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  • Nippon India Strategic Debt Fund Income Dist cum Cap Wdrl (RIDCW-Q)

Formerly Nippon India Strategic Debt Qt DR

Nippon Mutual Fund

Nippon India Strategic Debt Fund Income Dist cum Cap Wdrl (RIDCW-Q)

DebtMedium Term

9.1819

NAV (Oct 20)

-4.7%
3 Year CAGR
Scripbox Opinion

Not Recommended

Click here for top ranked funds in medium term mutual funds.

However, Scripbox does not recommend investing in medium term mutual funds.

Medium Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.This exposes them to higher variation when interest rates change.

This is a small category (less than 2% of the total debt fund assets).We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category because of the higher credit risk and higher interest rate risk.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

7 Years. The Fund has Sufficient history for analysis and the track record is good.

Relative Size

270 Cr. Small within the category

Impact of Interest Rate Changes

High Interest Rate Risk. The impact on fund value is high when interest rates change

Credit Quality Of Fund's Portfolio

Highest Credit Risk. The fund has poor credit quality compared to other debt funds

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Short Term Money

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  • graph-icon-gray
    Historical growth rate of 6.5% per annum
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    Recommended Duration 1 - 5 years
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    No Lock-in
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    Expert Investing Only, Car, Down Payment

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Historical NAV

9.1819

NAV (Oct 20)

Fund Returns

Last 1Y
19.2%
Last 3Y
-4.7%
Last 5Y
-1.4%
Last 10Y
NA
Since Inception
1.6%
6 Month CAGR
16.1%
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Scheme Information

Investment Objective

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield,safety and liquidity.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Moderately High risk

Expense Ratio
1.98
Launched (7y ago)
Jun 26, 2014
AUM in Crores
269.763
ISIN
INF204KA1QE4
Lock-in
No Lock-in
Benchmark
CRISIL AAA Medium Term Bond Index PR INR
SIP Minimum
1000
Lumpsum Min.
5000
Fund Managers
user-avatar

Kinjal Desai

Fund Manager

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Sushil Budhia

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • Inflation beating returns
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comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 13,509 cr

5

recommended-badge

₹ 33,192 cr

5

recommended-badge

₹ 11,590 cr

5

recommended-badge

₹ 21,654 cr

5

recommended-badge

₹ 33,722 cr

5

amc-icon

About the AMC

Nippon Life India Asset Management Ltd

Nippon Life India Asset Management Ltd manages assets worth 238,298 crores and was set up on 24 February 1995. It's current offering of mutual fund schemes includes 90 equity,369 debt and 34 hybrid funds.

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  • tel-amc-about
    022-33031000
  • mail-amc-about
    customer_care@reliancemutual.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    5%

    7%

    recommended-badge

    28.4%

    22.8%

    top-ranked-badge

    4.3%

    6.7%

    top-ranked-badge

    26.9%

    22.6%

    top-ranked-badge

    3.4%

    5.4%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    TRUST

    1. 4100+Crores
    2. 2500+Cities
    3. 7200+Customers
    We manage to deliver better strategies to people who trust us.

    We thrive on trust. You don’t need to just take our word for it! Get started with your wealth creation without worry.

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    Investing has helped me dream bigger for my life
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    About Nippon India Strategic Debt Fund Income Dist cum Cap Wdrl (RIDCW-Q)

    About Nippon India Strategic Debt Fund Income Dist cum Cap Wdrl (RIDCW-Q)

    Nippon India Strategic Debt Fund Income Dist cum Cap Wdrl (RIDCW-Q) is a Medium Term Debt fund and has delivered an annualised return of 1.6% over a period of 7 years. The fund was previously known as Nippon India Strategic Debt Qt DR . The fund is managed by Nippon Life India Asset Management Ltd. The fund managers are Kinjal Desai, Sushil Budhia

    Nippon India Strategic Debt Fund Income Dist cum Cap Wdrl (RIDCW-Q) Investment Objective

    To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield,safety and liquidity. . However, there is no assurance that the objective of the scheme will be realized.

    Nippon India Strategic Debt Fund Income Dist cum Cap Wdrl (RIDCW-Q) NAV,AUM,Risk

    The Nippon India Strategic Debt Fund Income Dist cum Cap Wdrl (RIDCW-Q) fund was launched on Jun 26, 2014. The NAV (Net Asset Value) of this Medium Term Debt fund as of 2021-10-20 is ₹9.18. The total AUM (Asset Under Management) of the fund as of 21/10/2021 is ₹269.763. The category risk of the Nippon India Strategic Debt Fund Income Dist cum Cap Wdrl (RIDCW-Q) fund is Moderately High risk. The fund charges 1.98 % as expense ratio.

    Nippon India Strategic Debt Fund Income Dist cum Cap Wdrl (RIDCW-Q) Holdings

    The fund’s highest allocation is towards Debt and has invested 71.8% in this asset class. The top three holdings of the fund are , net current assets , triparty repo , 7.27% govt stock 2026 , embassy office parks reit , national bank for agriculture and rural development , summit digitel infrastructure private limited , l&t metro rail (hyderabad) limited , 07.89 gj sdl 2025 , state bank of india , godrej industries limited , u.p. power corporation limited , india grid trust , rec limited , bharti hexacom limited , indinfravit trust , piramal capital & housing finance limited , telesonic networks limited , 5.63% govt stock 2026 , rural electrification corporation limited , bharat sanchar nigam limited

    Nippon India Strategic Debt Fund Income Dist cum Cap Wdrl (RIDCW-Q) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Nippon India Strategic Debt Fund Income Dist cum Cap Wdrl (RIDCW-Q) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL AAA Medium Term Bond Index PR INR.

    Nippon India Strategic Debt Fund Income Dist cum Cap Wdrl (RIDCW-Q) Review

    Nippon India Strategic Debt Fund Income Dist cum Cap Wdrl (RIDCW-Q) has a score of 1 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, Nippon India Strategic Debt Fund Income Dist cum Cap Wdrl (RIDCW-Q) has a score of 2out of 5 The credit risk of the fund is 1 out of 5 as compared to other debt funds.

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