ 28,554 cr
₹ 11,007 cr
₹ 21,654 cr
₹ 28,496 cr
SBI Funds Management Private Limited
SBI Funds Management Private Limited manages assets worth 447,176 crores and was set up on 7 February 1992. It's current offering of mutual fund schemes includes 75 equity,232 debt and 54 hybrid funds.
|Fund Name||Scripbox Opinion||Till Date CAGR|
Investing through Scripbox is made easy and paperless. All you need to do is follow the below steps and start investing.
Choose a plan to invest to start investing
Create an account with Scripbox through a paperless process, to invest in this fund.
Invest via netbanking, UPI or through an SIP (eNACH mandate).
Track, invest more and withdraw your investments through the Scripbox dashboard
SBI Credit Risk Fund Income Dist cum Cap Wdrl (RIDCW-D) is a Credit Risk Debt fund and has delivered an annualised return of 6.5% over a period of 8 years. The fund was previously known as SBI Credit Risk Fund Reg Dl Div . The fund is managed by SBI Funds Management Private Limited. The fund manager’s name is Lokesh Mallya
To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities. . However, there is no assurance that the objective of the scheme will be realized.
The SBI Credit Risk Fund Income Dist cum Cap Wdrl (RIDCW-D) fund was launched on Dec 03, 2012. The NAV (Net Asset Value) of this Credit Risk Debt fund as of 2021-10-13 is ₹11.76. The total AUM (Asset Under Management) of the fund as of 14/10/2021 is ₹3380.433. The category risk of the SBI Credit Risk Fund Income Dist cum Cap Wdrl (RIDCW-D) fund is High Risk. The fund charges 1.55 % as expense ratio.
The fund’s highest allocation is towards Debt and has invested 84.7% in this asset class. The top three holdings of the fund are , 7.27% govt stock 2026 , indinfravit trust , tata international limited , 06.72 kl sdl 2027 , treps , tmf holdings limited , tata projects limited , dhfl vysya housing finance limited , coastal gujarat power limited , 5.63% govt stock 2026 , mahindra rural housing finance limited , flometallic india private limited , avanse financial services limited , bank of baroda , crompton greaves consumer electrcials limited , manappuram finance limited , au small finance bank limited , godrej properties limited , net receivable / payable , pune solapur expressways private limited , godrej industries limited , 8.24% tamil nadu sdl 2025 , godrej industries limited , jsw energy l(formerly jindal thermal power c l ear jindal tractebel power c , au small finance bank limited , century textiles & industries limited , 6.18% govt stock 2024 , 6.10% govt stock 2031 , tata power renewable energy limited , bharti hexacom limited , indostar capital finance limited , kec international limited , flometallic india private limited , tata realty and infrastructure limited , nuvoco vistas corporation limited , jm financial asset reconstruction company limited , ahmedabad-maliya tollway limited , larsen and toubro limited , indian bank , union bank of india , 5.22% goi 2025 , state bank of india , indian bank , indian bank , 91 dtb 25112021 , gateway distriparks limited , latur renewable private limited , latur renewable private limited , latur renewable private limited , aarish solar power private limited , gateway distriparks limited , housing development finance corporation limited , pratyash renewable private limited , gateway distriparks limited , zuvan energy private limited , sei baskara power private limited , gateway distriparks limited , elena renewable energy private limited , sei enerstar renewable energy private limited , aashman energy private limited , shreyas renewable energy private limited , sei mihir energy private limited , divyesh power private limited , gateway distriparks limited
The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.
This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Composite Credit Risk TR INR.
SBI Credit Risk Fund Income Dist cum Cap Wdrl (RIDCW-D) has a score of 3 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, SBI Credit Risk Fund Income Dist cum Cap Wdrl (RIDCW-D) has a score of 4out of 5 The credit risk of the fund is 2 out of 5 as compared to other debt funds.
Invest in the best mutual funds recommended by Scripbox that are algorithmically selected that best suit your needs.