• Mutual Funds
  • SBI Mutual Fund
  • SBI Banking and PSU Fund (Growth)

Formerly SBI Banking and PSU Reg Gr

SBI Mutual Fund

SBI Banking and PSU Fund (Growth)

DebtBanking And Psu

2586.1051

NAV (Nov 30)

5.1%
3 Year CAGR
Scripbox Opinion
Neutral
Click here for top ranked funds in banking and psu mutual funds.

Banking and psu funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.

They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.

The category accounts for close to 8% of the total assets in the Debt Segment.

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Our analysis of this fundLearn how we rate funds ->

Fund Size

Good

The performance of the fund on a Fund Size metric has been Good

Rolling Returns

Neutral

The performance of the fund on a Rolling Returns metric has been Neutral

Scripbox Recommended Debt Funds

Want the Debt funds that are right for your short term investment needs?

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Investment Calculator

Investment Duration5 years

0

Total Investment

0

Wealth Gained

0

Total Corpus Created (₹)

With CAGR of 11.25 % in 5 years

Historical NAV

2586.1051

NAV (Nov 30)

Fund Returns

Last 1Y

2.4%

Last 3Y

5.1%

Last 5Y

6.5%

Last 10Y

7.5%

Since Inception

7.5%

6 Month CAGR

2.4%

Scheme Information

Investment Objective

The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks,Public Sector Undertakings,Public Financial Institutions and Municipal bodies.

Expense Ratio

0.81

Launched (13y ago)

Oct 09, 2009

AUM in Crores

5185.800

ISIN

INF200K01U41

Lock-in

No Lock-in

Benchmark

IISL NIFTY Banking and PSU Debt TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Standard Deviation (3yr)

2.1

Standard Deviation (5yr)

2

Beta (3yr)

0

Beta (5yr)

0

Sharpe Ratio (3yr)

0.43

Sharpe Ratio (5yr)

0.678

YTM

7.33

Fund Managers

Rajeev Radhakrishnan

Fund Manager

Mohit Jain

Fund Manager

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%965,796 233,18411.25%
EPF70% 900,761 168,1498.50%
Property70% 867,662 135,0507.00%
PPF70% 869,819 137,2077.10%
Bank FD70% 846,471 113,8596.00%
Gold70% 846,471 113,8596.00%
Savings Bank70% 825,950 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Asset allocation and Holdings

Last updated on 2022-11-30

Top Debt Holdings

air india assets holding limited

6.7%
6.7%

oil and natural gas corporation limited

4.8%
4.8%

national housing bank

4.6%
4.6%

bank of baroda

4.6%
4.6%

7.26% govt stock 2032

3.9%
3.9%
See all holdings

Compare SBI Banking and PSU Fund (Growth)

Fund NameFund SizeRolling Returns
ICICI Prudential Liquid Fund (G)
ICICI Prudential Liquid Fund (G)

₹ 46,469 cr

₹ 14,221 cr

₹ 18,664 cr

₹ 13,008 cr

₹ 46,469 cr

About the AMC

SBI Funds Management Ltd

SBI Funds Management Ltd manages assets worth 472,190 crores and was set up on 7 February 1992. It's current offering of mutual fund schemes includes 73 equity,201 debt and 34 hybrid funds.

amc-img

  • 022-61793000
  • Fund NameScripbox Opinion
    Till Date CAGR

    15.3%

    18.8%

    6.3%

    6.8%

    3.6%

    6.5%

    21.3%

    17.7%

    16.3%

    11.8%

    SBI Banking and PSU Fund (G) Review

    SBI Banking and PSU Fund (G) is a Banking And Psu Debt fund and has delivered an annualised return of 7.5% over a period of 13 years. The fund was previously known as SBI Banking and PSU Reg Gr. The fund is managed by SBI Funds Management Ltd. The fund managers are Mohit Jain, Rajeev Radhakrishnan.

    Nav of SBI Banking and PSU Fund (G) as of 11/30/2022 is ₹2586.11 with the total AUM as of 12/1/2022 is ₹5185.8. With Scripbox you can compare and check the latest nav for all mutual funds in India. SBI Banking and PSU Fund (G) was launched on Oct 09, 2009. The category risk of the fund is Low to Moderate Risk.

    The minimum SIP amount for SBI Banking and PSU Fund (G) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

    SBI Banking and PSU Fund (G) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to IISL NIFTY Banking and PSU Debt TR INR.

    SBI Banking and PSU Fund (G) is rated as a 2 fund in Debt and delivered 2.4% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with SBI Banking and PSU Fund (G).

    Frequently Asked Questions

    What is SBI Banking and PSU Fund (G)?

    SBI Banking and PSU Fund (G) is a Banking And Psu Debt scheme predominantly investing across Debt stocks with an investment objective to generate wealth over the long term.

    How to invest in SBI Banking and PSU Fund (G)?

    You can invest in SBI Banking and PSU Fund (G) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?

    What is the minimum sip amount of SBI Banking and PSU Fund (G)?

    The minimum sip amount for SBI Banking and PSU Fund (G) is ₹1000. You can invest in multiples of ₹5000.

    Is SBI Banking and PSU Fund (G) good to invest in?

    As per Scripbox experts, SBI Banking and PSU Fund (G) is a Neutral fund. You can investSBI Banking and PSU Fund (G) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.

    What is the expense ratio of the SBI Banking and PSU Fund (G)?

    The expense ratio of the SBI Banking and PSU Fund (G) is 0.81% for regular plan.