Formerly DHFL Pramerica Credit Risk Rg Pl Ann DR
₹ 11.8834
NAV (Mar 05)
Not Recommended
However, Scripbox does not recommend investing in credit risk mutual funds.
Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.
These instruments carry a high default risk.
The events of the recent past have shown the impact of poor credit quality on such funds.
Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.
Track Record
7 Years. The fund has Relatively moderate history for analysis. We recommend funds with longer history.
Relative Size
49 Cr. Negligible within the category
Impact of Interest Rate Changes
Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change
Credit Quality Of Fund's Portfolio
High Credit Risk. The fund has a lower credit quality compared to other debt funds
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Scheme Information
The investment objective of the Scheme is to seek to generate income and capital appreciation by investing predominantly in AA and below rated corporate debt (excluding AA+ rated corporate bonds). However,there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee/ indicate any returns.
Low
Low to Moderate
Moderate
Moderately High
High
Very High
Moderately High Risk
1.76 %
Expense Ratio
Sep 29, 2014
Launched (7y ago)
₹ 49
AUM in Crores
INF663L01GA0
ISIN
No Lock-in
Lock-in
NIFTY Credit Risk Bond TR INR
Benchmark
₹ 1,000
SIP Minimum
₹ 5,000
Lumpsum Min.
Returns Calculator Comparison
of
for
with step up of
Instrument | Returns | Total Corpus | Gains | Annualised % |
---|---|---|---|---|
Mutual Fund | ₹ 965,796 | ₹ 233,184 | 11.25% | |
EPF | ₹ 900,761 | ₹ 168,149 | 8.50% | |
Property | ₹ 867,662 | ₹ 135,050 | 7.00% | |
PPF | ₹ 869,819 | ₹ 137,207 | 7.10% | |
Bank FD | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Gold | ₹ 846,471 | ₹ 113,859 | 6.00% | |
Savings Bank | ₹ 825,950 | ₹ 93,338 | 5.00% |
Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.
Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.
Comparison with Debt Funds
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About the AMC
PGIM India Asset Management Private Limited
PGIM India Asset Management Private Limited manages assets worth 6,378 crores and was set up on 24 September 2008. It's current offering of mutual fund schemes includes 15 equity,133 debt and 30 hybrid funds.
International - Others
Top Ranked
₹ 769 Cr
Fund Size
29.3%
3Y returns
Liquid
Top Ranked
₹ 676 Cr
Fund Size
5.9%
3Y returns
Diversified
Top Ranked
₹ 556 Cr
Fund Size
16.1%
3Y returns
Liquid
Top Ranked
₹ 676 Cr
Fund Size
N/A
3Y returns
Corporate Bond
Top Ranked
₹ 85 Cr
Fund Size
8%
3Y returns
Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.
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PGIM India Credit Risk Fund (DR-A) is a credit risk debt fund and has delivered an annualised return of 5.0% over a period of 7 years .The fund was previously known as DHFL Pramerica Credit Risk Rg Pl Ann DR.The fund is managed by PGIM India Asset Management Private Limited.The fund managers are Kumaresh Ramakrishnan, Viral Shah
The investment objective of the Scheme is to seek to generate income and capital appreciation by investing predominantly in AA and below rated corporate debt (excluding AA+ rated corporate bonds). However,there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee/ indicate any returns. However, there is no assurance that the objective of the scheme will be realized.
The PGIM India Credit Risk Fund (DR-A) fund was launched on Sep 29, 2014. The NAV (Net Asset Value) of this credit risk debt as of 2021-03-05 is ₹ 11.8834. The total AUM (Asset Under Management) of the fund as of 2021-03-05 is ₹ 48.203. The category risk of the PGIM India Credit Risk Fund (DR-A) fund is Moderately High Risk. The fund charges 1.76 % as expense ratio.
The fund’s highest allocation is towards others and has invested 54.7% in this asset class. The top three holdings of the fund are s. d. corporation private limited,nirma limited and sunny view estates private limited
The minimum SIP (Systematic Investment Plan) amount for this is ₹ 1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.
This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Credit Risk Bond TR INR.
PGIM India Credit Risk Fund (DR-A) has a score of 1 on a scale of 5. The fund scores 3 out of 5 based on historical performance. As compared to the other funds in its category, PGIM India Credit Risk Fund (DR-A) has a score of 1 out of 5. The credit risk of the fund is 2 out of 5 as compared to other debt funds.