• Mutual Funds
  • Nippon Mutual Fund
  • Nippon India Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-A)

Formerly Nippon India Credit Risk DR

Nippon Mutual Fund

Nippon India Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-A)

DebtCredit Risk

15.0857

NAV (Jan 18)

2.7%
3 Year CAGR
Scripbox Opinion

Not Recommended

Click here for top ranked funds in credit risk mutual funds.

However, Scripbox does not recommend investing in credit risk mutual funds.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

8 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

1,110 Cr. Medium within the category

Impact of Interest Rate Changes

Moderate Interest Rate Risk. The impact on fund value is moderate when interest rates change

Credit Quality Of Fund's Portfolio

Highest Credit Risk. The fund has poor credit quality compared to other debt funds

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Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

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    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
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    Expert Investing Only, Car, Down Payment

No single fund can achieve what a plan can. Learn why

Historical NAV

15.0857

NAV (Jan 18)

Fund Returns

Last 1Y

13.3%

Last 3Y

2.7%

Last 5Y

4.2%

Last 10Y

NA

Since Inception

5.9%

6 Month CAGR

3.1%

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Scheme Information

Investment Objective

The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments.

Expense Ratio

1.62

Launched (8y ago)

Oct 27, 2014

AUM in Crores

1109.518

ISIN

INF204KA1WS2

Lock-in

No Lock-in

Benchmark

NIFTY Credit Risk Bond TR INR

SIP Minimum

1000

Lumpsum Min.

5000

Fund Managers
user-avatar

Kinjal Desai

Fund Manager

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Sushil Budhia

Fund Manager

calculator

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)
Kotak Savings Fund (G)

₹ 11,223 cr

5

₹ 28,408 cr

5

₹ 9,119 cr

5

₹ 23,456 cr

5

₹ 26,625 cr

5

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About the AMC

Nippon Life India Asset Management Ltd

Nippon Life India Asset Management Ltd manages assets worth 241,414 crores and was set up on 24 February 1995. It's current offering of mutual fund schemes includes 99 equity,369 debt and 34 hybrid funds.

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  • tel-amc-about
    022-33031000
  • mail-amc-about
    customer_care@reliancemutual.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    4.7%

    6.9%

    26.4%

    22.7%

    4%

    6.6%

    25%

    22.5%

    3.3%

    5.4%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    Nippon India Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-A) Review

    Nippon India Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-A) is a Credit Risk Debt fund and has delivered an annualised return of 5.9% over a period of 7 years. The fund was previously known as Nippon India Credit Risk DR. The fund is managed by Nippon Life India Asset Management Ltd. The fund managers are Kinjal Desai, Sushil Budhia.

    Nav of Nippon India Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-A) as of 18/01/2022 is ₹15.09 with the total AUM as of 19/01/2022 is ₹1109.518. With Scripbox you can compare and check the latest nav for all mutual funds in India. Nippon India Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-A) was launched on Oct 27, 2014. The category risk of the fund is High Risk.

    The minimum SIP amount for Nippon India Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-A) is ₹1000 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

    Nippon India Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-A) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to NIFTY Credit Risk Bond TR INR.

    Nippon India Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-A) is rated as a 1 fund in Debt and delivered 13.3% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with Nippon India Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-A).

    Frequently Asked Questions

    What is Nippon India Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-A)?

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    Is Nippon India Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-A) good to invest in?

    What is the expense ratio of the Nippon India Credit Risk Fund Inc Dist cum Cap Wdrl (RIDCW-A)?