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  • SBI Banking and PSU Fund (Growth)

Formerly SBI Banking and PSU Reg Gr

SBI Mutual Fund

SBI Banking and PSU Fund (Growth)

DebtBanking And Psu

2840.1634

NAV (May 14)

4.7%
3 Year CAGR
Scripbox Opinion
Neutral
Click here for top ranked funds in banking and psu mutual funds.

Banking and psu funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.

They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.

The category accounts for close to 8% of the total assets in the Debt Segment.

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Good

The performance of the fund on a Fund Size metric has been Good

Rolling Returns

Neutral

The performance of the fund on a Rolling Returns metric has been Neutral

Scripbox Recommended Debt Funds
Want the Debt funds that are right for your short term investment needs?Learn more

Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

2840.1634

NAV (May 14)

Fund Returns

Last 1Y
6.3%
Last 3Y
4.7%
Last 5Y
6.4%
Last 10Y
7.2%
Since Inception
7.4%
6 Month CAGR
3.5%

Scheme Information

Investment Objective

The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks,Public Sector Undertakings,Public Financial Institutions and Municipal bodies.

Expense Ratio
0.81
Launched (15y ago)
Oct 09, 2009
AUM in Crores
4261.397
ISIN
INF200K01U41
Lock-in
No Lock-in
Benchmark
NIFTY Banking and PSU Debt A-II TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Standard Deviation (3yr)
1.1
Standard Deviation (5yr)
1.9
Beta (3yr)
0
Beta (5yr)
0
Sharpe Ratio (3yr)
-0.832
Sharpe Ratio (5yr)
0.601
YTM
7.6
Fund Managers

Mohit Jain

Fund Manager

Pradeep Kesavan

Fund Manager

Rajeev Radhakrishnan

Fund Manager

Ardhendu Bhattacharya

Fund Manager

Important Links

Scheme Information Document

Statement of Additional Information

Portfolio Disclosure

Returns Calculator Comparison

of

for

with step up of

AssetReturnsTotal CorpusGainsCAGR
SBI Banking and PSU Fund (Growth)70%8,54,866 1,22,2546.4%
EPF70% 9,00,761 1,68,1498.50%
Property70% 8,67,662 1,35,0507.00%
PPF70% 8,69,819 1,37,2077.10%
Bank FD70% 8,46,471 1,13,8596.00%
Gold70% 8,46,471 1,13,8596.00%
Savings Bank70% 8,25,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2024-05-14

Top Debt Holdings

nuclear power corporation of india limited

4.8%
4.8%

7.72% govt stock 2028

4.7%
4.7%

ongc petro additions limited

4.1%
4.1%

power finance corporation ltd.

3.9%
3.9%

west bengal (government of) 7.52%

3.5%
3.5%
See all holdings

Comparison with Debt Funds

Fund NameFund SizeRolling Returns
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)
Bandhan CRISIL IBX Gilt April 2028 Index fund (G)

₹ 4,963 cr

₹ 10,480 cr

₹ 43,472 cr

₹ 14,482 cr

₹ 14,796 cr

amc-img

About the AMC

SBI Funds Management Ltd

SBI Funds Management Ltd manages assets worth 682,824 crores and was set up on 7 February 1992. It's current offering of mutual fund schemes includes 90 equity,230 debt and 41 hybrid funds.amc-img
phone-img022-61793000
email-img
Fund NameScripbox Opinion
Till Date CAGR

5.2%

6.5%

20.8%

17.8%

25.1%

16.3%

16.4%

12.1%

27.4%

13.4%

SBI Banking and PSU Fund (G) Review

SBI Banking and PSU Fund (G) is a Banking And Psu Debt fund and has delivered an annualised return of 7.4% over a period of 14 years. The fund was previously known as SBI Banking and PSU Reg Gr. The fund is managed by SBI Funds Management Ltd. The fund managers are Ardhendu Bhattacharya, Mohit Jain, Pradeep Kesavan, Rajeev Radhakrishnan.

Nav of SBI Banking and PSU Fund (G) as of 5/14/2024 is ₹2840.16 with the total AUM as of 5/15/2024 is ₹4261.397. With Scripbox you can compare and check the latest nav for all mutual funds in India. SBI Banking and PSU Fund (G) was launched on Oct 09, 2009. The category risk of the fund is Low to Moderate Risk.

The minimum SIP amount for SBI Banking and PSU Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

SBI Banking and PSU Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Banking and PSU Debt A-II TR INR.

SBI Banking and PSU Fund (G) is rated as a 2 fund in Debt and delivered 6.3% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with SBI Banking and PSU Fund (G).

Frequently Asked Questions

What is SBI Banking and PSU Fund (G)?

SBI Banking and PSU Fund (G) is a Banking And Psu Debt scheme predominantly investing across Debt instruments with an investment objective to generate wealth over the long term.

How to invest in SBI Banking and PSU Fund (G)?

You can invest in SBI Banking and PSU Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

What is the minimum sip amount of SBI Banking and PSU Fund (G)?

The minimum sip amount for SBI Banking and PSU Fund (G) is ₹1000. You can invest in multiples of ₹5000.

Is SBI Banking and PSU Fund (G) good to invest in?

As per Scripbox experts, SBI Banking and PSU Fund (G) is a Neutral fund. You can investSBI Banking and PSU Fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

What is the expense ratio of the SBI Banking and PSU Fund (G)?

The expense ratio of the SBI Banking and PSU Fund (G) is 0.81% for regular plan.