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    • Nippon India Strategic Debt Fund (Growth)

    Formerly Reliance Strategic Debt Gr

    Nippon Mutual Fund

    Nippon India Strategic Debt Fund (Growth)

    DebtMedium Term

    12.4867

    NAV (Sep 23)

    -4.1%
    3 Year CAGR
    Scripbox Opinion

    Not Recommended

    Click here for top ranked funds in medium term mutual funds.

    However, Scripbox does not recommend investing in medium term mutual funds.

    Medium Duration Funds invest in debt and money market instruments such that the duration of the portfolio is between 3 to 4 years.This exposes them to higher variation when interest rates change.

    This is a small category (less than 2% of the total debt fund assets).We assess the credit quality of funds in this category as relatively poor.We do not recommend funds in this category because of the higher credit risk and higher interest rate risk.

    Our analysis of this fundLearn how we rate funds ->

    Track Record

    7 Years. The Fund has Sufficient history for analysis and the track record is good.

    Relative Size

    272 Cr. Small within the category

    Impact of Interest Rate Changes

    High Interest Rate Risk. The impact on fund value is high when interest rates change

    Credit Quality Of Fund's Portfolio

    Highest Credit Risk. The fund has poor credit quality compared to other debt funds

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      Historical growth rate of 6.5% per annum
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      Recommended Duration 1 - 5 years
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      No Lock-in
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      Expert Investing Only, Car, Down Payment

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    Historical NAV

    12.4867

    NAV (Sep 23)

    Fund Returns

    Last 1Y
    21%
    Last 3Y
    -4.1%
    Last 5Y
    -0.2%
    Last 10Y
    NA
    Since Inception
    3.1%
    6 Month CAGR
    17%
    info-icon-blue

    Scheme Information

    Investment Objective

    To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield,safety and liquidity.

    Low

    Low to Moderate

    Moderate

    Moderately High

    High

    Very High

    risk-indicator-arrow.svg

    Moderately High risk

    Expense Ratio
    1.98
    Launched (7y ago)
    Jun 26, 2014
    AUM in Crores
    271.611
    ISIN
    INF204KA1PZ1
    Lock-in
    No Lock-in
    Benchmark
    CRISIL AAA Medium Term Bond Index PR INR
    SIP Minimum
    1000
    Lumpsum Min.
    5000
    Fund Managers
    user-avatar

    Kinjal Desai

    Fund Manager

    user-avatar

    Sushil Budhia

    Fund Manager

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    Returns Calculator Comparison

    of

    for

    with step up of

    InstrumentReturnsTotal CorpusGainsAnnualised %
    Mutual Fund70%₹ 965,796 ₹ 233,18411.25%
    EPF70% ₹ 900,761 ₹ 168,1498.50%
    Property70% ₹ 867,662 ₹ 135,0507.00%
    PPF70% ₹ 869,819 ₹ 137,2077.10%
    Bank FD70% ₹ 846,471 ₹ 113,8596.00%
    Gold70% ₹ 846,471 ₹ 113,8596.00%
    Savings Bank70% ₹ 825,950 ₹ 93,3385.00%

    Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • Inflation beating returns
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    comparison

    Comparison with Debt Funds

    Fund NameScripbox OpinionFund SizeTrack Record

    Kotak Savings Fund (G)

    recommended-badge

    ₹ 13,951 cr

    5

    recommended-badge

    ₹ 33,662 cr

    5

    recommended-badge

    ₹ 11,134 cr

    5

    recommended-badge

    ₹ 31,274 cr

    5

    recommended-badge

    ₹ 24,210 cr

    5

    amc-icon

    About the AMC

    Nippon Life India Asset Management Ltd

    Nippon Life India Asset Management Ltd manages assets worth 237,988 crores and was set up on 24 February 1995. It's current offering of mutual fund schemes includes 90 equity,369 debt and 34 hybrid funds.

    amc-img

  • tel-amc-about
    022-33031000
  • mail-amc-about
    customer_care@reliancemutual.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    5.1%

    7%

    recommended-badge

    24.3%

    22.8%

    top-ranked-badge

    4.4%

    6.7%

    top-ranked-badge

    22.9%

    22.5%

    top-ranked-badge

    3.6%

    5.4%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

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    3,600+

    AUM

    2,500+

    Cities

    2012

    Established

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

    About Nippon India Strategic Debt Fund (G)

    About Nippon India Strategic Debt Fund (G)

    Nippon India Strategic Debt Fund (G) is a Medium Term Debt fund and has delivered an annualised return of 3.1% over a period of 7 years. The fund was previously known as Reliance Strategic Debt Gr . The fund is managed by Nippon Life India Asset Management Ltd. The fund managers are Kinjal Desai, Sushil Budhia

    Nippon India Strategic Debt Fund (G) Investment Objective

    To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield,safety and liquidity. . However, there is no assurance that the objective of the scheme will be realized.

    Nippon India Strategic Debt Fund (G) NAV,AUM,Risk

    The Nippon India Strategic Debt Fund (G) fund was launched on Jun 26, 2014. The NAV (Net Asset Value) of this Medium Term Debt fund as of 2021-09-23 is ₹12.49. The total AUM (Asset Under Management) of the fund as of 24/09/2021 is ₹271.611. The category risk of the Nippon India Strategic Debt Fund (G) fund is Moderately High risk. The fund charges 1.98 % as expense ratio.

    Nippon India Strategic Debt Fund (G) Holdings

    The fund’s highest allocation is towards Debt and has invested 80.9% in this asset class. The top three holdings of the fund are , net current assets , 7.27% govt stock 2026 , national bank for agriculture and rural development , indian railway finance corporation limited , embassy office parks reit , summit digitel infrastructure private limited , l&t metro rail (hyderabad) limited , state bank of india , 07.89 gj sdl 2025 , godrej industries limited , shriram transport finance company limited , rec limited , india grid trust , u.p. power corporation limited , indinfravit trust , telesonic networks limited , bharti hexacom limited , piramal capital & housing finance limited , 5.63% govt stock 2026 , rural electrification corporation limited , bharat sanchar nigam limited , triparty repo

    Nippon India Strategic Debt Fund (G) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹1000 and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 5000.

    Nippon India Strategic Debt Fund (G) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL AAA Medium Term Bond Index PR INR.

    Nippon India Strategic Debt Fund (G) Review

    Nippon India Strategic Debt Fund (G) has a score of 1 on a scale of 5. The fund has a score of 4 out of 5 based on historical performance. As compared to the other funds in its category, Nippon India Strategic Debt Fund (G) has a score of 2out of 5 The credit risk of the fund is 1 out of 5 as compared to other debt funds.

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