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  • PGIM Mutual Funds
  • PGIM India Banking and PSU Debt Fund of Inc Dist cum cap wdrl (PIDCW-M)

Formerly DHFL Pramerica Bkg & PSU Mn DP

PGIM Mutual Funds

PGIM India Banking and PSU Debt Fund of Inc Dist cum cap wdrl (PIDCW-M)

DebtBanking And Psu

10.7742

NAV (Mar 05)

6.4%
3 Year CAGR
Scripbox Opinion

Neutral

Click here for top ranked funds in banking and psu mutual funds.

However, Scripbox does not recommend investing in banking and psu mutual funds.

Banking and PSU Funds are mandated to invest a minimum of 80% of total assets in debt instruments issued by Banks, Public Sector Undertakings and Public Financial Institutions.

They tend to invest in medium to long duration securities and hence are exposed to higher variations when interest rates change.

The category accounts for close to 8% of the total assets in the Debt Segment.

We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category since we believe that the potential incremental return is not justified by the higher credit risk and higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

9 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

79 Cr. Negligible within the category

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

Moderate Credit Risk. The fund has a moderate credit quality compared to other debt funds

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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Expert Investing Only, Car, Down Payment

No single fund can achieve what a plan can. Learn why

Historical NAV

10.7742

NAV (Mar 5)

Fund Returns

Last 1Y

6.1%

Last 3Y

6.4%

Last 5Y

5.9%

Last 10Y

NA

Since Inception

6.2%

6 Month CAGR

1.4%

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Scheme Information

Investment Objective

The primary objective of the Scheme is to seek to generate income and capital appreciation by investing predominantly in debt instruments issued by banks,Public Sector Undertakings,Public Financial institutions and Municipal Bonds.

Expense Ratio

0.81

Launched (9y ago)

Mar 11, 2013

AUM in Crores

78.581

ISIN

INF223J01SU0

Lock-in

No Lock-in

Benchmark

CRISIL Banking and PSU Debt TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers
user-avatar

Puneet Pal

Fund Manager

calculator

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)
Kotak Savings Fund (G)

₹ 11,223 cr

5

₹ 28,408 cr

5

₹ 9,119 cr

5

₹ 26,625 cr

5

₹ 23,456 cr

5

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About the AMC

PGIM India Asset Management Private Limited

PGIM India Asset Management Private Limited manages assets worth 16,836 crores and was set up on 24 September 2008. It's current offering of mutual fund schemes includes 15 equity,133 debt and 33 hybrid funds.

amc-img

  • tel-amc-about
    022-61593000
  • mail-amc-about
    care@pgimindia.co.in
  • Fund NameScripbox Opinion
    Till Date CAGR

    4.7%

    7.2%

    26%

    11%

    31.2%

    16.3%

    -

    3.4%

    4.7%

    5.5%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    PGIM India Banking and PSU Debt Fund of Inc Dist cum cap wdrl (PIDCW-M) Review

    PGIM India Banking and PSU Debt Fund of Inc Dist cum cap wdrl (PIDCW-M) is a Banking And Psu Debt fund and has delivered an annualised return of 6.2% over a period of 8 years. The fund was previously known as DHFL Pramerica Bkg & PSU Mn DP. The fund is managed by PGIM India Asset Management Private Limited. The fund manager’s name is Puneet Pal.

    Nav of PGIM India Banking and PSU Debt Fund of Inc Dist cum cap wdrl (PIDCW-M) as of 05/03/2021 is ₹10.77 with the total AUM as of 18/01/2022 is ₹78.581. With Scripbox you can compare and check the latest nav for all mutual funds in India. PGIM India Banking and PSU Debt Fund of Inc Dist cum cap wdrl (PIDCW-M) was launched on Mar 11, 2013. The category risk of the fund is Low to Moderate Risk.

    The minimum SIP amount for PGIM India Banking and PSU Debt Fund of Inc Dist cum cap wdrl (PIDCW-M) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

    PGIM India Banking and PSU Debt Fund of Inc Dist cum cap wdrl (PIDCW-M) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Banking and PSU Debt TR INR.

    PGIM India Banking and PSU Debt Fund of Inc Dist cum cap wdrl (PIDCW-M) is rated as a 2 fund in Debt and delivered 6.1% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with PGIM India Banking and PSU Debt Fund of Inc Dist cum cap wdrl (PIDCW-M).

    Frequently Asked Questions

    What is PGIM India Banking and PSU Debt Fund of Inc Dist cum cap wdrl (PIDCW-M)?

    How to invest in PGIM India Banking and PSU Debt Fund of Inc Dist cum cap wdrl (PIDCW-M)?

    What is the minimum sip amount of PGIM India Banking and PSU Debt Fund of Inc Dist cum cap wdrl (PIDCW-M)?

    Is PGIM India Banking and PSU Debt Fund of Inc Dist cum cap wdrl (PIDCW-M) good to invest in?

    What is the expense ratio of the PGIM India Banking and PSU Debt Fund of Inc Dist cum cap wdrl (PIDCW-M)?