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  • Nippon India Liquid Fund Retail Inc Dist cum Cap Wdrl (RIDCW-D)

Formerly Nippon India Liquid Retl Dl DR

Nippon Mutual Fund

Nippon India Liquid Fund Retail Inc Dist cum Cap Wdrl (RIDCW-D)

DebtLiquid

Top Ranked

1524.28

NAV (Oct 21)

3.5%
3 Year CAGR
Scripbox Opinion

Top Ranked

Nippon India Liquid Fund Retail Inc Dist cum Cap Wdrl (RIDCW-D) is recommended for investment within liquid mutual funds.

Liquid funds provides relative safety of capital with growth at par with inflation and is suitable for investment objectives with duration of 1-5 years or longer.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

18 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

22,850 Cr. Category leader in size

Impact of Interest Rate Changes

Low Interest Rate Risk. The impact on fund value is quite low when interest rates change

Credit Quality Of Fund's Portfolio

Lowest Credit Risk. The fund has a very high credit quality compared to other debt funds

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Emergency Money

Emergency Money

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  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Emergency

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Historical NAV

1524.28

NAV (Oct 21)

Fund Returns

Last 1Y
2.5%
Last 3Y
3.5%
Last 5Y
3.8%
Last 10Y
4.8%
Since Inception
4.7%
6 Month CAGR
1.3%
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Scheme Information

Investment Objective

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in debt and money market instruments.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

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Low to Moderate Risk

Expense Ratio
0.32
Launched (18y ago)
Nov 24, 2003
AUM in Crores
22849.173
ISIN
INF204K01UJ7
Lock-in
No Lock-in
Benchmark
CRISIL Liquid Fund TR INR
SIP Minimum
0
Lumpsum Min.
10000
Fund Managers
user-avatar

Anju Chhajer

Fund Manager

user-avatar

Kinjal Desai

Fund Manager

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Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

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Emergency Money

Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

  • Inflation beating returns
    Inflation beating returns
  • Emergency
    Emergency
  • One click investing  tracking
    One click investing tracking
comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record

Kotak Savings Fund (G)

recommended-badge

₹ 13,509 cr

5

recommended-badge

₹ 33,192 cr

5

recommended-badge

₹ 11,590 cr

5

recommended-badge

₹ 33,722 cr

5

recommended-badge

₹ 22,849 cr

5

amc-icon

About the AMC

Nippon Life India Asset Management Ltd

Nippon Life India Asset Management Ltd manages assets worth 240,382 crores and was set up on 24 February 1995. It's current offering of mutual fund schemes includes 90 equity,369 debt and 34 hybrid funds.

amc-img

  • tel-amc-about
    022-33031000
  • mail-amc-about
    customer_care@reliancemutual.com
  • Fund NameScripbox Opinion
    Till Date CAGR
    recommended-badge

    5%

    7%

    recommended-badge

    28.2%

    22.8%

    top-ranked-badge

    4.3%

    6.7%

    top-ranked-badge

    26.8%

    22.5%

    top-ranked-badge

    3.4%

    5.4%

    growth

    Emergency Money

    Invest in a scientifically curated set of liquid funds which are best aligned towards achieving any objectives where liquidity and stability are the priority.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Emergency
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Axis Liquid Fund (Growth)

    Axis Liquid Fund (Growth)

    Debt

    Liquid

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    How does Scripbox rate funds?

    Proprietary 4-step system to rate mutual funds

    We use a proprietary system to rate mutual funds and based on that make a recommendation or rate the fund as top ranked.

    What Scripbox recommendations mean?
    Scripbox algorithm recommends 2-4 funds for investment for an investment asset class such as large cap, diversified, liquid etc. When you invest for an objective, the algorithm suggests the appropriate asset class and funds.
    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Sub-asset Class View

    Sub-asset Class View

    We check if the sub-category of the fund is recommended by us.

    Fund Performance

    Fund Performance

    Consistency of performance over various tenures is analysed for a relative performance stack.

    Track Record

    Track Record

    We look at consistent and long historical performance for our analysis.

    Fund Size

    Fund Size

    We look at the size of the fund with respect to other funds in the category. Larger funds are preferred.

    Impact of Interest Rates

    Impact of Interest Rates

    We check the relative interest rate risk of the sub-category of the fund. Lower the better.

    Credit Attractiveness

    Credit Attractiveness

    We check the credit quality of the underlying instruments present in the fund. Higher the better.

    Equity Funds

    Debt Funds

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    TRUST

    1. 4100+Crores
    2. 2500+Cities
    3. 7200+Customers
    We manage to deliver better strategies to people who trust us.

    We thrive on trust. You don’t need to just take our word for it! Get started with your wealth creation without worry.

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    Investing has helped me dream bigger for my life
    Dr. Shraddha BahirwaniSr. Dental Consultant

    About Nippon India Liquid Fund Retail Inc Dist cum Cap Wdrl (RIDCW-D)

    About Nippon India Liquid Fund Retail Inc Dist cum Cap Wdrl (RIDCW-D)

    Nippon India Liquid Fund Retail Inc Dist cum Cap Wdrl (RIDCW-D) is a Liquid Debt fund and has delivered an annualised return of 4.7% over a period of 17 years. The fund was previously known as Nippon India Liquid Retl Dl DR . The fund is managed by Nippon Life India Asset Management Ltd. The fund managers are Anju Chhajer, Kinjal Desai

    Nippon India Liquid Fund Retail Inc Dist cum Cap Wdrl (RIDCW-D) Investment Objective

    The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in debt and money market instruments. . However, there is no assurance that the objective of the scheme will be realized.

    Nippon India Liquid Fund Retail Inc Dist cum Cap Wdrl (RIDCW-D) NAV,AUM,Risk

    The Nippon India Liquid Fund Retail Inc Dist cum Cap Wdrl (RIDCW-D) fund was launched on Nov 24, 2003. The NAV (Net Asset Value) of this Liquid Debt fund as of 2021-10-21 is ₹1524.28. The total AUM (Asset Under Management) of the fund as of 22/10/2021 is ₹22849.173. The category risk of the Nippon India Liquid Fund Retail Inc Dist cum Cap Wdrl (RIDCW-D) fund is Low to Moderate Risk. The fund charges 0.32 % as expense ratio.

    Nippon India Liquid Fund Retail Inc Dist cum Cap Wdrl (RIDCW-D) Holdings

    The fund’s highest allocation is towards Others and has invested 100% in this asset class. The top three holdings of the fund are , triparty repo , corporate bond repo (counterparty reliance industries limited ) , 91 dtb 28102021 , chennai petroleum corporation ltd , 182 dtb 18112021 , national bank for agriculture and rural development , 8.79% govt stock 2021 , 364 dtb 25112021 , reverse repo , 91 dtb 06012022 , reliance retail ventures limited , 364 dtb 06012022 , 91 dtb 02122021 , 182 dtb 16122021 , 91 dtb 11112021 , nlc india limited , national bank for agriculture and rural development , reliance retail ventures limited , ongc petro additions limited , indian railway finance corporation limited , ultratech cement limited , indian oil corporation limited , 91 dtb 16122021 , 9.05% m.p. gs 2021 , 364 dtb 04112021 , housing development finance corporation limited , hdfc securities limited , reliance jio infocomm limited , national bank for agriculture and rural development , cesc limited , manappuram finance limited , lic housing finance limited , housing development finance corporation limited , hdfc securities limited , reliance retail ventures limited , kotak securities ltd , ongc petro additions limited , nxtra data limited , icici securities limited , hdfc securities limited , 182 dtb 25112021 , reliance industries limited , 182 dtb 12112021 , bharti hexacom limited , axis bank limited , pilani investment & industries corporation limited , 9.09% maharashtra gs 2021 , axis finance limited , bharti airtel limited , 9.19% tamilnadu gs 2021 , icici securities limited , kotak securities limited , 182 dtb 28102021 , sterlite technologies limited , julius baer capital (india) private limited , l & t infrastructure finance company limited , tv18 broadcast limited , axis bank limited , network18 media & investments limited , hdfc securities limited , tv18 broadcast limited , 9.23% gujarat gs 2021 , net current assets , network18 media & investments limited , tv18 broadcast limited , axis bank limited , tv18 broadcast limited

    Nippon India Liquid Fund Retail Inc Dist cum Cap Wdrl (RIDCW-D) Sip

    The minimum SIP (Systematic Investment Plan) amount for this is ₹null and you can increase this in multiples of ₹ 100. In case you want to invest a lump sum, the minimum amount to be invested is ₹ 10000.

    Nippon India Liquid Fund Retail Inc Dist cum Cap Wdrl (RIDCW-D) Investment volatility and Horizon

    This fund is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Liquid Fund TR INR.

    Nippon India Liquid Fund Retail Inc Dist cum Cap Wdrl (RIDCW-D) Review

    Nippon India Liquid Fund Retail Inc Dist cum Cap Wdrl (RIDCW-D) has a score of 5 on a scale of 5. The fund has a score of 5 out of 5 based on historical performance. As compared to the other funds in its category, Nippon India Liquid Fund Retail Inc Dist cum Cap Wdrl (RIDCW-D) has a score of 5out of 5 The credit risk of the fund is 5 out of 5 as compared to other debt funds.

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