• Mutual Funds
  • SBI Mutual Fund
  • SBI Credit Risk Fund Income Dist cum Cap Wdrl (RIDCW-D)

Formerly SBI Credit Risk Fund Reg Dl Div

SBI Mutual Fund

SBI Credit Risk Fund Income Dist cum Cap Wdrl (RIDCW-D)

DebtCredit Risk

11.8591

NAV (Jan 18)

5.9%
3 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in credit risk mutual funds.

However, Scripbox does not recommend investing in credit risk mutual funds.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

10 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

3,289 Cr. Large within the category

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

High Credit Risk. The fund has a lower credit quality compared to other debt funds

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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Expert Investing Only, Car, Down Payment

No single fund can achieve what a plan can. Learn why

Historical NAV

11.8591

NAV (Jan 18)

Fund Returns

Last 1Y

5.2%

Last 3Y

5.9%

Last 5Y

5.4%

Last 10Y

NA

Since Inception

6.4%

6 Month CAGR

2.4%

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Scheme Information

Investment Objective

To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.

Expense Ratio

1.55

Launched (10y ago)

Dec 03, 2012

AUM in Crores

3288.875

ISIN

INF200K01QK1

Lock-in

No Lock-in

Benchmark

CRISIL Short Term Credit Risk TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers
user-avatar

Lokesh Mallya

Fund Manager

calculator

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)
Kotak Savings Fund (G)

₹ 11,223 cr

5

₹ 28,408 cr

5

₹ 9,119 cr

5

₹ 23,456 cr

5

₹ 26,625 cr

5

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About the AMC

SBI Funds Management Private Limited

SBI Funds Management Private Limited manages assets worth 471,579 crores and was set up on 7 February 1992. It's current offering of mutual fund schemes includes 75 equity,232 debt and 54 hybrid funds.

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Fund NameScripbox Opinion
Till Date CAGR

24.6%

20.4%

5.6%

7.2%

24.6%

%

4.8%

5.8%

4.8%

5.8%

growth

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Expert Investing Only, Car, Down Payment
  • graph-icon-gray
    One-click investing and tracking
  • graph-icon-gray
    Zero fees for all your investments
Kotak Savings Fund (Growth)

Kotak Savings Fund (Growth)

Debt

Ultra Short

ICICI Prudential Savings Fund (Growth)

ICICI Prudential Savings Fund (Growth)

Debt

Low Duration

Tata Liquid Fund (Growth)

Tata Liquid Fund (Growth)

Debt

Liquid

SBI Credit Risk Fund Income Dist cum Cap Wdrl (RIDCW-D) Review

SBI Credit Risk Fund Income Dist cum Cap Wdrl (RIDCW-D) is a Credit Risk Debt fund and has delivered an annualised return of 6.4% over a period of 9 years. The fund was previously known as SBI Credit Risk Fund Reg Dl Div. The fund is managed by SBI Funds Management Private Limited. The fund manager’s name is Lokesh Mallya.

Nav of SBI Credit Risk Fund Income Dist cum Cap Wdrl (RIDCW-D) as of 18/01/2022 is ₹11.86 with the total AUM as of 19/01/2022 is ₹3288.875. With Scripbox you can compare and check the latest nav for all mutual funds in India. SBI Credit Risk Fund Income Dist cum Cap Wdrl (RIDCW-D) was launched on Dec 03, 2012. The category risk of the fund is High Risk.

The minimum SIP amount for SBI Credit Risk Fund Income Dist cum Cap Wdrl (RIDCW-D) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

SBI Credit Risk Fund Income Dist cum Cap Wdrl (RIDCW-D) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Credit Risk TR INR.

SBI Credit Risk Fund Income Dist cum Cap Wdrl (RIDCW-D) is rated as a 3 fund in Debt and delivered 5.2% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with SBI Credit Risk Fund Income Dist cum Cap Wdrl (RIDCW-D).

Frequently Asked Questions

What is SBI Credit Risk Fund Income Dist cum Cap Wdrl (RIDCW-D)?

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