SBI Mutual Fund

SBI Banking and PSU Fund Direct Plan Growth

₹ 3280.94

NAV (Apr 25)

7.235%
3 Year CAGR
Scripbox Opinion
not-recommended
Not Recommended
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Banking And Psu funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.

They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.

The category accounts for close to 8% of the total assets in the Debt Segment.

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Our analysis of this fundLearn how we rate funds ->

Consistency of Credit quality

Neutral

The performance of the fund on a Consistency of Credit Quality metric has been Neutral

Fund Size

Good

The performance of the fund on a Fund Size metric has been Good

View all 7 analysis

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Scheme Information

Investment Objective

The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.

Expense Ratio
0.39 %
Launched
-
AUM in Crores
3835.1
ISIN
INF200K01V08
Lock-in (days)
No Lock-in
Benchmark
Nifty Banking & PSU Debt Index A-II
SIP Minimum
1000
Lumpsum Min.
5000
Standard Deviation
1.1
Beta
2.4
Sharpe Ratio
-
YTM
-
asset-allocation

Asset allocation and Holdings

Last updated on 2025-03-12

Top Debt Holdings

GOI

8.36%
8.36%

GOI

6.3%
6.3%

Nuclear Power Corpn. Of India Ltd.

5.31%
5.31%

ONGC Petro Additions Ltd.

4.53%
4.53%

GOI

3.99%
3.99%
See all holdings
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Frequently Asked Questions

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