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  • Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M)

Formerly Principal Balanced Advantage Mn DR

Principal Mutual Fund

Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M)

HybridDynamic Asset Allocation Or Balanced Advantage

14.64

NAV (Oct 20)

6.4%
5 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in dynamic asset allocation or balanced advantage mutual funds.

However, Scripbox does not recommend investing in dynamic asset allocation or balanced advantage mutual funds.

Dynamic Asset Allocation funds change their exposure to debt and equity dynamically - taking a call on market valuation & conditions.

This makes their performance difficult to assess.

With a high Equity component, the impact of market fluctuations on these funds is high.It is better for investors to make the allocation to equity & debt themselves and choose the right funds in each asset class.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

11 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

271 Cr. Small within the category

Category View

Neutral. The category has a neutral investment outlook

Consistency Of Performance

Poor. The historical performance of the fund has been poor

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    Historical growth rate of 12% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only

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Historical NAV

14.64

NAV (Oct 20)

Fund Returns

Last 1Y
14.9%
Last 3Y
7.2%
Last 5Y
6.4%
Last 10Y
9.9%
Since Inception
8.7%
6 Month CAGR
9.4%
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Scheme Information

Investment Objective

The primary objective of the scheme is to seek to generate long term capital appreciation with relatively lower volatility through systematic allocation of funds into equity; and in debt /money market instruments for defensive purposes.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Moderate Risk

Expense Ratio
2.42
Launched (11y ago)
Dec 16, 2010
AUM in Crores
270.129
ISIN
INF173K01569
Lock-in
No Lock-in
Benchmark
CRISIL Short Term Bond Fund TR INR
SIP Minimum
1000
Lumpsum Min.
5000
Fund Managers
user-avatar

Bekxy Kuriakose

Fund Manager

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Ravi Gopalakrishnan

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Build Long Term Wealth

Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

  • Inflation beating returns
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comparison

Comparison with Hybrid Funds

Fund NameScripbox OpinionFund SizeTrack Record

Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

₹ 8,356 cr

5

₹ 18,652 cr

5

₹ 3,398 cr

5

₹ 96 cr

5

₹ 1,957 cr

5

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About the AMC

Principal Asset Management Private Limited

Principal Asset Management Private Limited manages assets worth 9,397 crores and was set up on 20 November 1994. It's current offering of mutual fund schemes includes 30 equity,31 debt and 16 hybrid funds.

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  • tel-amc-about
    022-67720555
  • mail-amc-about
    customer@principalindia.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    top-ranked-badge

    24.8%

    25.4%

    top-ranked-badge

    25.3%

    16.4%

    top-ranked-badge

    4.6%

    6.5%

    top-ranked-badge

    21.1%

    13.6%

    top-ranked-badge

    20.6%

    16.6%

    growth

    Build Long Term Wealth

    Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

    • graph-icon-gray
      Historical growth rate of 12% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
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    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    About Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M)

    About Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M)

    Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M) is a Dynamic Asset Allocation Or Balanced Advantage Hybrid fund and has delivered an annualised return of 8.7% over a period of 10 years. The fund was previously known as Principal Balanced Advantage Mn DR . The fund is managed by Principal Asset Management Private Limited. The fund managers are Bekxy Kuriakose, Ravi Gopalakrishnan

    Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M) Investment Objective

    The primary objective of the scheme is to seek to generate long term capital appreciation with relatively lower volatility through systematic allocation of funds into equity; and in debt /money market instruments for defensive purposes. . However, there is no assurance that the objective of the scheme will be realized.

    Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M) NAV,AUM,Risk

    The Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M) fund was launched on Dec 16, 2010. The NAV (Net Asset Value) of this Dynamic Asset Allocation Or Balanced Advantage Hybrid fund as of 2021-10-20 is ₹14.64. The total AUM (Asset Under Management) of the fund as of 21/10/2021 is ₹270.129. The category risk of the Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M) fund is Moderate Risk. The fund charges 2.42 % as expense ratio.

    Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M) Holdings

    The fund’s highest allocation is towards Others and has invested 54.4% in this asset class. The top three holdings of the fund are , cash offset for derivatives , net receivable / payable , reliance industries ltd , icici bank ltd , future on reliance industries ltd , treps 01-oct-2021 , future on icici bank ltd , infosys ltd , hdfc bank ltd , axis bank ltd , state bank of india , divi's laboratories ltd , future on state bank of india , future on tech mahindra ltd , tech mahindra ltd , tata motors ltd , future on axis bank ltd , future on divi's laboratories ltd , tata consultancy services ltd , housing development finance corp ltd , 8.20% govt stock 2022 , future on tata motors ltd , future on infosys ltd , 5.63% govt stock 2026 , future on hdfc bank ltd , hindalco industries ltd , future on tata consultancy services ltd , bharti airtel ltd , future on housing development finance corp ltd , 6.97% govt stock 2026 , dr reddy's laboratories ltd , future on dr reddy's laboratories ltd , indusind bank ltd , future on hindalco industries ltd , future on bharti airtel ltd , national bank for agriculture and rural development , dixon technologies (india) ltd , hdb financial services limited , future on acc ltd , acc ltd , hindustan unilever ltd , larsen & toubro ltd , bajaj finance ltd , future on indusind bank ltd , hindustan petroleum corp ltd , 7.32% govt stock 2024 , 6.84% govt stock 2022 , grasim industries limited , future on hindustan unilever ltd , bajaj finserv ltd , future on hindustan petroleum corp ltd , axis finance limited , mphasis ltd , 5.22% goi 2025 , 5.15% govt stock 2025 , maruti suzuki india ltd , tci express ltd , tata steel ltd , polycab india ltd , avenue supermarts ltd , future on national aluminium co ltd , national aluminium co ltd , srf ltd , fortis healthcare ltd , atul ltd , gujarat gas ltd , astral ltd , mold-tek packaging ltd , sona blw precision forgings ltd , gujarat state petronet ltd , varun beverages ltd , indian bank , laurus labs ltd , future on maruti suzuki india ltd , motherson sumi systems ltd , beml ltd , ultratech cement ltd , tata consumer products ltd , l&t finance holdings ltd , natco pharma ltd , max financial services ltd , ipca laboratories ltd , relaxo footwears ltd , hcl technologies ltd , pi industries ltd , housing development finance corporation limited , future on dlf ltd , shree cement ltd , canara bank , jubilant foodworks ltd , 8.25% maharashtra sdl 2025 , 8.08% karnataka sdl 2025 , 8.06% maharashtra sdl 2025 , indian railway finance corporation limited , 7.26% govt stock 2029 , ntpc limited , 6.79% govt stock 2027 , 8.13% govt stock 2022 , 8.15% govt stock 2022 , 7.02% mh sdl 2022 , small industries development bank of india , larsen and toubro limited , indian oil corporation limited , indian railway finance corporation limited , dlf ltd , page industries ltd , bank of baroda , fine organic industries ltd ordinary shares , rossari biotech ltd ordinary shares , future on larsen & toubro ltd , godrej properties ltd , 8.35% govt stock 2022 , bharat petroleum corp ltd , balkrishna industries ltd , sbi cards and payment services ltd ordinary shares , indraprastha gas ltd , minda industries ltd , navin fluorine international ltd , 91 dtb 14102021 , skf india ltd , zee entertainment enterprises ltd , kajaria ceramics ltd , future on zee entertainment enterprises ltd , itc ltd , future on tata steel ltd. , future on sun tv network ltd. , future on itc ltd , ceat ltd , sun tv network ltd

    Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

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