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  • Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M)

Formerly Principal Balanced Advantage Mn DR

Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M)

Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M)

HybridDynamic Asset Allocation Or Balanced Advantage

14.23

NAV (Jul 28)

6.1%
5 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in dynamic asset allocation or balanced advantage mutual funds.

However, Scripbox does not recommend investing in dynamic asset allocation or balanced advantage mutual funds.

Dynamic Asset Allocation funds change their exposure to debt and equity dynamically - taking a call on market valuation & conditions.

This makes their performance difficult to assess.

With a high Equity component, the impact of market fluctuations on these funds is high.It is better for investors to make the allocation to equity & debt themselves and choose the right funds in each asset class.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

11 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

215 Cr. Small within the category

Category View

Neutral. The category has a neutral investment outlook

Consistency Of Performance

Poor. The historical performance of the fund has been poor

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    Historical growth rate of 12% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only

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Scheme Information

Investment Objective

The primary objective of the scheme is to seek to generate long term capital appreciation with relatively lower volatility through systematic allocation of funds into equity; and in debt /money market instruments for defensive purposes.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Moderate Risk

Expense Ratio
2.48 %
Launched (11y ago)
Dec 16, 2010
AUM in Crores
₹ 215
ISIN
INF173K01569
Lock-in
No Lock-in
Benchmark
CRISIL Short Term Bond Fund TR INR
SIP Minimum
₹ 1,000
Lumpsum Min.
₹ 5,000
Fund Managers
user-avatar

Bekxy Kuriakose

Fund Manager

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Ravi Gopalakrishnan

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
EPF70% ₹ 900,761 ₹ 168,1498.50%
Property70% ₹ 867,662 ₹ 135,0507.00%
PPF70% ₹ 869,819 ₹ 137,2077.10%
Bank FD70% ₹ 846,471 ₹ 113,8596.00%
Gold70% ₹ 846,471 ₹ 113,8596.00%
Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Build Long Term Wealth

Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

  • Inflation beating returns
    Inflation beating returns
  • Expert Investing Only
    Expert Investing Only
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Hybrid Funds

Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

Aggressive Hybrid

26 Years

Age

5

Track Record

ICICI Prudential Equity & Debt Fund (G)

ICICI Prudential Equity & Debt Fund (G)

Aggressive Hybrid

22 Years

Age

5

Track Record

ICICI Prudential Savings Fund (G)

ICICI Prudential Savings Fund (G)

Conservative Hybrid

17 Years

Age

5

Track Record

Quant Absolute Fund (G)

Quant Absolute Fund (G)

Aggressive Hybrid

20 Years

Age

5

Track Record

Sundaram Equity Hybrid Fund (G)

Sundaram Equity Hybrid Fund (G)

Aggressive Hybrid

21 Years

Age

5

Track Record

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About the AMC

Principal Asset Management Private Limited

Principal Asset Management Private Limited manages assets worth 8,542 crores and was set up on 20 November 1994. It's current offering of mutual fund schemes includes 30 equity,31 debt and 16 hybrid funds.

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  • tel-amc-about
    022-67720555
  • mail-amc-about
    customer@principalindia.com
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    Principal Cash Management Fund Transfer of Income Dis cum Cap Wdrl plan (D-D)

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    3 Year CAGR

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    growth

    Build Long Term Wealth

    Invest in a scientifically curated set of equity mutual funds which are best aligned towards achieving any long term objectives you have.

    • graph-icon-gray
      Historical growth rate of 12% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Parag Parikh Flexi Cap fund (Growth)

    Parag Parikh Flexi Cap fund (Growth)

    Equity

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    Mirae Asset Large Cap Fund (Growth)

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    Equity

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    Equity

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    Invesco India Growth Opportunities Fund (Growth)

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    Equity

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M)

    About Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M)

    Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M) is a dynamic asset allocation or balanced advantage hybrid fund and has delivered an annualised return of 8.5% over a period of 11 years .The fund was previously known as Principal Balanced Advantage Mn DR.The fund is managed by Principal Asset Management Private Limited.The fund managers are Bekxy Kuriakose, Ravi Gopalakrishnan

    Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M) Investment Objective

    The primary objective of the scheme is to seek to generate long term capital appreciation with relatively lower volatility through systematic allocation of funds into equity; and in debt /money market instruments for defensive purposes. However, there is no assurance that the objective of the scheme will be realized.

    Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M) NAV,AUM,Risk

    The Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M) fund was launched on Dec 16, 2010. The NAV (Net Asset Value) of this dynamic asset allocation or balanced advantage hybrid as of 2021-07-28 is ₹ 14.23. The total AUM (Asset Under Management) of the fund as of 2021-07-29 is ₹ 214.272. The category risk of the Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M) fund is Moderate Risk. The fund charges 2.48 % as expense ratio.

    Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M) Holdings

    The fund’s highest allocation is towards others and has invested 55.6% in this asset class. The top three holdings of the fund are 6.97% govt stock 2026,hdb financial services limited and 7.32% govt stock 2024

    Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M) SIP

    The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M) Investment volatility and Horizon

    This fund is meant for investors with a minimum investment horizon of 5-7 years. Due to the asset class nature, expect volatility in your investments over the short term. The fund is benchmarked to CRISIL Short Term Bond Fund TR INR

    Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M) Review

    Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M) has a score of 2 on a scale of 5. The fund scores 4 out of 5 based on historical performance. As compared to the other funds in its category, Principal Balanced Advantage of Income Distribution cum Cap Wdrl fund (RIDCW-M) has a score of 2 out of 5. Scipbox has rated this fund 2 out of 5 based on consistency of performance over various years / tenures.

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