- Mutual Funds
- PGIM Mutual Funds
- PGIM India Liquid Fund (RIDCW-M)
Formerly PGIM India Insta Csh Mn IDCW-R
Liquid funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Investment Calculator
Investment Duration5 years
0
Total Investment0
Wealth Gained0
Total Corpus Created (₹)
With CAGR of 11.25 % in 5 yearsHistorical NAV
₹ 113.7129
NAV (Oct 3)
Fund Returns
Last 1Y | 3.7% |
Last 3Y | 1.9% |
Last 5Y | 2.7% |
Last 10Y | 4.3% |
Since Inception | 4.5% |
6 Month CAGR | 1.9% |
Scheme Information
To generate steady returns along with high liquidity by investing in a portfolio of short-term,high quality money market and debt instruments.
Expense Ratio | 0.28 |
Launched (11y ago) | Oct 04, 2012 |
AUM in Crores | 599.623 |
ISIN | INF223J01BL5 |
Lock-in | No Lock-in |
Benchmark | CRISIL Liquid Debt B-I TR INR |
SIP Minimum | 0 |
Lumpsum Min. | 1000 |
Standard Deviation (3yr) | 0.7 |
Standard Deviation (5yr) | 0.8 |
Beta (3yr) | 0 |
Beta (5yr) | 0 |
Sharpe Ratio (3yr) | -5.191 |
Sharpe Ratio (5yr) | -3.124 |
YTM | 7 |
Fund Managers
Returns Calculator Comparison
of
for
with step up of
| Asset | Returns | Total Corpus | Gains | CAGR |
|---|---|---|---|---|
| PGIM India Liquid Fund (RIDCW-M) | 7,81,171 | 48,559 | 2.7% | |
| EPF | 9,00,761 | 1,68,149 | 8.50% | |
| Property | 8,67,662 | 1,35,050 | 7.00% | |
| PPF | 8,69,819 | 1,37,207 | 7.10% | |
| Bank FD | 8,46,471 | 1,13,859 | 6.00% | |
| Gold | 8,46,471 | 1,13,859 | 6.00% | |
| Savings Bank | 8,25,950 | 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Asset allocation and Holdings
Top Debt Holdings
Comparison with Debt Funds
| Fund Name | Fund Size | Rolling Returns |
|---|---|---|
₹ 44,468 cr | ||
₹ 18,357 cr | ||
₹ 10,408 cr | ||
₹ 14,357 cr | ||
₹ 9,121 cr |
About the AMC
PGIM India Asset Management Private Limited
| Fund Name | Scripbox Opinion | Till Date CAGR | |
|---|---|---|---|
29.1% | 17.4% | ||
28.5% | 16.7% | ||
28.5% | 16.7% | ||
21.9% | 12.7% | ||
0.9% | 8.7% |
PGIM India Liquid Fund (RIDCW-M) Review
PGIM India Liquid Fund (RIDCW-M) is a Liquid Debt fund and has delivered an annualised return of 4.5% over a period of 11 years. The fund was previously known as PGIM India Insta Csh Mn IDCW-R. The fund is managed by PGIM India Asset Management Private Limited. The fund managers are Bhupesh Kalyani, Puneet Pal.
Nav of PGIM India Liquid Fund (RIDCW-M) as of 10/3/2023 is ₹113.71 with the total AUM as of 10/4/2023 is ₹599.623. With Scripbox you can compare and check the latest nav for all mutual funds in India. PGIM India Liquid Fund (RIDCW-M) was launched on Oct 04, 2012. The category risk of the fund is Low to Moderate Risk.
The minimum SIP amount for PGIM India Liquid Fund (RIDCW-M) is ₹0 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹1000. Check your estimated returns on mutual funds by using sip calculator.
PGIM India Liquid Fund (RIDCW-M) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Liquid Debt B-I TR INR.
PGIM India Liquid Fund (RIDCW-M) is rated as a 2 fund in Debt and delivered 3.7% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with PGIM India Liquid Fund (RIDCW-M).
Frequently Asked Questions
What is PGIM India Liquid Fund (RIDCW-M)?
How to invest in PGIM India Liquid Fund (RIDCW-M)?
You can invest in PGIM India Liquid Fund (RIDCW-M) through AMC, intermediaries, brokers or platforms like Scripbox. To learn step by step process visit how to invest in mutual funds?
What is the minimum sip amount of PGIM India Liquid Fund (RIDCW-M)?
The minimum sip amount for PGIM India Liquid Fund (RIDCW-M) is ₹0. You can invest in multiples of ₹1000.
Is PGIM India Liquid Fund (RIDCW-M) good to invest in?
As per Scripbox experts, PGIM India Liquid Fund (RIDCW-M) is a Neutral fund. You can investPGIM India Liquid Fund (RIDCW-M) fund if its investment objective and risk-o-meter matches your investment goals and risk preferences.
What is the expense ratio of the PGIM India Liquid Fund (RIDCW-M)?
The expense ratio of the PGIM India Liquid Fund (RIDCW-M) is 0.28% for regular plan.