• Mutual Funds
  • SBI Mutual Fund
  • SBI Banking and PSU Fund Inc Dist cum Cap Wdrl (Dividend Payout - Weekly)

Formerly SBI Banking and PSU Reg Wk DP

SBI Mutual Fund

SBI Banking and PSU Fund Inc Dist cum Cap Wdrl (Dividend Payout - Weekly)

DebtBanking And Psu

Top Ranked

1151.7652

NAV (Dec 02)

6.9%
3 Year CAGR
Scripbox Opinion

Not Reviewed yet

Our analysis of this fundLearn how we rate funds ->

Track Record

12 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

9,442 Cr. Category leader in size

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

Low Credit Risk. The fund has a high credit quality compared to other debt funds

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Short Term Money

Short Term Money

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    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

1151.7652

NAV (Dec 2)

Fund Returns

Last 1Y

3%

Last 3Y

6.9%

Last 5Y

6%

Last 10Y

6.5%

Since Inception

6.2%

6 Month CAGR

1.8%

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Scheme Information

Investment Objective

The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks,Public Sector Undertakings,Public Financial Institutions and Municipal bodies.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

Moderate Risk

Expense Ratio

0.81

Launched (12y ago)

Oct 09, 2009

AUM in Crores

9441.766

ISIN

INF200K01U74

Lock-in

No Lock-in

Benchmark

IISL NIFTY Banking and PSU Debt TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers
user-avatar

Mohit Jain

Fund Manager

user-avatar

Rajeev Radhakrishnan

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
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comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)

Kotak Savings Fund (G)

₹ 13,499 cr

5

₹ 33,567 cr

5

₹ 11,691 cr

5

₹ 31,118 cr

5

₹ 27,296 cr

5

amc-icon

About the AMC

SBI Funds Management Private Limited

SBI Funds Management Private Limited manages assets worth 462,975 crores and was set up on 7 February 1992. It's current offering of mutual fund schemes includes 75 equity,232 debt and 54 hybrid funds.

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Fund NameScripbox Opinion
Till Date CAGR

25.5%

20.6%

5.9%

7.2%

25.5%

%

4.9%

5.8%

4.9%

5.8%

growth

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Expert Investing Only, Car, Down Payment
  • graph-icon-gray
    One-click investing and tracking
  • graph-icon-gray
    Zero fees for all your investments
Kotak Savings Fund (Growth)

Kotak Savings Fund (Growth)

Debt

Ultra Short

ICICI Prudential Savings Fund (Growth)

ICICI Prudential Savings Fund (Growth)

Debt

Low Duration

Tata Liquid Fund (Growth)

Tata Liquid Fund (Growth)

Debt

Liquid

How does Scripbox rate funds?

Proprietary 4-step system to rate mutual funds

We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

What Scripbox recommendations mean?
Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
Track Record

Track Record

We look at consistent and long historical performance for our analysis.

Fund Size

Fund Size

We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

Sub-asset Class View

Sub-asset Class View

We check if the sub-category of the fund is recommended by us.

Fund Performance

Fund Performance

Consistency of performance over various tenures is analysed for a relative performance stack.

Track Record

Track Record

We look at consistent and long historical performance for our analysis.

Fund Size

Fund Size

We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

Impact of Interest Rates

Impact of Interest Rates

We check the relative interest rate risk of the sub-category of the fund. Lower the better.

Credit Attractiveness

Credit Attractiveness

We check the credit quality of the underlying instruments present in the fund. Higher the better.

Equity Funds

Debt Funds

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About SBI Banking and PSU Fund Inc Dist cum Cap Wdrl (D-W)

About SBI Banking and PSU Fund Inc Dist cum Cap Wdrl (D-W)

SBI Banking and PSU Fund Inc Dist cum Cap Wdrl (D-W) is a Banking And Psu Debt fund and has delivered an annualised return of 6.2% over a period of 12 years. The fund was previously known as SBI Banking and PSU Reg Wk DP . The fund is managed by SBI Funds Management Private Limited. The fund managers are Mohit Jain, Rajeev Radhakrishnan

SBI Banking and PSU Fund Inc Dist cum Cap Wdrl (D-W) Investment Objective

The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks,Public Sector Undertakings,Public Financial Institutions and Municipal bodies. . However, there is no assurance that the objective of the scheme will be realized.

SBI Banking and PSU Fund Inc Dist cum Cap Wdrl (D-W) NAV,AUM,Risk

The SBI Banking and PSU Fund Inc Dist cum Cap Wdrl (D-W) fund was launched on Oct 09, 2009. The NAV (Net Asset Value) of this Banking And Psu Debt fund as of 2021-12-02 is ₹1151.77. The total AUM (Asset Under Management) of the fund as of 03/12/2021 is ₹9441.766. The category risk of the SBI Banking and PSU Fund Inc Dist cum Cap Wdrl (D-W) fund is Moderate Risk. The fund charges 0.81 % as expense ratio.

SBI Banking and PSU Fund Inc Dist cum Cap Wdrl (D-W) Holdings

The fund’s highest allocation is towards Debt and has invested 82.1% in this asset class. The top three holdings of the fund are , treps , oil& natural gas corporation limited , national housing bank , air india assets holding limited , axis bank limited , indian bank , 5.22% goi 2025 , indian railway finance corporation limited , net receivable / payable , national bank for agriculture and rural development , 06.69 mp sdl 2025 , national housing bank , 5.63% govt stock 2026 , national highways authority of india , axis bank limited , axis bank limited , govt stock , hindustan petroleum corporation limited , rec limited , 6.18% govt stock 2024 , rural electrification corporation limited , hindustan petroleum corporation limited , 9.15% govt stock 2024 , 8.24% kerala sdl 2025 , indian oil corporation limited , national bank for agriculture and rural development , state bank of india , rural electrification corporation limited , indian railway finance corporation limited , export-import bank of india , power finance corporation limited , national bank for agriculture and rural development , housing and urban development corporation limited (hudco) , state bank of india , 7.35% govt stock 2024 , ntpc limited , rural electrification corporation limited , export-import bank of india , power finance corporation limited , rural electrification corporation limited , power finance corporation limited , hdfc bank limited , export-import bank of india , 8.22% haryana sdl 2025 , national bank for agriculture and rural development , rec limited , national housing bank , power grid corporation of india limited , united bank of india , rural electrification corporation limited , power finance corporation limited , indian oil corporation limited , power grid corporation of india limited , bank of baroda , national bank for agriculture and rural development , rural electrification corporation limited , national bank for agriculture and rural development , national housing bank , indian railway finance corporation limited , nuclear power corporation of india limited , national bank for agriculture and rural development , food corporation of india , bank of baroda , export-import bank of india , national bank for agriculture and rural development , icici bank limited , punjab national bank , export-import bank of india , 8.27% madhya pradesh sdl 2025 , power finance corporation limited , power grid corporation of india limited , punjab national bank , power grid corporation of india limited , 91 dtb 06012022 , small industries development bank of india , power finance corporation limited , gail (india) limited , power grid corporation of india limited , rural electrification corporation limited , housing and urban development corporation limited , indian railway finance corporation limited , national bank for agriculture and rural development , punjab national bank , bank of baroda , power grid corporation of india limited , indian railway finance corporation limited , power grid corporation of india limited , export-import bank of india , 8.24% maharashtra sdl 2024

SBI Banking and PSU Fund Inc Dist cum Cap Wdrl (D-W) Sip

The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

SBI Banking and PSU Fund Inc Dist cum Cap Wdrl (D-W) Investment volatility and Horizon

This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to IISL NIFTY Banking and PSU Debt TR INR.

SBI Banking and PSU Fund Inc Dist cum Cap Wdrl (D-W) Review

SBI Banking and PSU Fund Inc Dist cum Cap Wdrl (D-W) has a score of 4 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, SBI Banking and PSU Fund Inc Dist cum Cap Wdrl (D-W) has a score of 5out of 5 The credit risk of the fund is 4 out of 5 as compared to other debt funds.

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